¡Tu casa propia está más cerca de lo que crees! Hablamos tu idioma y hacemos el proceso fácil.
Agente Hipotecario en Charleston, SC
Pocas compras le dan una sensación de orgullo y logro como comprar una casa nueva. Desde cercas blancas y exuberante césped verde hasta comidas al aire libre con vecinos y vacaciones con la familia, ser propietario de una casa es mágico. Sin embargo, como ocurre con la mayoría de las grandes cosas, soportar el proceso de compra de una vivienda requiere mucho trabajo. Hay muchos pasos que dar y decisiones difíciles que tomar en el camino. Una de las decisiones más importantes es qué tipo de préstamo hipotecario y corredor hipotecario elegir. Ya sea que sea la primera vez que compra una casa o sea un propietario experimentado con varias propiedades, necesitará un agente hipotecario confiable en Charleston, SC, con sus mejores intereses en el corazón.
Si usted es como la mayoría de las personas, necesita un profesional hipotecario cuya principal prioridad sean sus clientes: un experto que pueda brindarle asesoramiento y orientación precisos para que pueda tomar decisiones informadas. Ahí es donde Mission One Mortgage entra en escena.
DiferenciaLa diferencia hipotecaria de Mission One
Ya sea que desee las mejores tasas de interés o no sepa por dónde empezar en el proceso de compra de una vivienda, Mission One Mortgage puede orientarlo en la dirección correcta. Desde obtener la precalificación para comprar una casa hasta obtener un préstamo para veteranos, Mission One Mortgage es la solución confiable que necesita. Como Charleston nativos, estamos orgullosos de servir a Lowcountry y a todo Carolina del Sur con servicios confiables de corretaje hipotecario.
A diferencia de algunas compañías hipotecarias en Charleston, SC, Aportamos años de experiencia y conocimientos de alto nivel. Habiendo trabajado con cientos de clientes durante nuestro tiempo en el negocio, sabemos que probablemente esté pasando por una variedad de emociones en este momento. Comprar una casa nueva puede ser un proceso aterrador, especialmente para quienes compran por primera vez. Es por eso que hacemos todo lo posible para hacernos accesibles y disponibles para los clientes. Nuestro objetivo principal es ayudarlo a obtener la hipoteca adecuada para su familia y su presupuesto.
- Agente Hipotecario en Charleston, SC
- La diferencia hipotecaria de Mission One
- ¿Por qué debería trabajar con un corredor hipotecario en Charleston, SC
- Explorando los beneficios de trabajar con un corredor hipotecario
- Opciones comunes de préstamos hipotecarios en Carolina del Sur
- Preguntas frecuentes sobre hipotecas para viviendas
- Hipoteca Mission One: convertir los sueños en realidad, una hipoteca a la vez
Sabemos que muchos agentes de préstamos hipotecarios tienen una reputación horrible. Algunos corredores sólo ven a sus clientes como transacciones y como un medio para ganar dinero rápido. Se muestran impacientes y agresivos, sin comprender que se trata de una decisión muy importante para usted. En Mission One Mortgage, adoptamos el enfoque opuesto. Alentamos a nuestros clientes a que se tomen todo el tiempo necesario para hacernos preguntas y revisar los documentos hipotecarios. Podríamos decir que nuestra misión es superar tus expectativas, pero preferimos mostrártelo. Desde asistencia para encontrar préstamos de la FHA, VA u otros hasta refinanciar su hipoteca actual, Mission One es el equipo en el que puede confiar.
Estas son solo algunas de las razones por las que los compradores de viviendas eligen Mission One Mortgage:
Sin cargos adicionales- Al brindar los servicios a nuestros clientes de forma gratuita, utilizar un agente hipotecario como Mission One Mortgage puede ayudarlo a buscar el mejor precio en préstamos sin un precio elevado.
Acceso a 50 prestamistas- Con acceso a una variedad de préstamos y tasas de interés disponibles, Mission One Mortgage puede buscar los mejores préstamos para sus necesidades específicas.
Accesible a nuestros clientes- Al brindar un servicio transparente y comunicativo a todos nuestros clientes, Mission One Mortgage garantiza que todas las llamadas telefónicas sean respondidas o devueltas de manera oportuna.
Preparándote para el éxito- Ayudándolo a preparar todos sus documentos para la aprobación previa y la solicitud de préstamo, Mission One Mortgage le proporcionará toda la información necesaria para obtener el mejor préstamo.
¿Por qué debería trabajar con una hipoteca? corredor en Charleston, SC?
La mayoría de las personas simplemente no tienen acceso a los cientos de miles de dólares necesarios para comprar una casa en efectivo. En cambio, obtienen un préstamo hipotecario para comprar una casa. Desafortunadamente, muchos compradores de vivienda están ansiosos por poner las cosas en marcha y, debido a su entusiasmo, no buscan las mejores tasas hipotecarias. Hasta cierto punto, tiene sentido evitar este paso, ya que requiere mucho trabajo preliminar e investigación para realizar el trabajo. Para aquellos que no quieran pasar horas investigando una hipoteca razonable, existe una alternativa a considerar: trabajar con un agente hipotecario.
