Agente Hipotecario Near Me Goose Creek, SC

Consulta Gratuita phone-number (843) 822-5685

Sabemos que muchos agentes de préstamos hipotecarios tienen una reputación horrible. Algunos corredores sólo ven a sus clientes como transacciones y como un medio para ganar dinero rápido. Se muestran impacientes y agresivos, sin comprender que se trata de una decisión muy importante para usted. En Mission One Mortgage, adoptamos el enfoque opuesto. Alentamos a nuestros clientes a que se tomen todo el tiempo necesario para hacernos preguntas y revisar los documentos hipotecarios. Podríamos decir que nuestra misión es superar tus expectativas, pero preferimos mostrártelo. Desde asistencia para encontrar préstamos de la FHA, VA u otros hasta refinanciar su hipoteca actual, Mission One es el equipo en el que puede confiar.

Estas son solo algunas de las razones por las que los compradores de viviendas eligen Mission One Mortgage:

No Additional Fees

Sin cargos adicionales- Al brindar los servicios a nuestros clientes de forma gratuita, utilizar un agente hipotecario como Mission One Mortgage puede ayudarlo a buscar el mejor precio en préstamos sin un precio elevado.

Access to 50 Lenders

Acceso a 50 prestamistas- Con acceso a una variedad de préstamos y tasas de interés disponibles, Mission One Mortgage puede buscar los mejores préstamos para sus necesidades específicas.

Accessible to Our Clients

Accesible a nuestros clientes- Al brindar un servicio transparente y comunicativo a todos nuestros clientes, Mission One Mortgage garantiza que todas las llamadas telefónicas sean respondidas o devueltas de manera oportuna.

Setting You Up for Success

Preparándote para el éxito- Ayudándolo a preparar todos sus documentos para la aprobación previa y la solicitud de préstamo, Mission One Mortgage le proporcionará toda la información necesaria para obtener el mejor préstamo.

¡Contáctenos para servicio!

Consulta Gratuita phone-number (843) 822-5685

Para comprender los beneficios de trabajar con un agente hipotecario, primero debe comprender su papel en el proceso de compra de una vivienda.

¿Qué hace un corredor hipotecario?

Su agente hipotecario es un tercero que trabaja para conectarlo con prestamistas hipotecarios. Básicamente, un corredor hipotecario actúa como intermediario entre una persona que quiere comprar una vivienda y las entidades que ofrecen préstamos para comprar una vivienda. El agente hipotecario trabaja tanto con el prestatario como con el prestamista para obtener la aprobación del prestatario. También verifican y recopilan la documentación del prestatario que el prestamista necesita para finalizar la compra de una vivienda. Por lo general, los agentes hipotecarios tienen relaciones con varios prestamistas de préstamos hipotecarios. Mission One Mortgage, por ejemplo, tiene acceso a 50 prestamistas diferentes, lo que nos brinda una amplia gama de préstamos hipotecarios en Goose Creek, SC, de donde elegir.

Además de encontrar un prestamista para préstamos hipotecarios, su agente hipotecario lo ayudará a elegir las mejores opciones de préstamo y tasas de interés para su presupuesto. Idealmente, su agente hipotecario le quitará una gran cantidad de estrés y trabajo preliminar y, al mismo tiempo, le permitirá ahorrar dinero.

Ayuda con el proceso de aprobación previa

Si está listo para comprar una casa, obtener la precalificación es una excelente opción que agilizará todo el proceso. Su agente hipotecario facilita la obtención de la aprobación previa al obtener todos los documentos necesarios para obtener la precalificación. Al revisar su solicitud, determinarán si está listo para el proceso de aprobación previa. Si su solicitud necesita elementos adicionales, la compañía hipotecaria le ayudará a orientarle en la dirección correcta para garantizar que su solicitud sea lo más sólida posible. Su agente hipotecario también lo guiará a través de los diferentes tipos de préstamos, desde convencionales y FHA hasta VA y USDA.

