Agente Hipotecario Near Me Folly Beach, SC

Sabemos que muchos agentes de préstamos hipotecarios tienen una reputación horrible. Algunos corredores sólo ven a sus clientes como transacciones y como un medio para ganar dinero rápido. Se muestran impacientes y agresivos, sin comprender que se trata de una decisión muy importante para usted. En Mission One Mortgage, adoptamos el enfoque opuesto. Alentamos a nuestros clientes a que se tomen todo el tiempo necesario para hacernos preguntas y revisar los documentos hipotecarios. Podríamos decir que nuestra misión es superar tus expectativas, pero preferimos mostrártelo. Desde asistencia para encontrar préstamos de la FHA, VA u otros hasta refinanciar su hipoteca actual, Mission One es el equipo en el que puede confiar.

Estas son solo algunas de las razones por las que los compradores de viviendas eligen Mission One Mortgage:

No Additional Fees

Sin cargos adicionales- Al brindar los servicios a nuestros clientes de forma gratuita, utilizar un agente hipotecario como Mission One Mortgage puede ayudarlo a buscar el mejor precio en préstamos sin un precio elevado.

Access to 50 Lenders

Acceso a 50 prestamistas- Con acceso a una variedad de préstamos y tasas de interés disponibles, Mission One Mortgage puede buscar los mejores préstamos para sus necesidades específicas.

Accessible to Our Clients

Accesible a nuestros clientes- Al brindar un servicio transparente y comunicativo a todos nuestros clientes, Mission One Mortgage garantiza que todas las llamadas telefónicas sean respondidas o devueltas de manera oportuna.

Setting You Up for Success

Preparándote para el éxito- Ayudándolo a preparar todos sus documentos para la aprobación previa y la solicitud de préstamo, Mission One Mortgage le proporcionará toda la información necesaria para obtener el mejor préstamo.

¡Contáctenos para servicio!

Consulta Gratuita phone-number (843) 822-5685

Para comprender los beneficios de trabajar con un agente hipotecario, primero debe comprender su papel en el proceso de compra de una vivienda.

¿Qué hace un corredor hipotecario?

Su agente hipotecario es un tercero que trabaja para conectarlo con prestamistas hipotecarios. Básicamente, un corredor hipotecario actúa como intermediario entre una persona que quiere comprar una vivienda y las entidades que ofrecen préstamos para comprar una vivienda. El agente hipotecario trabaja tanto con el prestatario como con el prestamista para obtener la aprobación del prestatario. También verifican y recopilan la documentación del prestatario que el prestamista necesita para finalizar la compra de una vivienda. Por lo general, los agentes hipotecarios tienen relaciones con varios prestamistas de préstamos hipotecarios. Mission One Mortgage, por ejemplo, tiene acceso a 50 prestamistas diferentes, lo que nos brinda una amplia gama de préstamos hipotecarios en Folly Beach, SC, de donde elegir.

Además de encontrar un prestamista para préstamos hipotecarios, su agente hipotecario lo ayudará a elegir las mejores opciones de préstamo y tasas de interés para su presupuesto. Idealmente, su agente hipotecario le quitará una gran cantidad de estrés y trabajo preliminar y, al mismo tiempo, le permitirá ahorrar dinero.

Ayuda con el proceso de aprobación previa

Si está listo para comprar una casa, obtener la precalificación es una excelente opción que agilizará todo el proceso. Su agente hipotecario facilita la obtención de la aprobación previa al obtener todos los documentos necesarios para obtener la precalificación. Al revisar su solicitud, determinarán si está listo para el proceso de aprobación previa. Si su solicitud necesita elementos adicionales, la compañía hipotecaria le ayudará a orientarle en la dirección correcta para garantizar que su solicitud sea lo más sólida posible. Su agente hipotecario también lo guiará a través de los diferentes tipos de préstamos, desde convencionales y FHA hasta VA y USDA.