Para comprender los beneficios de trabajar con un agente hipotecario, primero debe comprender su papel en el proceso de compra de una vivienda.
¿Qué hace un corredor hipotecario?
Su agente hipotecario es un tercero que trabaja para conectarlo con prestamistas hipotecarios. Básicamente, un corredor hipotecario actúa como intermediario entre una persona que quiere comprar una vivienda y las entidades que ofrecen préstamos para comprar una vivienda. El agente hipotecario trabaja tanto con el prestatario como con el prestamista para obtener la aprobación del prestatario. También verifican y recopilan la documentación del prestatario que el prestamista necesita para finalizar la compra de una vivienda. Por lo general, los agentes hipotecarios tienen relaciones con varios prestamistas de préstamos hipotecarios. Mission One Mortgage, por ejemplo, tiene acceso a 50 prestamistas diferentes, lo que nos brinda una amplia gama de préstamos hipotecarios en Charleston, SC, de donde elegir.
Además de encontrar un prestamista para préstamos hipotecarios, su agente hipotecario lo ayudará a elegir las mejores opciones de préstamo y tasas de interés para su presupuesto. Idealmente, su agente hipotecario le quitará una gran cantidad de estrés y trabajo preliminar y, al mismo tiempo, le permitirá ahorrar dinero.
Ayuda con el proceso de aprobación previa
Si está listo para comprar una casa, obtener la precalificación es una excelente opción que agilizará todo el proceso. Su agente hipotecario facilita la obtención de la aprobación previa al obtener todos los documentos necesarios para obtener la precalificación. Al revisar su solicitud, determinarán si está listo para el proceso de aprobación previa. Si su solicitud necesita elementos adicionales, la compañía hipotecaria le ayudará a orientarle en la dirección correcta para garantizar que su solicitud sea lo más sólida posible. Su agente hipotecario también lo guiará a través de los diferentes tipos de préstamos, desde convencionales y FHA hasta VA y USDA.
Para obtener una aprobación previa para una casa en Carolina del Sur, debe tener lo siguiente:
- Dos años de formularios W2
- 30 días de recibos de pago del empleador
- 60 días de extractos bancarios
- Una licencia de conducir válida
BeneficiosExplorando los beneficios de trabajarcon un corredor hipotecario
La mayoría de las personas optan por utilizar un agente hipotecario porque tienen acceso a diferentes prestamistas y tasas de interés. Pero un gran agente hipotecario aporta más que una elección de prestamistas.
Salvarte del estrés innecesario:Una de las mayores ventajas de contratar un agente hipotecario es que puede encontrar y examinar préstamos mientras gestiona el proceso hipotecario en su nombre. Las mejores compañías hipotecarias, como Mission One Mortgage, contratan corredores que son expertos en mantener la suscripción al día, coordinar con las partes relevantes y manejar todo el papeleo involucrado. Al final del día, los agentes hipotecarios le ahorran estrés y tiempo y, a menudo, aceleran el proceso de cierre.
Más acceso: Ya mencionamos esto antes, pero vale la pena repetirlo: un agente hipotecario brinda acceso a una variedad de préstamos, tasas y prestamistas. De hecho, muchos agentes hipotecarios pueden obtener tasas más bajas que las que una persona promedio podría obtener de un prestamista.
Ahorre dinero: Existe la posibilidad de que su agente hipotecario pueda conseguir que el prestamista reduzca o exima las tarifas hipotecarias, lo que podría ahorrarle una buena cantidad de dinero.
Ayuda con situaciones financieras desfavorables: Los agentes hipotecarios expertos a menudo pueden ayudar en situaciones financieras difíciles, como cuando un comprador tiene ingresos inconsistentes o un crédito que no es perfecto. Los corredores experimentados, como los de Mission One Mortgage, a menudo conocen prestamistas dispuestos a trabajar con prestatarios no tradicionales.
Proporcionar información clave: Los agentes hipotecarios comparten información importante, como sus posibilidades de aprobación de un préstamo hipotecario y exactamente cuánta casa puede pagar. También pueden evitar que cometa errores costosos gracias a sus años de experiencia en la industria hipotecaria.
Préstamo hipotecario Opciones comunes de préstamos hipotecarios en Carolina del Sur
Si bien decidirse por el mejor tipo de préstamo hipotecario no es tan emocionante como buscar la casa de sus sueños, es igualmente importante. Sí, su oficial de préstamos de Mission One Mortgage en Charleston, SC, Estará encantado de ayudarle a explicar las diferencias entre préstamos hipotecarios. Pero comprender los conceptos básicos de antemano le ahorrará estrés y tiempo a largo plazo.
¡Contáctenos para servicio!
Consulta Gratuita
(843) 822-5685
Hipotecas convencionales
Los préstamos convencionales se pueden utilizar para comprar una casa nueva o refinanciar la actual. Los préstamos convencionales incluyen hipotecas a tipo fijo e hipotecas a tipo ajustable. Generalmente, los prestatarios deben realizar un pago inicial del 3% para los propietarios-ocupantes, del 10% para una propiedad de vacaciones y del 20% para una casa de inversión. Si puede pagar el 20% del coste total de la vivienda, podrá evitar el seguro hipotecario privado, que de otro modo sería obligatorio. Los compradores con buen crédito o las personas que necesitan una hipoteca no ocupada por el propietario suelen preferir las hipotecas convencionales.