Para obtener una aprobación previa para una casa en Carolina del Sur, debe tener lo siguiente:

  • Dos años de formularios W2
  • 30 días de recibos de pago del empleador
  • 60 días de extractos bancarios
  • Una licencia de conducir válida

Hipotecas convencionales

Los préstamos convencionales se pueden utilizar para comprar una casa nueva o refinanciar la actual. Los préstamos convencionales incluyen hipotecas a tipo fijo e hipotecas a tipo ajustable. Generalmente, los prestatarios deben realizar un pago inicial del 3% para los propietarios-ocupantes, del 10% para una propiedad de vacaciones y del 20% para una casa de inversión. Si puede pagar el 20% del coste total de la vivienda, podrá evitar el seguro hipotecario privado, que de otro modo sería obligatorio. Los compradores con buen crédito o las personas que necesitan una hipoteca no ocupada por el propietario suelen preferir las hipotecas convencionales.

Mortgage Company Goose Creek, SC
Mortgage Lending Service Goose Creek, SC

Préstamos de la FHA

Las hipotecas de la FHA son emitidas por el gobierno de los EE. UU. y respaldadas por el Departamento de Vivienda y Desarrollo Urbano (HUD). Los compradores de vivienda por primera vez suelen preferir este préstamo porque solo requiere un pago inicial del 3,5% y ofrece más flexibilidad con los requisitos crediticios y los estándares de suscripción. Los préstamos de la FHA tienen varios requisitos que debes cumplir para calificar. Comuníquese con Mission One Mortgage hoy para obtener más información sobre los préstamos de la FHA y si son o no los mejores para su situación financiera.

Préstamos del USDA

También respaldados por el gobierno, estos préstamos están asegurados por el Departamento de Agricultura de EE. UU. y no requieren pago inicial. Estos préstamos tienen requisitos de seguro más bajos en comparación con los préstamos de la FHA, ofrecen financiamiento del 100% si califica y permiten que el vendedor cubra los costos de cierre. Para calificar para un préstamo del USDA, debe vivir en un área rural y los ingresos de su hogar deben cumplir con ciertos estándares. Estos préstamos suelen ser los preferidos por los ciudadanos de bajos ingresos que viven en zonas rurales de Carolina del Sur.

Refinancing Goose Creek, SC
Refinances Goose Creek, SC

Hipotecas para veteranos

También conocidas como préstamos VA o de Asuntos de Veteranos, estas hipotecas están reservadas para los hombres y mujeres valientes que sirvieron en el ejército. Los préstamos VA ayudan a brindarles a nuestros miembros militares, veteranos y sus familias condiciones de préstamo favorables y una experiencia sencilla de ser propietario de una vivienda. A menudo, quienes califican no están obligados a realizar un pago inicial por su vivienda. Además, estos préstamos suelen incluir costos de cierre menos costosos.

Si es un veterano o un familiar de un veterano, comuníquese con Mission One Mortgage hoy para hablar con nuestra profesional examinada de VA, Debbie Haberny. Debbie ayuda a nuestros miembros militares, veteranos y sus familiares a obtener préstamos hipotecarios utilizando beneficios para veteranos y estará encantada de ayudarle en la búsqueda de una casa.

q. Estaba hablando con mi cónyuge sobre agentes hipotecarios y mencionaron la frase originador de préstamos hipotecarios. ¿Cuál es la diferencia entre un corredor y un originador de préstamos?

UNO. La industria hipotecaria está llena de puestos y títulos confusos, lo que facilita la confusión de roles y responsabilidades. Tal es el caso de los agentes hipotecarios y los originadores de préstamos hipotecarios. Aunque sus funciones comparten similitudes, un originador de préstamos hipotecarios en Goose Creek, SC, trabaja para un banco o cooperativa de crédito, mientras que un corredor hipotecario trabaja para una empresa de corretaje. Tanto los originadores de préstamos hipotecarios como los corredores hipotecarios tienen licencia del Sistema Nacional de Licencias Multiestatales (NMLS).

q. Todo el mundo me ha dicho que es necesario tener un seguro hipotecario para comprar una casa. ¿Qué es el seguro hipotecario?