Para obtener una aprobación previa para una casa en Carolina del Sur, debe tener lo siguiente:

  • Dos años de formularios W2
  • 30 días de recibos de pago del empleador
  • 60 días de extractos bancarios
  • Una licencia de conducir válida

Hipotecas convencionales

Los préstamos convencionales se pueden utilizar para comprar una casa nueva o refinanciar la actual. Los préstamos convencionales incluyen hipotecas a tipo fijo e hipotecas a tipo ajustable. Generalmente, los prestatarios deben realizar un pago inicial del 3% para los propietarios-ocupantes, del 10% para una propiedad de vacaciones y del 20% para una casa de inversión. Si puede pagar el 20% del coste total de la vivienda, podrá evitar el seguro hipotecario privado, que de otro modo sería obligatorio. Los compradores con buen crédito o las personas que necesitan una hipoteca no ocupada por el propietario suelen preferir las hipotecas convencionales.

Mortgage Company Folly Beach, SC
Mortgage Lending Service Folly Beach, SC

Préstamos de la FHA

Las hipotecas de la FHA son emitidas por el gobierno de los EE. UU. y respaldadas por el Departamento de Vivienda y Desarrollo Urbano (HUD). Los compradores de vivienda por primera vez suelen preferir este préstamo porque solo requiere un pago inicial del 3,5% y ofrece más flexibilidad con los requisitos crediticios y los estándares de suscripción. Los préstamos de la FHA tienen varios requisitos que debes cumplir para calificar. Comuníquese con Mission One Mortgage hoy para obtener más información sobre los préstamos de la FHA y si son o no los mejores para su situación financiera.

Préstamos del USDA

También respaldados por el gobierno, estos préstamos están asegurados por el Departamento de Agricultura de EE. UU. y no requieren pago inicial. Estos préstamos tienen requisitos de seguro más bajos en comparación con los préstamos de la FHA, ofrecen financiamiento del 100% si califica y permiten que el vendedor cubra los costos de cierre. Para calificar para un préstamo del USDA, debe vivir en un área rural y los ingresos de su hogar deben cumplir con ciertos estándares. Estos préstamos suelen ser los preferidos por los ciudadanos de bajos ingresos que viven en zonas rurales de Carolina del Sur.

Refinancing Folly Beach, SC
Refinances Folly Beach, SC

Hipotecas para veteranos

También conocidas como préstamos VA o de Asuntos de Veteranos, estas hipotecas están reservadas para los hombres y mujeres valientes que sirvieron en el ejército. Los préstamos VA ayudan a brindarles a nuestros miembros militares, veteranos y sus familias condiciones de préstamo favorables y una experiencia sencilla de ser propietario de una vivienda. A menudo, quienes califican no están obligados a realizar un pago inicial por su vivienda. Además, estos préstamos suelen incluir costos de cierre menos costosos.

Si es un veterano o un familiar de un veterano, comuníquese con Mission One Mortgage hoy para hablar con nuestra profesional examinada de VA, Debbie Haberny. Debbie ayuda a nuestros miembros militares, veteranos y sus familiares a obtener préstamos hipotecarios utilizando beneficios para veteranos y estará encantada de ayudarle en la búsqueda de una casa.

q. Estaba hablando con mi cónyuge sobre agentes hipotecarios y mencionaron la frase originador de préstamos hipotecarios. ¿Cuál es la diferencia entre un corredor y un originador de préstamos?

UNO. La industria hipotecaria está llena de puestos y títulos confusos, lo que facilita la confusión de roles y responsabilidades. Tal es el caso de los agentes hipotecarios y los originadores de préstamos hipotecarios. Aunque sus funciones comparten similitudes, un originador de préstamos hipotecarios en Folly Beach, SC, trabaja para un banco o cooperativa de crédito, mientras que un corredor hipotecario trabaja para una empresa de corretaje. Tanto los originadores de préstamos hipotecarios como los corredores hipotecarios tienen licencia del Sistema Nacional de Licencias Multiestatales (NMLS).

q. Todo el mundo me ha dicho que es necesario tener un seguro hipotecario para comprar una casa. ¿Qué es el seguro hipotecario?

UNO. Básicamente, el seguro hipotecario ayuda a proteger a los prestamistas si un prestatario ejecuta la ejecución hipotecaria de la casa que compró. Una ventaja del seguro hipotecario es que cuando los prestatarios lo pagan, los prestamistas a menudo pueden otorgar préstamos a los compradores cuando de otra manera no lo habrían hecho. Aunque no siempre es necesario para comprar una casa, a menudo se necesita un seguro hipotecario para pagos iniciales inferiores al 20%.

q. Me acaban de aprobar previamente para comprar una hermosa casa en Carolina del Sur. ¿Hay algo que no debería hacer ahora que estoy precalificado?