Préstamos de la FHA
Las hipotecas de la FHA son emitidas por el gobierno de los EE. UU. y respaldadas por el Departamento de Vivienda y Desarrollo Urbano (HUD). Los compradores de vivienda por primera vez suelen preferir este préstamo porque solo requiere un pago inicial del 3,5% y ofrece más flexibilidad con los requisitos crediticios y los estándares de suscripción. Los préstamos de la FHA tienen varios requisitos que debes cumplir para calificar. Comuníquese con Mission One Mortgage hoy para obtener más información sobre los préstamos de la FHA y si son o no los mejores para su situación financiera.
Préstamos del USDA
También respaldados por el gobierno, estos préstamos están asegurados por el Departamento de Agricultura de EE. UU. y no requieren pago inicial. Estos préstamos tienen requisitos de seguro más bajos en comparación con los préstamos de la FHA, ofrecen financiamiento del 100% si califica y permiten que el vendedor cubra los costos de cierre. Para calificar para un préstamo del USDA, debe vivir en un área rural y los ingresos de su hogar deben cumplir con ciertos estándares. Estos préstamos suelen ser los preferidos por los ciudadanos de bajos ingresos que viven en zonas rurales de Carolina del Sur.
Hipotecas para veteranos
También conocidas como préstamos VA o de Asuntos de Veteranos, estas hipotecas están reservadas para los hombres y mujeres valientes que sirvieron en el ejército. Los préstamos VA ayudan a brindarles a nuestros miembros militares, veteranos y sus familias condiciones de préstamo favorables y una experiencia sencilla de ser propietario de una vivienda. A menudo, quienes califican no están obligados a realizar un pago inicial por su vivienda. Además, estos préstamos suelen incluir costos de cierre menos costosos.
Si es un veterano o un familiar de un veterano, comuníquese con Mission One Mortgage hoy para hablar con nuestra profesional examinada de VA, Debbie Haberny. Debbie ayuda a nuestros miembros militares, veteranos y sus familiares a obtener préstamos hipotecarios utilizando beneficios para veteranos y estará encantada de ayudarle en la búsqueda de una casa.
Preguntas frecuentesPreguntas frecuentes sobre hipotecas para viviendas
¿Tiene preguntas sobre las complejidades de las hipotecas y los préstamos hipotecarios? Como su defensor, Mission One Mortgage está aquí para responder cualquier pregunta que tenga sobre las hipotecas y el proceso de compra de una vivienda. Le recomendamos que llame a nuestra oficina para hablar directamente con uno de nuestros expertos en hipotecas o que continúe leyendo a continuación para obtener respuestas a algunas preguntas frecuentes.
q. Estaba hablando con mi cónyuge sobre agentes hipotecarios y mencionaron la frase originador de préstamos hipotecarios. ¿Cuál es la diferencia entre un corredor y un originador de préstamos?
UNO. La industria hipotecaria está llena de puestos y títulos confusos, lo que facilita la confusión de roles y responsabilidades. Tal es el caso de los agentes hipotecarios y los originadores de préstamos hipotecarios. Aunque sus funciones comparten similitudes, un originador de préstamos hipotecarios en Charleston, SC, trabaja para un banco o cooperativa de crédito, mientras que un corredor hipotecario trabaja para una empresa de corretaje. Tanto los originadores de préstamos hipotecarios como los corredores hipotecarios tienen licencia del Sistema Nacional de Licencias Multiestatales (NMLS).
q. Todo el mundo me ha dicho que es necesario tener un seguro hipotecario para comprar una casa. ¿Qué es el seguro hipotecario?
UNO. Básicamente, el seguro hipotecario ayuda a proteger a los prestamistas si un prestatario ejecuta la ejecución hipotecaria de la casa que compró. Una ventaja del seguro hipotecario es que cuando los prestatarios lo pagan, los prestamistas a menudo pueden otorgar préstamos a los compradores cuando de otra manera no lo habrían hecho. Aunque no siempre es necesario para comprar una casa, a menudo se necesita un seguro hipotecario para pagos iniciales inferiores al 20%.
q. Me acaban de aprobar previamente para comprar una hermosa casa en Carolina del Sur. ¿Hay algo que no debería hacer ahora que estoy precalificado?
UNO. Las compañías hipotecarias como Mission One Mortgage facilitan la precalificación para una vivienda. Sin embargo, a medida que continúa su proceso de préstamo, su prestamista debe ejecutar un nuevo informe crediticio antes de cerrar la compra de una vivienda. Por esa razón, es para evitar cualquier actividad que pueda afectar su puntaje crediticio, como:
- No se convierta en cofirmante de un préstamo con otra persona.
- No renuncies ni cambies de trabajo.
- No solicite nuevas tarjetas de crédito, préstamos para automóviles ni ninguna otra línea de crédito.
- No utilice su tarjeta de crédito para pagar compras grandes, como muebles para su nueva casa.