UNO. Básicamente, el seguro hipotecario ayuda a proteger a los prestamistas si un prestatario ejecuta la ejecución hipotecaria de la casa que compró. Una ventaja del seguro hipotecario es que cuando los prestatarios lo pagan, los prestamistas a menudo pueden otorgar préstamos a los compradores cuando de otra manera no lo habrían hecho. Aunque no siempre es necesario para comprar una casa, a menudo se necesita un seguro hipotecario para pagos iniciales inferiores al 20%.

q. Me acaban de aprobar previamente para comprar una hermosa casa en Carolina del Sur. ¿Hay algo que no debería hacer ahora que estoy precalificado?

UNO. Las compañías hipotecarias como Mission One Mortgage facilitan la precalificación para una vivienda. Sin embargo, a medida que continúa su proceso de préstamo, su prestamista debe ejecutar un nuevo informe crediticio antes de cerrar la compra de una vivienda. Por esa razón, es para evitar cualquier actividad que pueda afectar su puntaje crediticio, como:

  • No se convierta en cofirmante de un préstamo con otra persona.
  • No renuncies ni cambies de trabajo.
  • No solicite nuevas tarjetas de crédito, préstamos para automóviles ni ninguna otra línea de crédito.
  • No utilice su tarjeta de crédito para pagar compras grandes, como muebles para su nueva casa.
  • No evite pagos de líneas de crédito, préstamos o facturas de servicios públicos vigentes.

q. Mi cuñado recientemente refinanció su casa en Carolina del Sur. ¿Qué es la refinanciación? ¿Debería considerar refinanciar mi casa también?

UNO. Refinanciar su casa básicamente significa que está cambiando su hipoteca actual por una nueva, generalmente con una tasa de interés más baja. Si desea reducir el plazo de su préstamo, reducir los pagos hipotecarios mensuales o consolidar deudas, la refinanciación puede ser una opción inteligente. Muchos propietarios también optan por refinanciar si quieren pasar de hipotecas de tasa ajustable a hipotecas de tasa fija o obtener reembolsos en efectivo por renovaciones de la vivienda. Para saber si la refinanciación es una opción viable para su situación, comuníquese con Mission One Mortgage lo antes posible, ya que las tasas de los préstamos cambian con frecuencia.

Hipoteca Mission One: convertir los sueños en realidad, una hipoteca a la vez

Head-bottom

Aquí en Mission One Mortgage, creemos que las mejores comunidades comienzan con el sueño de ser propietario de una vivienda. Nuestra misión es hacer realidad esos sueños, con un servicio personalizado, orientación experta y trabajo duro a la antigua usanza. Como una de las compañías hipotecarias más confiables en Goose Creek, SC, Tenemos años de experiencia trabajando con una amplia gama de clientes, desde compradores e inversores por primera vez hasta prestatarios autónomos y hablantes no nativos de inglés.

Aunque cada situación hipotecaria es diferente, una cosa nunca cambia: nuestro compromiso con los clientes. Póngase en contacto con nuestra oficina hoy para comenzar una experiencia excepcional de compra de vivienda.

¡Contáctenos para servicio!

phone-number (843) 822-5685
Cash Out Refinance Goose Creek, SC

Latest News Near Me Goose Creek, SC

1 dead in early-morning house fire in Goose Creek, SLED investigating

GOOSE CREEK, S.C. (WCIV) — One person is dead after a house fire in Goose Creek early Tuesday morning, according to officials.The Berkeley County Coroner's Office has identified the victim as Danial Skinner, 69, of Goose Creek.Crews reportedly responded to the scene just after midnight, which involved a single family home off Kathr...

GOOSE CREEK, S.C. (WCIV) — One person is dead after a house fire in Goose Creek early Tuesday morning, according to officials.

The Berkeley County Coroner's Office has identified the victim as Danial Skinner, 69, of Goose Creek.

Crews reportedly responded to the scene just after midnight, which involved a single family home off Kathryn Drive in Goose Creek.

Eight separate fire crews worked to extinguish the blaze including Goose Creek Rural, Pine Ridge, Hanahan, Caromi, Pimlico, Goose Creek City, Joint Base, Central Berkeley Fire & EMS.