UNO. Las compañías hipotecarias como Mission One Mortgage facilitan la precalificación para una vivienda. Sin embargo, a medida que continúa su proceso de préstamo, su prestamista debe ejecutar un nuevo informe crediticio antes de cerrar la compra de una vivienda. Por esa razón, es para evitar cualquier actividad que pueda afectar su puntaje crediticio, como:

  • No se convierta en cofirmante de un préstamo con otra persona.
  • No renuncies ni cambies de trabajo.
  • No solicite nuevas tarjetas de crédito, préstamos para automóviles ni ninguna otra línea de crédito.
  • No utilice su tarjeta de crédito para pagar compras grandes, como muebles para su nueva casa.
  • No evite pagos de líneas de crédito, préstamos o facturas de servicios públicos vigentes.

q. Mi cuñado recientemente refinanció su casa en Carolina del Sur. ¿Qué es la refinanciación? ¿Debería considerar refinanciar mi casa también?

UNO. Refinanciar su casa básicamente significa que está cambiando su hipoteca actual por una nueva, generalmente con una tasa de interés más baja. Si desea reducir el plazo de su préstamo, reducir los pagos hipotecarios mensuales o consolidar deudas, la refinanciación puede ser una opción inteligente. Muchos propietarios también optan por refinanciar si quieren pasar de hipotecas de tasa ajustable a hipotecas de tasa fija o obtener reembolsos en efectivo por renovaciones de la vivienda. Para saber si la refinanciación es una opción viable para su situación, comuníquese con Mission One Mortgage lo antes posible, ya que las tasas de los préstamos cambian con frecuencia.

Hipoteca Mission One: convertir los sueños en realidad, una hipoteca a la vez

Head-bottom

Aquí en Mission One Mortgage, creemos que las mejores comunidades comienzan con el sueño de ser propietario de una vivienda. Nuestra misión es hacer realidad esos sueños, con un servicio personalizado, orientación experta y trabajo duro a la antigua usanza. Como una de las compañías hipotecarias más confiables en Folly Beach, SC, Tenemos años de experiencia trabajando con una amplia gama de clientes, desde compradores e inversores por primera vez hasta prestatarios autónomos y hablantes no nativos de inglés.

Aunque cada situación hipotecaria es diferente, una cosa nunca cambia: nuestro compromiso con los clientes. Póngase en contacto con nuestra oficina hoy para comenzar una experiencia excepcional de compra de vivienda.

¡Contáctenos para servicio!

phone-number (843) 822-5685
Cash Out Refinance Folly Beach, SC

Latest News Near Me Folly Beach, SC

10 South Carolina Seafood Spots Our Readers Rave About

If you click on links we provide, we may receive compensation.We asked our readers to vote for their favorite spots for fresh catch and local shrimp in the Palmetto State—here are their picks.When in Rome, do as the Romans do. When in South Carolina, find the nearest seafood dive and tuck into a platter of fried sh...

If you click on links we provide, we may receive compensation.

We asked our readers to vote for their favorite spots for fresh catch and local shrimp in the Palmetto State—here are their picks.

When in Rome, do as the Romans do. When in South Carolina, find the nearest seafood dive and tuck into a platter of fried shrimp—preferably one served with an ice-cold beer and an unobstructed view of the water. While you can take to Google or a guidebook to determine where to go for steamed oysters or shrimp and grits in the Lowcountry, we decided to consult the folks who care about good Southern seafood as much as we do: our readers.

Lee's Inlet Kitchen

When you’ve been around for more than 75 years, you’re bound to be doing something right. At this beloved institution in the fishing village of Murrells Inlet, try not to load up on the hot hush puppies they bring to the table on arrival—though it's awfully tempting. There's still so much more to savor, like the hand-peeled, cold-boiled shrimp pulled from the waters of nearby McClellanville or the thin and crispy onion rings—Lee’s is as famous for those as it is for the seafood.

Order: The Shrimp Salad ($28.95), made with boiled fantail shrimp and Duke's mayo, is another house specialty.