- No evite pagos de líneas de crédito, préstamos o facturas de servicios públicos vigentes.
q. Mi cuñado recientemente refinanció su casa en Carolina del Sur. ¿Qué es la refinanciación? ¿Debería considerar refinanciar mi casa también?
UNO. Refinanciar su casa básicamente significa que está cambiando su hipoteca actual por una nueva, generalmente con una tasa de interés más baja. Si desea reducir el plazo de su préstamo, reducir los pagos hipotecarios mensuales o consolidar deudas, la refinanciación puede ser una opción inteligente. Muchos propietarios también optan por refinanciar si quieren pasar de hipotecas de tasa ajustable a hipotecas de tasa fija o obtener reembolsos en efectivo por renovaciones de la vivienda. Para saber si la refinanciación es una opción viable para su situación, comuníquese con Mission One Mortgage lo antes posible, ya que las tasas de los préstamos cambian con frecuencia.
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Hipoteca Mission One: convertir los sueños en realidad, una hipoteca a la vez
Aquí en Mission One Mortgage, creemos que las mejores comunidades comienzan con el sueño de ser propietario de una vivienda. Nuestra misión es hacer realidad esos sueños, con un servicio personalizado, orientación experta y trabajo duro a la antigua usanza. Como una de las compañías hipotecarias más confiables en Charleston, SC, Tenemos años de experiencia trabajando con una amplia gama de clientes, desde compradores e inversores por primera vez hasta prestatarios autónomos y hablantes no nativos de inglés.
Aunque cada situación hipotecaria es diferente, una cosa nunca cambia: nuestro compromiso con los clientes. Póngase en contacto con nuestra oficina hoy para comenzar una experiencia excepcional de compra de vivienda.
¡Contáctenos para servicio!
(843) 822-5685
Latest News Near Me Charleston, SC
Charleston lawyer countersues firm partner over use of credit cards, firm funds
Michael Allisonhttps://www.live5news.com/2025/12/16/charleston-lawyer-countersues-firm-partner-over-use-credit-cards-firm-funds/
CHARLESTON, S.C. (WCSC) — A prominent Lowcountry attorney has countersued his law partner for misusing firm money, months after being accused of doing the same himself.The countersuit, filed on Tuesday by David Hoffman, who is the face of the Hoffman Law Firm, alleges that his firm’s partner, Kevin Smith, put over $500,000 of personal expenses, including “excursions” at a downtown adult entertainment business, on a BP gas card belonging to the firm.The suit goes on to allege Smith would attempt to make p...
CHARLESTON, S.C. (WCSC) — A prominent Lowcountry attorney has countersued his law partner for misusing firm money, months after being accused of doing the same himself.
The countersuit, filed on Tuesday by David Hoffman, who is the face of the Hoffman Law Firm, alleges that his firm’s partner, Kevin Smith, put over $500,000 of personal expenses, including “excursions” at a downtown adult entertainment business, on a BP gas card belonging to the firm.
The suit goes on to allege Smith would attempt to make personal purchases on Amazon appear to be made by the firm’s office manager by changing the recipient’s name to hers.
A receipt from the filing purports to show a charge made on Hoffman’s personal firm credit card to fix Smith’s yacht, which the suit alleges is in relation to a yacht business that Smith owns.
Almost three months before Tuesday’s filing, Smith filed a lawsuit against Hoffman, alleging Hoffman committed “actual fraud” by spending firm funds on Botox, mortgage payments and weapons.
In an affidavit filed in November by Smith’s forensic accountant, Christa Yantis, she alleges that between 2017 and 2025 Hoffman spent $10,041,095 of firm funds on personal expenses or transfers to other business entities owned by Hoffman.
Some other payments alleged to have been made by Hoffman include interior and exterior cleaning of his home and costs relating to legal and accounting work.
The Hoffman Law Firm was founded in 2007, but Smith joined the practice in 2012. Around 2014, he became an owner of 49% of the firm, with Hoffman retaining 51%.
In his September lawsuit, Smith claimed that despite the firm only having two members, Hoffman refused to make “equitable distributions” for years.
A forensic accountant stated in court records that the disproportionate share of funds disbursed is $9,400,237.45 for the benefit of Hoffman and that it is highly likely that fraud has occurred.
In an affidavit filed by Hoffman in September, he said, “Both Mr. Smith and I have used firm monies to pay personal expenses,” and also said, “After this controversy arose, I instructed the accountant retained by [the Hoffman Law Firm] to review the tax returns, and to thoroughly go through Quickbook for the relevant period. He has completed the review and amended the tax returns. Those reflect the correction of the transfers made to other accounts.”
“While these transfers are loans to me, and I am responsible for putting them back in the LLC,” Hoffman said.
The Dec. 16 countersuit filed by Hoffman alleged personal expenses made by Smith included:
Among allegations made in initial filings, Hoffman alleged that Smith had discussed his “contemporaneous use of cocaine and other illegal drugs” while at work.
Hoffman’s December countersuit doubled down on these allegations, stating that, “[Smith] indulges in illegal drugs, and he then cannot help himself from regaling the office staff with tales of these ‘adventures’ and his accompanying unlawful conduct.”