“It was a significant fire when we arrived, almost half the house was involved in fire," said Chief Bob Maibach with Goose Creek Rural Fire Department.

THE LATEST: Berkeley County coroner identifies one dead in Goose Creek house fire

Chief Maibach said there's no reason to believe this was a suspicious fire or a case of arson, and that SLED is always called in to investigate when a fatality is reported.

A cause of fire was unknown Tuesday. Chief Maibach said his crews often find non-operating smoke alarms at the scene of house fires.

“These are situations that happen and every second counts, so having that alarm that functions and alerts you, even in in the middle of the night, is very important," he said. "Smoke detectors save lives."

The fire was officially reported under control just before 1:00 a.m. Tuesday.

Fire crews were called back to the scene around 7 a.m. to extinguish a small spot fire.

SLED, State Fire Marshals, the Berkeley County Coroner's Office and Berkeley County Sheriff's Office are investigating.

Lowcountry church, nonprofit creating human trafficking victim support home

GOOSE CREEK, S.C. (WCSC) - Reality Church in Goose Creek and The Formation Project are getting human trafficking victims back on their feet with a new support home in Berkeley County.The Eden House project aims to house six women at a time who have experienced human trafficking. The women will come through a nonprofit organization, The Formation Project, that focuses on providing services to victims and survivors.The women will be monitored by and receive services through the nonprofit, including internet access to help them en...

GOOSE CREEK, S.C. (WCSC) - Reality Church in Goose Creek and The Formation Project are getting human trafficking victims back on their feet with a new support home in Berkeley County.

The Eden House project aims to house six women at a time who have experienced human trafficking. The women will come through a nonprofit organization, The Formation Project, that focuses on providing services to victims and survivors.

The women will be monitored by and receive services through the nonprofit, including internet access to help them enter the workforce.

A property purchase by Reality Church Lead Pastor Ric Edgar is what sparked the idea. Edgar purchased 10 acres of land in the Ladson area that included a 1960s home in July 2024.

Edgar says the land was originally meant for a new church as well as demolishing the included home. The demolition was meant to have an open view for the new build, but plans changed.

The pastor says the home will be renovated to become the Eden House or “the place for new beginnings” for rescued women. Plans for the property still include adding a church building. Edgar says the support home will take priority for now as it is a decision supported by his church community.

“[The church family] knew like I knew that God gave purpose to the land,” Edgar says. “But they also knew, as I knew, this has to be first,” Edgar continues. “We will not build a church until this house is renovated and is up and running and Formation Project has these women here. This is first.”

A series of connections sparked Edgar’s decision. The lead pastor says he realized human trafficking “happens right in our backyard” by watching former National Football League quarterback and retired Major League Baseball player Tim Tebow’s ministry programming. Edgar says he was also moved to take action by trafficking statistics from across the Lowcountry and especially Berkeley County.

An annual report by the state Attorney General shows the state had nearly 400 human trafficking victims statewide in 2024. The report shows the number of tips for investigators in the Lowcountry. Berkeley County saw 18 human trafficking investigations, which is second only to Charleston County’s 31.

Edgar says he hopes to bring awareness to the issue and show people that it is happening wherever they are.

“People really can have an awareness that it is right here in our own backyard,” Edgar says. “And we’re passionate about it, I mean it’s really exciting for me that our church has the opportunity to impact the community by helping these women find their way back to a good life.”

Renovations are the next step for the home.

Edgar says the home needs about $130,000 worth of work.

Reality Church and The Formation Project plan to raise funds to meet renovation costs.

Anyone interested in getting involved can reach out to 843-494-4474 or hope.christmas@realitychurch.com. There is also more information on how to get involved on the project website.

Human trafficking tips can be reported to the 24/7 National Human Trafficking Hotline at 1-888-373-7888.

Copyright 2025 WCSC. All rights reserved.