4460 US-17 Business, Murrells Inlet, SC 29576; leesinletkitchen.com

explore Murrells Inlet

Hudson’s Seafood House on the Docks

It doesn’t get much fresher than this Hilton Head Island mainstay, where 90% of the seafood served comes directly from the surrounding waters. Because of its enviable position on the edge of Port Royal Sound, guests can watch a local fishing fleet (one of only two on the island) unload the day’s loot, which could include anything from white shrimp to soft-shell crab.

Order: From September through April, opt for the steamed local cluster oysters in the shell ($12 for a half bucket); the restaurant farms and harvests them.

1 Hudson Road, Hilton Head Island, South Carolina 29926; hudsonsonthedocks.com

Bowens Island Restaurant

Should you find yourself in the Holy City, make the worthwhile dirt-road detour to this family-owned restaurant that’s been a rambling fixture along Folly Creek since 1946. With its graffitied walls and worn-in wood floors, it doesn’t beg for attention, and it doesn’t need to. Deemed an American Classic by the James Beard Foundation in 2006, the Lowcountry seafood joint shovels fresh-steamed oysters onto trays September through the first half of May and dishes fried shrimp and hush puppies year-round. It’s all delicious—and it's made even more so if you snag a seat on the waterside deck.

Order: The shrimp (served boiled or fried) and fried fish platter is served with the seafood-dive-side-dish trifecta: french fries, hush puppies, and coleslaw.

1870 Bowens Island Road, Charleston, SC 29412; bowensisland.com

The Crab Shack

Situated on the main drag of the freewheeling beach town just 12 miles from buttoned-up Charleston, The Crab Shack is as family-friendly and flip-flop casual as its surrounds. Start with the the she-crab soup, but save room: The value seafood baskets—which you can order with flounder, shrimp, or scallops (or a combination of all three)—are generously portioned. Catch them at another location in Charleston as well.

Order: The marquee offering, The Charleston Steamed Seafood Bucket, includes two snow crab clusters, large domestic shrimp, and steamed oysters (market price).

26 Center Street, Folly Beach, SC 29439 and 8486 Dorchester Rd, Charleston, SC 29420; crabshacks.com

explore charleston

Leon’s Fine Poultry & Oyster Shop

Housed in a reimagined garage on Upper King Street, the Brooks Reitz-helmed restaurant turned 10 in 2024, but it’s been a neighborhood favorite from the start, thanks to a menu of mouthwatering fried chicken, expectedly fresh oysters, and surprisingly craveable salads. Add to the clever mix soft-serve ice cream and buckets of Miller High Life ponies, and you’ve found yourself one of the best meals in this restaurant-proud town.

Order: Even the bivalve-averse crowd may develop a taste for oysters after sampling Leon's char-grilled take, which swim in a melty swirl of lemon and butter and are topped with a generous sprinkle of parmesan. The "old-school" scalloped potatoes are also not to be missed.

698 King St, Charleston, SC 29403; leonsoystershop.com

The Sea Shack

Don’t let inevitable line out the door during summertime scare you off. This treasured counter-service spot with just 40 seats is an area favorite thanks to its wide array of offerings, from conch fritters to flounder sandwiches. It’s all made to order and to your liking—fried, grilled, or blackened. Wash it down with a glass of what they declare to be the best sweet tea on the island, and finish with a slice of strawberry Key Lime pie (when it’s seasonally available) or a cup of banana pudding.

Order: Hearty appetites should try the Shack Attack Combo ($17.95 for lunch, $19.95 for dinner), which combines a crab cake, fish, shrimp, scallops, and oysters on a giant paper platter. Homemade tartar sauce is the traditional accompaniment, but we think the brandy-infused gator sauce makes an even better platter slather.

6B Executive Park Road, Hilton Head Island, SC 29928; seashackhhi.com

explore hilton head

Sullivan’s Fish Camp

With its lofted ceilings, lacquered-wood booths, and commitment to retro branding, this Sullivan’s Island joint feels like it’s been there forever. In reality, it’s a newcomer—a spring 2022 top-to-bottom overhaul of a restaurant that had called the same spot home for 30 years. And while the nostalgically striped, umbrella-shaded patio is painfully charming, the takeaway window makes a strong case for a to-go lobster roll savored on the beach just a few blocks away.

Order: The shrimp fried rice ($24) puts a fresh coastal twist on a takeout mainstay. We also love the Key lime pie.