Smith has previously denied using cocaine, responding in an email, “I do not use drugs and I believe these accusations are nothing more than retaliation against me for exposing Hoffman’s financial misconduct.”
In September, multiple affidavits were filed by Hoffman and eight other employees at the Hoffman Law Firm filed affidavits alleging that Smith wasn’t productive at work.
“Mr. Smith has done absolutely nothing with regard to the management of the law firm, and he has done comparatively little in the way of productivity.” Hoffman stated, “For quite some time, I have been dissatisfied with Mr. Smith and his behaviors. I suffered along but was increasingly dissatisfied of the effect it was having on our firm.”
Hoffman paralegal, Tracie Hopkins, said in her affidavit that, “When [Smith] was in the office, he spent an inordinate amount of time focusing upon his charter yacht business to the detriment of his case load. I overheard him talking on the telephone on many occasions about scheduling the charter boat.”
Hoffman office manager Stephanie Mills said, “He travels frequently across the country and internationally, performing at music festivals. He has on occasion discussed with me and others his partying life, including the use of illicit drugs, such as marijuana and cocaine.”
Hoffman claims in court filings that he had discussed with various legal counsel the need for the Hoffman Law Firm to remove Smith from the firm, leading up to August, on the basis of his alleged workplace conduct.
Judge Patrick Fant said in a September order that Hoffman was required to stop restricting financial records from Smith.
Fant addressed the contents of affidavits filed by Hoffman and his employees.
“Mr. Hoffman’s affidavit and those of the Firm employees do not provide a basis for denying the plaintiffs the temporary relief requested,” Fant said.
Hoffman released a statement regarding Tuesday’s countersuit:
Today’s court filing sets forth my response and counterclaims, which detail serious allegations regarding misconduct and financial misuse. I stand firmly behind the allegations set forth in the filing and believe it is important that truth and accountability prevail. While it is unfortunate that this matter has reached this point, addressing it through the proper legal channels is necessary.
Because this is active litigation, I will not litigate these matters in the media and will address them through the court process. This is a private business dispute and does not affect our clients, cases, or the day-to-day operations of Hoffman Law Firm.
Smith released a statement late Tuesday afternoon in response to Hoffman’s countersuit:
This situation has never been about ego, control, or public conflict. My actions have been guided by one obligation above all others. Protect the clients, protect the people who serve them, and protect the integrity of the firm. Clients deserve steady hands, clear communication, and lawyers who put their interests first.
His release continued:
Smith instituted this lawsuit after noticing irregularities on the firm’s tax returns. When Smith requested the firm’s financial records from David Hoffman, he was instructed not to enter the building again and told he would be removed from the law firm due to his “distrust” of Hoffman. Smith filed the lawsuit on behalf of himself and Hoffman Law Firm. The lawsuit seeks a full accounting, an order requiring Hoffman to pay back firm money he used for personal expenses, and an order dissociating David Hoffman from the firm. Shortly after the lawsuit was filed, a Temporary Restraining Order was issued against Hoffman noting Smith was “likely to succeed on the merits of the claim that Defendant Hoffman has breached his duty of loyalty by systematically and routinely using Firm funds for personal use and making unlawful distributions.” The Court went on to find both Smith and Hoffman Law Firm “are likely to succeed on the claims for conversion and fraud.”
In connection with the litigation, a certified public accountant and certified fraud examiner retained to review available records submitted sworn findings describing significant accounting irregularities, incomplete disclosures, and limitations placed on access to historical financial documentation. The examiner noted “(1) widespread misappropriations and self-dealing of the Firm’s funds by Mr. Hoffman; (2) repeated alteration of the Firm’s financial records with what appears to be an intent to conceal these misappropriations and self-dealing by Mr. Hoffman; (3) years of mis-categorizations of transactions which appear to be a result of a lack of understanding of basic record keeping principles by Mr. Hoffman; and (4) efforts to hide information and hinder our examination.” Her review showed Hoffman would print checks to himself, but then change the payee in the accounting records to make it appear those checks were written to some other business related entity. “This is indicative of an intent to conceal the money Mr. Hoffman was paying to himself and disguise the transaction from anyone who would review the books,” according to the examiner.
It is also alleged that Hoffman spent firm money on Botox injections, firearms, boat expenses, home mortgages, tuition payments for his children, lawyers for his divorce, and that he wrote regular checks to individuals with no known connection to legitimate law firm activities. The examiner noted that in one case, Hoffman made an electronic cash transfer to an account for one of his downtown Charleston apartments which he labeled in the firm’s accounting software as a “charitable contribution.”
Smith also alleges a law firm credit card was issued to a family member of Hoffman, who Smith says appears to be using the card for “unrestricted personal spending” that included 194 separate charges by that family member in July 2025 that comprised purchases made overseas during a trip, Uber Eats charges, and gaming purchases.
Smith alleges that based on limited available resources, the examiner estimated that Hoffman misappropriated over $10 million in law firm money to himself and on personal expenses betwene 2017 and 2025 “with still millions of dollars of records to go through.”
The examiner recommended, Smith said, that an independent third party assume responsibility for maintaining accounting records and overseeing financial decisions while the dispute continue to prevent “further risk to firm assets and operations.”