SCDOT Launches Major Improvement Projects in Goose Creek

The South Carolina Department of Transportation has begun work on a project involving safety improvements on Red Bank Road which also includes intersection improvements at the Red Bank Road and Henry E. Brown Jr. Boulevard intersection, both in Goose Creek.ByThe Berkeley Observer-May 15, 2025 GOOSE CREEK, S.C. – Drivers, cyclists, and pedestrians in Goose Creek can expect smoother, safer travels i...

The South Carolina Department of Transportation has begun work on a project involving safety improvements on Red Bank Road which also includes intersection improvements at the Red Bank Road and Henry E. Brown Jr. Boulevard intersection, both in Goose Creek.

By

The Berkeley Observer

-

May 15, 2025

GOOSE CREEK, S.C. – Drivers, cyclists, and pedestrians in Goose Creek can expect smoother, safer travels in the near future.

The South Carolina Department of Transportation (SCDOT) has officially kicked off a major infrastructure improvement project along Red Bank Road and Henry E. Brown Jr. Boulevard, aiming to modernize key intersections and roadways through the heart of the city.

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Work is already underway, with current efforts focused on drainage upgrades and initial road widening at the Red Bank Road and Henry E. Brown Jr. Boulevard intersection. According to Berkeley County officials, the larger project scope includes installing concrete medians, enhancing pedestrian access with new sidewalks, upgrading traffic signals, resurfacing asphalt, and improving signage along the Red Bank Road corridor.

Come fall 2025, drivers can expect to see continued progress with traffic signal installations and intersection paving at key junctions including Eagle Road, Harbor Lake Drive, and Bayshore Drive.

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The full suite of improvements is slated for completion by August 2026.

These upgrades come on the heels of Berkeley County’s recently completed Red Bank Road Gravity Sewer Project, which wrapped in April 2025. That project boosted local sewer capacity and helped prevent future overflows by installing a new gravity sewer main between Sunrise Boulevard and Henry E. Brown Jr. Boulevard.

Together, the projects mark a coordinated effort to modernize Goose Creek’s infrastructure—above and below ground—for years to come.

Promote Peace for Geese! PETA Asks Goose Creek to Honor Namesake Bird With ‘Plucked’ Anti-Down Statue

Goose Creek, S.C. – Will Goose Creek help do some good for the gander by displaying a pro-bird statue urging everyone to ditch cruelly-obtained down feathers? PETA thinks so! In a letter sent today to Crystal Reed, Director of Goose Creek’s Recreation, Art and Parks, PETA asks to participate in the city’s “Adopt-a-Goose” program—in which local businesses can place a customized goose statue around town—with a statue depicting a half-plucked, crying goose and a plaque reading,...

Goose Creek, S.C. – Will Goose Creek help do some good for the gander by displaying a pro-bird statue urging everyone to ditch cruelly-obtained down feathers? PETA thinks so! In a letter sent today to Crystal Reed, Director of Goose Creek’s Recreation, Art and Parks, PETA asks to participate in the city’s “Adopt-a-Goose” program—in which local businesses can place a customized goose statue around town—with a statue depicting a half-plucked, crying goose and a plaque reading, “My Feathers Belong to Me. Please, Don’t Wear Down.”

“Geese feel pain and fear, love their flock members, and don’t deserve to be tormented, plucked, and violently slaughtered for down,” says PETA Executive Vice President Tracy Reiman. “By embracing PETA’s message, Goose Creek could encourage residents to show compassion for birds of a feather by sticking to down-free coats, pillows, and blankets.”

PETA points out that geese are family-oriented and mate for life, mourning for long periods when their partners die. In the down industry, workers often pin down terrified geese and tear their feathers out by the fistful, plucking them so violently that many are left with gaping, bloody wounds. At the slaughterhouse, workers slit their throats—often while they’re still conscious. The down industry also helps prop up the immensely cruel foie gras industry, as producers often seek to bolster income by selling the feathers of tormented, force-fed geese.

PETA—whose motto reads, in part, that “animals are not ours to eat, wear, or abuse in any other way”—points out thatEvery Animal Is Someone and offers free Empathy Kits for people who need a lesson in kindness. For more information, please visit PETA.org or follow PETA on X, Facebook, or Instagram.