2019 Middle Street, Sullivan's Island, SC 29482; sullivansfishcamp.com

explore Sullivan's Island

The Wreck of the Richard and Charlene

So named for the trawler that was tossed ashore on the same spot during Hurricane Hugo in 1989, this dinner-only, no-reservations establishment on Shem Creek shrugs off formalities in favor of its dynamite views and deliciously simple seafood. The best seat in the house belongs to the wooden dockside bar, where sunset views and local craft beers are just an arm’s length away.

Order: Complete with red rice, coleslaw, a hush puppy, and a fried hominy square, the shrimp platter (from $17.95) is a true taste of the Lowcountry. The deviled crab is also worth a try.

106 Haddrell Street, Mount Pleasant, SC 29464; wreckrc.com

Shrimp Shack

This family-owned lunch spot has been an island institution since it first opened its doors in 1978, and its magic belongs to its simplicity. They're only open for lunch, and you order through a carry-out window—though you don't have to take your food home. Snag one of the picnic tables on the porch for an especially satisfying alfresco dining experience.

Order: Given the restaurant's name, it's obvious you can't go wrong with shrimp here, but the shrimp burger ($9.30), served on a bun with tartar sauce and mayo, is a true crowd favorite.

1929 Sea Island Parkway, Saint Helena Island, SC 29920; facebook.com/shrimpshacksc

Mr. Fish Restaurant

There’s something for everyone on the extensive menu at this landmark Grand Strand restaurant and seafood market owned by a fisherman father and his culinary school-trained daughter. Choose a South Carolina classic, like the Lowcountry boil, or make the most of the raw bar and order a sushi roll or two. Stretch mealtime into a full-fledged Mr. Fish experience by reserving a ride to and from dinner in the Mr. Fishmobile, a bright blue school bus that hits all the nostalgic high notes.

Order: The seafood tacos ($15) are made with your choice of mahi, tuna, or shrimp and are topped with chipotle-lime sauce.

6307 North Kings Highway, Suite B, Myrtle Beach, SC 29572; mrfish.com

Explore Myrtle Beach

These are the 8 most beautiful places on the SC coast for 2025, Southern Living says

Southern Living has selected the eight most beautiful places on the South Carolina coast — one is a city, another a state park, still another an inlet and the rest are beaches.The state has 187 miles of coastline (if you count outer coast, offshore islands, sounds, bays, rivers, and creeks to head of tidewater, or to point where tidal waters narrow to width of 100 feet, it’s 2,876 miles, the 11th...

Southern Living has selected the eight most beautiful places on the South Carolina coast — one is a city, another a state park, still another an inlet and the rest are beaches.

The state has 187 miles of coastline (if you count outer coast, offshore islands, sounds, bays, rivers, and creeks to head of tidewater, or to point where tidal waters narrow to width of 100 feet, it’s 2,876 miles, the 11th longest in U.S.)

Southern Living selected places from north coast Myrtle Beach to Hilton Head in the south. They were not ranked.

Here are the places selected:

Southern Living said Hilton Head regularly has been a reader favorite in its yearly poll of South’s Best.

The website hiltonhead.org says 40,000 people live year-round on the island yet much of it remains as it was when William Hilton’s ship landed there in 1663. It has been home to Native Americans, English, Spanish, French colonists, pirates, African-Americans and Union soldiers during the Civil Way.

Hilton Head’s development as a resort can be traced back to 1956 when Charles Fraser, whose family owned most of the Island, created a plan for Sea Pines Plantation.

It was incorporated as a town in 1983.

“Hilton Head Island will give you just the right balance of small-town warmth and world-class sophistication,” Southern Living said, adding that bike trails, golf at one of the island’s 23 public courses, or dining “has all the makings of a magical getaway.”

Folks call this place “The Edge of America.” It’s the closest beach to historic Charleston. About 2,400 people live there full time.

“The history of Folly Beach Island is a story of pirates, shipwrecks, soldiers, and dancing (on the pier),” the city says on its website. “It is a story of the hardships and hurricanes that have shaped a thriving beachside community.”

Southern Living calls it “a quaint and colorful destination known for its laid-back beach town vibes.”

“This list wouldn’t be complete without the shining star of the Grand Strand,” Southern Living said. “With 60 miles of coastline to enjoy, Myrtle Beach is as versatile as it is beautiful.”

The magazine called it a “do-it-all destination.”