Smith’s release continued:
David Hoffman recently filed his Answer to the lawsuit and included counter claims against Smith. Smith contends Hoffman’s response is nothing more than retaliation and an attempt to divert attention from his financial wrongdoings. Because Hoffman contends he contributed more to the firm’s success than anyone else, Smith released an accounting of both his and Hoffman’s fees which show Smith brought in over $14,000,000 from 2016-2024. Hoffman produced less than $1,500,000 during that period or about 10% of Smith’s production.
Smith has continued working on client matters, cooperating fully with forensic review, and complying with all court directives. He has also posted the required bond and refrained from any actions that would destabilize the firm or prejudice the interests of clients, staff, or the court.
All allegations remain subject to judicial review and determination. He stated that no further public comment will be made while litigation is ongoing in order to respect the legal process and the court’s role in resolving the matter.
How to watch Charleston (SC) Cougars vs. Citadel Bulldogs: Live stream info, TV channel, game time | Dec. 17
Data Skrivehttps://collegesportswire.usatoday.com/story/sports/college/2025/12/17/charleston-cougars-citadel-bulldogs-17-2025-ncaa-mens-basketball-how-to-watch-live-stream-game-time/87806921007/
The Citadel Bulldogs (3-8) will try to halt a five-game road losing skid at the Charleston (SC) Cougars (5-6) on Wednesday, December 17, 2025 at 7 p.m. ET.In its most recent game, Charleston (SC) were winners at home over Charlotte, 74-67. Its top performers were Martin Kalu (18 PTS, 8 REB, 75.00 FG%, 4-6 from 3PT) and Jlynn Counter (17 PTS, 42.86 FG%). In its previous game, Citadel fell to South Carolina 71-55 on the road, with Carter Kingsbury (18 PTS, 57.14 FG%) and Sola Adebisi (9 PTS, 3 BLK, 25.00 FG%) the standout performers....
The Citadel Bulldogs (3-8) will try to halt a five-game road losing skid at the Charleston (SC) Cougars (5-6) on Wednesday, December 17, 2025 at 7 p.m. ET.
In its most recent game, Charleston (SC) were winners at home over Charlotte, 74-67. Its top performers were Martin Kalu (18 PTS, 8 REB, 75.00 FG%, 4-6 from 3PT) and Jlynn Counter (17 PTS, 42.86 FG%). In its previous game, Citadel fell to South Carolina 71-55 on the road, with Carter Kingsbury (18 PTS, 57.14 FG%) and Sola Adebisi (9 PTS, 3 BLK, 25.00 FG%) the standout performers.
Before watching this matchup, here is what you need to know about Wednesday's college basketball action.
Check out: USA TODAY Sports Coaches Poll
Charleston (SC) vs. Citadel: How to watch on TV or live stream
Check out the all new PLAY hub with puzzles, games and more!Cougars vs. Bulldogs odds and spread
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How to watch Charleston (SC) Cougars vs. Charlotte 49ers: Live stream info, TV channel, game time | Dec. 14
Data Skrivehttps://collegesportswire.usatoday.com/story/sports/college/2025/12/14/charleston-cougars-charlotte-49ers-14-2025-ncaa-mens-basketball-how-to-watch-live-stream-game-time/87760778007/
The Charlotte 49ers (4-6) travel to face the Charleston (SC) Cougars (4-6) after losing three consecutive road games. It starts at 4 p.m. ET on Sunday, December 14, 2025.In its previous game, Charleston (SC) lost on the road to South Florida 81-75, with Jlynn Counter (19 PTS, 6 AST, 50.00 FG%, 2-4 from 3PT) and Connor Hickman (15 PTS, 2 STL, 33.33 FG%, 3-10 from 3PT) leading the way. Charlotte lost to Utah State 79-53 at home in its most recent game. Its top scorers were Ben Bradford (13 PTS, 40.00 FG%) and Dezayne Mingo (10 PTS, 40.0...
The Charlotte 49ers (4-6) travel to face the Charleston (SC) Cougars (4-6) after losing three consecutive road games. It starts at 4 p.m. ET on Sunday, December 14, 2025.
In its previous game, Charleston (SC) lost on the road to South Florida 81-75, with Jlynn Counter (19 PTS, 6 AST, 50.00 FG%, 2-4 from 3PT) and Connor Hickman (15 PTS, 2 STL, 33.33 FG%, 3-10 from 3PT) leading the way. Charlotte lost to Utah State 79-53 at home in its most recent game. Its top scorers were Ben Bradford (13 PTS, 40.00 FG%) and Dezayne Mingo (10 PTS, 40.00 FG%, 2-4 from 3PT).
Ahead of this matchup, here's what you need to get ready for Sunday's college basketball action.
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Charleston (SC) vs. Charlotte: How to watch on TV or live stream
Check out the all new PLAY hub with puzzles, games and more!Cougars vs. 49ers odds and spread
College basketball odds courtesy of BetMGM Sportsbook. Odds updated Sunday at 3:33 p.m. ET. For a full list of sports betting odds, access USA TODAY Sports Betting Scores Odds Hub.