PETA’s letter to Libby Roerig follows.

May 5, 2025

Crystal Reed

Director of Recreation, Art & Parks

City of Goose Greek

Dear Ms. Reed:

I hope this letter finds you well. On behalf of People for the Ethical Treatment of Animals and our nearly 800 members and supporters in Goose Creek, I am requesting to participate in Goose Creek’s “Adopt-A-Goose” program. We hope you’ll make an exception for our goose from outside the city limits, as PETA’s statue has an important message to share.

PETA’s goose would honor Goose Creek’s namesake and inspire residents to show compassion for these loyal, intelligent birds by ditching down and letting birds keep their feathers. One side of the statue shows a happy, healthy goose living freely, while the other side reveals the cruelty that the down industry tries to keep under the covers.

In China—the world’s largest producer of down—many birds are live-plucked, their feathers yanked from their skin while they are conscious and shriek in terror. Even disingenuously named “responsible down” is a sham, as all birds used for down are exploited and ultimately slaughtered. A PETA Asia investigation revealed that geese used for Responsible Down Standard-certified feathers were beheaded with a dull axe, requiring multiple blows to kill them. Foie gras producers also exploit geese, profiting not only from stealing their feathers but also from force-feeding them and selling their diseased, fatty livers. These birds suffer at every stage of their short, miserable lives.

Birds are not stuffing for pillows and jackets or food for people who find fatty livers appetizing. They are devoted parents and lifelong partners. Even as goslings, they are skilled swimmers, and their parents are meticulous nest keepers. Their family bonds are so strong that they mourn the loss of loved ones and refuse to leave injured flock members behind. These family-oriented fowl deserve our respect and protection.

We appreciate your consideration and look forward to working together to promote a meaningful message in Goose Creek.

Sincerely,

Tracy Reiman

Executive Vice President

Big Lots announces 219 store reopenings, 18 in South Carolina: See all SC openings

Big Lots has released an official list of all 219 stores planned to reopen over the next several months, including 18 in South Carolina.After bankruptcy and store closures, Big Lots plans to gradually reopen 219 stores. A ...

Big Lots has released an official list of all 219 stores planned to reopen over the next several months, including 18 in South Carolina.

After bankruptcy and store closures, Big Lots plans to gradually reopen 219 stores. A No S.C. stores reopened during Wave 1 of the opening plan, but four Wave 2 stores are scheduled to open in early May.

According to a previous news release from the Henderson, N.C.-based company Variety Retailers responsible for the openings, customers will experience "remodeled stores, a large selection of closeout deals and new merchandise categories, including apparel for the family and electronics" upon the reopening of Big Lots stores.

Here's what we know about the final waves of reopening plans, including every store scheduled to open in S.C. and N.C.

Which Big Lots stores are reopening in SC?

Previously, Big Lots announced the opening of Wave 2 stores, of which S.C. had four. On April 23, business media website Fast Company released the company's plans for locations set to reopen in the final two waves including the following in S.C..:

Previously announced: Big Lots stores opening in SC in Wave 2

No South Carolina stores reopened in Wave 1.

Which Big Lots stores are reopening in NC?

More than 50 Big Lots stores are set to open in N.C., about a quarter of all reopenings.

Previously announced: Big Lots stores opening in NC in Waves 1, 2

Big Lots reopening locations

Stores are also reopening in 13 other states including:

How many Big Lots stores are reopening?

Variety Wholesalers acquired 219 stores it aims to open in four waves. 54 stores will reopen during the second wave, 78 during the third wave and a final 78 in the fourth wave.

When will Big Lots reopen?

The first wave of Big Lots openings took place on April 10. The second wave is scheduled for early may, and remaining stores will open on unspecified dates through early June, leading up to a grand opening celebration taking place across all stores in the fall.

BigLots.com and Big Lots social media channels will feature more news and updates on store announcements, according to the release.

Iris Seaton is the trending news reporter for the Asheville Citizen Times, part of the USA TODAY Network. Reach her at iseaton@citizentimes.com.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.
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