The Grand Strand is made up of 14 communities from the North Carolina state line to Pawleys Island with a combined population of 398,000. The area has some 2,000 restaurants, about 425 hotels, 80 golf courses, 35 miniature golf courses, Visit Myrtle Beach says.

“Most vacationers won’t think of Murrells Inlet when they think of South Carolina, but as the seafood capital of the state, this neighborhood is worth adding to your itinerary,” Southern Living said.

The magazine called it a prime destination for fishing, water sports, and sunset viewing, especially along The MarshWalk, a half-mile boardwalk along its saltwater estuary.

Once a small shipping area for rice, indigo, turpentine, cotton, and peanuts to Great Britain and the northern colonies, Murrells Inlet is the site of Brookgreen Gardens, once the home of Hispanic scholar and philanthropist Archer Huntington and his wife, Anna Hyatt Huntington, a world-famous sculptor.

The 9,000-acre Brookgreen Gardens is now managed by a private foundation and open to the public. It has nearly 1,500 sculptures, a botanical garden and a zoo.

Last year, Travel + Leisure listed Murrells Inlet as one of six charming SC towns.

“Known for its gorgeous sand dunes, diverse wildlife, and perfectly preserved maritime forest, Kiawah Island is a nature lover’s dream,” Southern Living said.

It’s a 10 mile-long barrier island that began being developed as a resort in the 1970s.

About 2,000 people live on the island year-round with the population growing to as many as 10,000 in the summer.

“You can book a stay at a world-class resort or tee off at one of the five championship golf courses,” Southern Living said. “However you choose to spend your getaway, Kiawah Island is an excellent place to unwind, unplug, and reconnect with nature.”

This is South Carolina’s most popular state park with more than a million visitors a year, SC Parks and Recreation said.

It includes 5 miles of beaches, thousands of acres of marsh and maritime forest, a saltwater lagoon and ocean inlet. Also, it features the historic Hunting Island lighthouse, which is now closed for repairs.

Hunting Island State Park has 100 campsites.

“Make your trip memorable with a horseback ride along the beach or a paddleboarding session along the salt marsh,” Southern Living said.

It’s also where the Vietnam War scenes were filmed for “Forrest Gump.”

Hunting Island was also ranked second on a Tripadvisor survey of SC best parks.

”As one of the oldest seaside resorts on the East Coast, Pawleys Island is rich with historical charm and timeless beauty,” Southern Living said.

Readers of USA Today ranked it as the best beach in South Carolina.

Known as “arrogantly shabby,” the 4 mile-long island remains largely peaceful and undeveloped despite new homes being built and replaced in the aftermath of Hurricane Hugo. Some homes date to the 1700s.

It’s located on South Carolina’s Hammock Coast and in many places is just one house wide. Few commercial businesses exist on the island itself.

About 100 people live there full time.

“Less than 3 miles up the road, Litchfield Beach compliments the old-world charm of Pawleys Island with modern comforts,” Southern Living said. “Here you find tennis, golf, and uninterrupted peace and quiet.”

With a year-round population of 8,370, the unincorporated Litchfield was established in 1978 and, besides the beach, includes golf courses, dining, shopping and the 26-mile-long Waccamaw Neck Bikeway.

High praise from Southern Living about South Carolina’s third oldest city: “This slice of Southern heaven is something out of a storybook.”

Towering oak trees, 200-year-old-homes, and gorgeous historic properties, the magazine said.

The historic district beside the Sampit River includes shops, the Harborwalk and restaurants. The population is about 9,000.

The area also has Hopsewee Plantation, a former plantation dating to 1740; and Hobcaw Barony, owned by the Belle W. Baruch Foundation, a 16,000-acre environmental science research and educational reserve .

The Gullah Museum, the South Carolina Maritime Museum, the Tom Yawkey Wildlife Center and the Waccamaw National Wildlife Refuge are also located near Georgetown.

“Thanks to stunning sunsets and scenic river views, a stroll along this boardwalk will have you feeling like the main character in your very own fairytale,” Southern Living said.

This story was originally published May 20, 2025 at 6:00 AM.

Folly Beach reviews 5-year update to marsh management plan

FOLLY BEACH, S.C. (WCSC) - Leaders on Folly Beach are reviewing recommendations meant to help better preserve the city’s marshes amid rising sea levels.The city is hosting a review of its five-year update to its marsh management plan Tuesday night. Experts studied the land and changes they recorded before making their recommendations.Click here to learn more about Folly Beach’s marsh mana...