Our team of savvy editors independently handpicks all recommendations. If you purchase through our links, the USA Today Network may earn a commission. Prices were accurate at the time of publication but may change.
Gambling involves risk. Please only gamble with funds that you can comfortably afford to lose. While we do our utmost to offer good advice and information we cannot be held responsible for any loss that may be incurred as a result of gambling. We do our best to make sure all the information that we provide on this site is correct. However, from time to time mistakes will be made and we will not be held liable. Please check any stats or information if you are unsure how accurate they are. No guarantees are made with regards to results or financial gain. All forms of betting carry financial risk and it is up to the individual to make bets with or without the assistance of information provided on this site and we cannot be held responsible for any loss that may be incurred as a result of following the betting tips provided on this site. Past performances do not guarantee success in the future and betting odds fluctuate from one minute to the next. The material contained on this site is intended to inform, entertain and educate the reader and in no way represents an inducement to gamble legally or illegally or any sort of professional advice.
Gannett may earn revenue from sports betting operators for audience referrals to betting services. Sports betting operators have no influence over nor are any such revenues in any way dependent on or linked to the newsrooms or news coverage. Terms apply, see operator site for Terms and Conditions. If you or someone you know has a gambling problem, help is available. Call the National Council on Problem Gambling 24/7 at 1-800-GAMBLER (NJ, OH), 1-800-522-4700 (CO), 1-800-BETS-OFF (IA), 1-800-9-WITH-IT (IN). Must be 21 or older to gamble. Sports betting and gambling are not legal in all locations. Be sure to comply with laws applicable where you reside. It is your sole responsibility to act in accordance with your local laws.
Charleston (SC) vs. Charlotte Prediction: Expert Picks, Odds, Stats and Best Bets – Sunday, December 14, 2025
Bleacher Nationhttps://www.bleachernation.com/picks/2025/12/13/charleston-sc-vs-charlotte-prediction-spread-total-points-moneyline-picks-sunday-december-14-2025/
The Charlotte 49ers (4-6) are 5.5-point underdogs as they attempt to break a three-game road slide when they take on the Charleston (SC) Cougars (4-6) on Sunday, December 14, 2025 at TD Arena. The matchup airs at 4 p.m. ET on FloCollege. The matchup’s over/under is set at 140.5.Charleston (SC) vs. Charlotte OddsCharleston (SC) vs. Charlotte Promo CodesGame Time and InformationWho Will Win Charleston (SC) vs. Charlotte?Charleston (SC) is 2-1 against the spread when favored by 5.5 points or more...
The Charlotte 49ers (4-6) are 5.5-point underdogs as they attempt to break a three-game road slide when they take on the Charleston (SC) Cougars (4-6) on Sunday, December 14, 2025 at TD Arena. The matchup airs at 4 p.m. ET on FloCollege. The matchup’s over/under is set at 140.5.
Charleston (SC) vs. Charlotte Odds
Charleston (SC) vs. Charlotte Promo Codes
Game Time and Information
Who Will Win Charleston (SC) vs. Charlotte?
Charleston (SC) is 2-1 against the spread when favored by 5.5 points or more this season.
Charlotte has a 2-2 record against the spread in games when it was an underdog by 5.5 points or more this season.
These two teams average 144 points per game combined, 3.5 more than the over/under of 140.5.
Opponents of these two teams have averaged a combined 146.6 points per game, 6.1 more than the over/under for this matchup.
The average point total in Charleston (SC)’s games this year is 8.3 more points than the total of 140.5 in this matchup.
49ers games this season have averaged a total of 141.8 points, 1.3 more than the point total in this matchup.
The Cougars have gone 4-5-0 ATS this season.
The 49ers’ ATS record is 4-5-0 this season.
Charleston (SC) has a -10 scoring differential, putting up 73.9 points per game (258th in college basketball) and allowing 74.9 (221st in college basketball).
Charleston (SC) wins the rebound battle by 3.4 boards on average. It records 35.7 rebounds per game, which ranks 82nd in college basketball, while its opponents grab 32.3 per contest.
The Cougars connect on 6.6 three-pointers per game (287th in college basketball) at a 26.8% rate (357th in college basketball), compared to the 9.1 per contest their opponents make while shooting 35.7% from deep.
Charleston (SC)’s 93.2 points per 100 possessions on offense rank 264th in college basketball, and the 94.5 points it allows per 100 possessions rank 236th in college basketball.
Charlotte has been outscored by 1.6 points per game (posting 70.1 points per game, 317th in college basketball, while giving up 71.7 per outing, 147th in college basketball) and has a -16 scoring differential.
The 31.7 rebounds per game Charlotte accumulates rank 249th in the country, 4.6 more than the 27.1 its opponents grab.
Charlotte makes 7.7 three-pointers per game (198th in college basketball) compared to its opponents’ 7.5. It shoots 33.5% from deep, and its opponents shoot 34.4%.
Charlotte scores 96.1 points per 100 possessions (204th in college basketball), while conceding 98.3 points per 100 possessions (302nd in college basketball).
The leader in points and assists for the Cougars is Jlynn Counter, who scores 12.0 points and dishes out 3.6 assists per game.
Christian Reeves is Charleston (SC)’s best rebounder, hauling in an average of 5.9 boards in each contest while scoring 7.2 points per game.
Martin Kalu makes more threes per game than any other member of the Cougars, knocking down shots from beyond the arc at a clip of 1.5 per contest.
The Charleston (SC) steals leader is Kalu, who averages 1.1 takeaways per game, while its blocks leader is Chol Machot, who compiles 2.6 rejections per contest.
Ben Bradford sits at the top of the 49ers scoring leaderboard with 15.1 points per game. Bradford also grabs 3.2 rebounds and racks up 2.1 assists per game.
Charlotte’s leader in rebounds is Anton Bonke with 9.1 per game, and its leader in assists is Dezayne Mingo with 2.9 per game.
Major Freeman is the most prolific from distance for the 49ers, hitting 1.4 threes per game.
Charlotte’s leader in steals is Bradford with 1.2 per game, and its leader in blocks is Bonke with 1.8 per game.
Charleston (SC) vs. Charlotte Prediction
How to Bet on Charleston (SC) vs. Charlotte
And for more CBB game previews, NCAA basketball picks or even how to bet on college basketball check out the latest NCAAB lines on Betsperts.
Florida State vs. Charleston (SC) TV & Stream – Dec. 14
95.3 WDAEhttps://953wdae.iheart.com/content/2025-12-14-florida-state-vs-charleston-sc-tv-stream-dec-14/
The Florida State Seminoles (4-7) will try to break a three-game losing streak when they host the Charleston (SC) Cougars (6-2) on December 14, 2025 at Donald L. Tucker Civic Center.Watch women's college basketball, other live sports and more on Fubo. What is Fubo? Fubo is a streaming service that gives you access to your favorite live sports and shows on demand. Use our link to sign up. Stat Rank Field Goal % 40.0 196 Opp. Field...
The Florida State Seminoles (4-7) will try to break a three-game losing streak when they host the Charleston (SC) Cougars (6-2) on December 14, 2025 at Donald L. Tucker Civic Center.
Watch women's college basketball, other live sports and more on Fubo. What is Fubo? Fubo is a streaming service that gives you access to your favorite live sports and shows on demand. Use our link to sign up.
| Stat | Rank | |
|---|---|---|
| Field Goal % | 40.0 | 196 |
| Opp. Field Goal % | 43.5 | 311 |
| Rebounds Per Game | 34.9 | 117 |
| Opp. Rebounds Per Game | 35.4 | 286 |
| Turnovers Per Game | 16.0 | 185 |
| Opp. Turnovers Per Game | 13.7 | 306 |
| Stat | Rank | |
|---|---|---|
| Field Goal % | 40.9 | 164 |
| Opp. Field Goal % | 35.4 | 40 |
| Rebounds Per Game | 44.3 | 5 |
| Opp. Rebounds Per Game | 33.3 | 222 |
| Turnovers Per Game | 12.9 | 37 |
| Opp. Turnovers Per Game | 17.0 | 155 |
Looking for women's college basketball tickets? Head to StubHub today and see your team live.
| Date | Opponent | Score | Home/Away |
|---|---|---|---|
| 11/23/2025 | Illinois | L 86-63 | Home |
| 11/28/2025 | Missouri State | W 85-75 | Neutral site |
| 11/30/2025 | Oklahoma | L 109-91 | Neutral site |
| 12/3/2025 | Georgia | L 80-60 | Home |
| 12/7/2025 | Notre Dame | L 93-58 | Home |
| 12/14/2025 | Charleston (SC) | - | Home |
| 12/18/2025 | Virginia Tech | - | Home |
| 12/20/2025 | South Carolina State | - | Home |
| 1/1/2026 | Syracuse | - | Away |
| 1/4/2026 | Virginia | - | Home |
| 1/11/2026 | Miami (FL) | - | Away |
| Date | Opponent | Score | Home/Away |
|---|---|---|---|
| 11/18/2025 | North Carolina Central | W 75-60 | Away |
| 11/21/2025 | Quinnipiac | W 75-71 | Away |
| 11/27/2025 | New Mexico State | W 72-42 | Neutral site |
| 11/29/2025 | High Point | L 70-59 | Neutral site |
| 12/2/2025 | Colorado | L 66-47 | Away |
| 12/14/2025 | Florida State | - | Away |
| 12/19/2025 | Cleveland State | - | Neutral site |
| 12/20/2025 | UPR-Mayagüez | - | Neutral site |
| 1/2/2026 | Hofstra | - | Home |
| 1/4/2026 | Northeastern | - | Home |
| 1/9/2026 | William & Mary | - | Away |
Want to know how to access your matchup, and not sure where to find ACC Network Extra or SEC Network Plus? We've got you covered. If you're subscribed to a streaming or television service that offers SEC Network or ACC Network, you have access to Plus and Extra at no additional charge. Simply head to ESPN's website, mobile app, or streaming app on any device, and log in with your TV or streaming provider information. Don't have a cable provider with SEC Network or ACC Network? Fubo offers a wide variety of sports programming, including these channels, with no long-term contract.
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