FOLLY BEACH, S.C. (WCSC) - Leaders on Folly Beach are reviewing recommendations meant to help better preserve the city’s marshes amid rising sea levels.

The city is hosting a review of its five-year update to its marsh management plan Tuesday night. Experts studied the land and changes they recorded before making their recommendations.

Click here to learn more about Folly Beach’s marsh management plan.

Elko Coastal Consulting President Nicole Elko and her team worked to map all 7 miles of Folly Beach’s winding marsh shorelines to track changes over time.

“It does take us probably a month of solid working to get along the entire shoreline,” Elko said.

They use real-time kinematic GPS.

“It’s kind of like your navigation in your car, where it knows exactly where you are. We’re collecting information at different points along the marsh front and then mapping that,” Elko said.

Elko said the marsh front has evolved considerably since the last plan was published, and they’ve had several findings.

“Climate Change, increased flooding that we’ve seen along the marsh front,” Elko said.

They surveyed the marsh front to determine where the critical line exists. After that, the city implemented a 15-foot setback from that critical line, meaning nothing can be built within 15 feet of the marsh. New marsh-front recommendations include considering restoration options like living shorelines and thin layer placement.

“If you can imagine it as beach nourishment but within the marsh where we are broadcasting just a little bit of mud or sediment along areas of the marsh that might be sinking to kind of help them keep up with sea level rise,” Elko said.

Elko said the majority of marsh front property along Folly is privately owned.

“It’s difficult for the city to kind of manage the marsh front when they have to rely on a public-private partnership,” Elko said.

While Leonard Spann does not live along Folly’s shoreline, he works there every day. He believes the city should continue to prioritize preserving the natural beauty of the area.

“There’s good wildlife, nature out here,” Spann said. “I feel like they should focus on that.”

Elko said in South Carolina, the beaches have been measured and monitored for about 50 years, but marshes have been a bit overlooked until recently. Experts are now working to educate people about the need for more focus on marshes because that’s where a lot of flooding comes in.

Copyright 2025 WCSC. All rights reserved.

A colorful Folly Beach landmark will get a new paint job

FOLLY BEACH, S.C. (WCBD) – To enter Folly Beach, visitors and locals must pass the graffiti boat, a colorful landmark for the community. Soon, the boat will get a fresh paint job to inspire ocean advocacy with the help of some local artists.Charleston Creative Current and Charleston Surfrider Foundation are partnering to “use art to rally this community together to take care of our beaches,” as stated in a recent Instagram post from Charleston Creative Current.The event will kick off with an optional litter cl...

FOLLY BEACH, S.C. (WCBD) – To enter Folly Beach, visitors and locals must pass the graffiti boat, a colorful landmark for the community. Soon, the boat will get a fresh paint job to inspire ocean advocacy with the help of some local artists.

Charleston Creative Current and Charleston Surfrider Foundation are partnering to “use art to rally this community together to take care of our beaches,” as stated in a recent Instagram post from Charleston Creative Current.

The event will kick off with an optional litter clean-up starting at 6 p.m. The boat painting will begin at 7 p.m. on July 2.

Creatives participating will paint a notice on the boat encouraging the community to attend the Surfrider Foundation’s post-Independence Day cleanup, since July 5 typically is the dirtiest beach day of the year, the Surfrider Foundation tells News 2.

A notice for the litter sweep is not the only thing artists will paint on the boat; they will be given a general theme to inspire creativity.

According to Sophia Perlee, co-founder of Creative Currents, this event will create “a safe and intentional space for Charleston creatives to connect, create, and be challenged artistically.”

Also, and water-based, non-toxic spray paint will be provided.

“This choice reduces the release of chemicals and compounds into the air, making it safer for both the environment and human health. While the immediate goal of our painting is to raise awareness for our upcoming litter sweep, our broader mission is to protect people and the planet! Using water-based paint aligns with that commitment. Additionally, the manufacturing process requires less energy, which lessens the greenhouse gas emissions,” said Julia Plasynski, the Vice Chair for the Surfrider Foundation.

The boat is located at the intersection of Folly Road and Battery Island Dr.

The community is welcome to participate. Those who are interested can sign up on the Surfrider Foundation’s website.

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