Agente Hipotecario Near Me Summerville, SC

Sabemos que muchos agentes de préstamos hipotecarios tienen una reputación horrible. Algunos corredores sólo ven a sus clientes como transacciones y como un medio para ganar dinero rápido. Se muestran impacientes y agresivos, sin comprender que se trata de una decisión muy importante para usted. En Mission One Mortgage, adoptamos el enfoque opuesto. Alentamos a nuestros clientes a que se tomen todo el tiempo necesario para hacernos preguntas y revisar los documentos hipotecarios. Podríamos decir que nuestra misión es superar tus expectativas, pero preferimos mostrártelo. Desde asistencia para encontrar préstamos de la FHA, VA u otros hasta refinanciar su hipoteca actual, Mission One es el equipo en el que puede confiar.

Estas son solo algunas de las razones por las que los compradores de viviendas eligen Mission One Mortgage:

No Additional Fees

Sin cargos adicionales- Al brindar los servicios a nuestros clientes de forma gratuita, utilizar un agente hipotecario como Mission One Mortgage puede ayudarlo a buscar el mejor precio en préstamos sin un precio elevado.

Access to 50 Lenders

Acceso a 50 prestamistas- Con acceso a una variedad de préstamos y tasas de interés disponibles, Mission One Mortgage puede buscar los mejores préstamos para sus necesidades específicas.

Accessible to Our Clients

Accesible a nuestros clientes- Al brindar un servicio transparente y comunicativo a todos nuestros clientes, Mission One Mortgage garantiza que todas las llamadas telefónicas sean respondidas o devueltas de manera oportuna.

Setting You Up for Success

Preparándote para el éxito- Ayudándolo a preparar todos sus documentos para la aprobación previa y la solicitud de préstamo, Mission One Mortgage le proporcionará toda la información necesaria para obtener el mejor préstamo.

¡Contáctenos para servicio!

Consulta Gratuita phone-number (843) 822-5685

Para comprender los beneficios de trabajar con un agente hipotecario, primero debe comprender su papel en el proceso de compra de una vivienda.

¿Qué hace un corredor hipotecario?

Su agente hipotecario es un tercero que trabaja para conectarlo con prestamistas hipotecarios. Básicamente, un corredor hipotecario actúa como intermediario entre una persona que quiere comprar una vivienda y las entidades que ofrecen préstamos para comprar una vivienda. El agente hipotecario trabaja tanto con el prestatario como con el prestamista para obtener la aprobación del prestatario. También verifican y recopilan la documentación del prestatario que el prestamista necesita para finalizar la compra de una vivienda. Por lo general, los agentes hipotecarios tienen relaciones con varios prestamistas de préstamos hipotecarios. Mission One Mortgage, por ejemplo, tiene acceso a 50 prestamistas diferentes, lo que nos brinda una amplia gama de préstamos hipotecarios en Summerville, SC, de donde elegir.

Además de encontrar un prestamista para préstamos hipotecarios, su agente hipotecario lo ayudará a elegir las mejores opciones de préstamo y tasas de interés para su presupuesto. Idealmente, su agente hipotecario le quitará una gran cantidad de estrés y trabajo preliminar y, al mismo tiempo, le permitirá ahorrar dinero.

Ayuda con el proceso de aprobación previa

Si está listo para comprar una casa, obtener la precalificación es una excelente opción que agilizará todo el proceso. Su agente hipotecario facilita la obtención de la aprobación previa al obtener todos los documentos necesarios para obtener la precalificación. Al revisar su solicitud, determinarán si está listo para el proceso de aprobación previa. Si su solicitud necesita elementos adicionales, la compañía hipotecaria le ayudará a orientarle en la dirección correcta para garantizar que su solicitud sea lo más sólida posible. Su agente hipotecario también lo guiará a través de los diferentes tipos de préstamos, desde convencionales y FHA hasta VA y USDA.

Para obtener una aprobación previa para una casa en Carolina del Sur, debe tener lo siguiente:

  • Dos años de formularios W2
  • 30 días de recibos de pago del empleador
  • 60 días de extractos bancarios
  • Una licencia de conducir válida

Hipotecas convencionales

Los préstamos convencionales se pueden utilizar para comprar una casa nueva o refinanciar la actual. Los préstamos convencionales incluyen hipotecas a tipo fijo e hipotecas a tipo ajustable. Generalmente, los prestatarios deben realizar un pago inicial del 3% para los propietarios-ocupantes, del 10% para una propiedad de vacaciones y del 20% para una casa de inversión. Si puede pagar el 20% del coste total de la vivienda, podrá evitar el seguro hipotecario privado, que de otro modo sería obligatorio. Los compradores con buen crédito o las personas que necesitan una hipoteca no ocupada por el propietario suelen preferir las hipotecas convencionales.

Mortgage Company Summerville, SC
Mortgage Lending Service Summerville, SC

Préstamos de la FHA

Las hipotecas de la FHA son emitidas por el gobierno de los EE. UU. y respaldadas por el Departamento de Vivienda y Desarrollo Urbano (HUD). Los compradores de vivienda por primera vez suelen preferir este préstamo porque solo requiere un pago inicial del 3,5% y ofrece más flexibilidad con los requisitos crediticios y los estándares de suscripción. Los préstamos de la FHA tienen varios requisitos que debes cumplir para calificar. Comuníquese con Mission One Mortgage hoy para obtener más información sobre los préstamos de la FHA y si son o no los mejores para su situación financiera.

Préstamos del USDA

También respaldados por el gobierno, estos préstamos están asegurados por el Departamento de Agricultura de EE. UU. y no requieren pago inicial. Estos préstamos tienen requisitos de seguro más bajos en comparación con los préstamos de la FHA, ofrecen financiamiento del 100% si califica y permiten que el vendedor cubra los costos de cierre. Para calificar para un préstamo del USDA, debe vivir en un área rural y los ingresos de su hogar deben cumplir con ciertos estándares. Estos préstamos suelen ser los preferidos por los ciudadanos de bajos ingresos que viven en zonas rurales de Carolina del Sur.

Refinancing Summerville, SC
Refinances Summerville, SC

Hipotecas para veteranos

También conocidas como préstamos VA o de Asuntos de Veteranos, estas hipotecas están reservadas para los hombres y mujeres valientes que sirvieron en el ejército. Los préstamos VA ayudan a brindarles a nuestros miembros militares, veteranos y sus familias condiciones de préstamo favorables y una experiencia sencilla de ser propietario de una vivienda. A menudo, quienes califican no están obligados a realizar un pago inicial por su vivienda. Además, estos préstamos suelen incluir costos de cierre menos costosos.

Si es un veterano o un familiar de un veterano, comuníquese con Mission One Mortgage hoy para hablar con nuestra profesional examinada de VA, Debbie Haberny. Debbie ayuda a nuestros miembros militares, veteranos y sus familiares a obtener préstamos hipotecarios utilizando beneficios para veteranos y estará encantada de ayudarle en la búsqueda de una casa.

q. Estaba hablando con mi cónyuge sobre agentes hipotecarios y mencionaron la frase originador de préstamos hipotecarios. ¿Cuál es la diferencia entre un corredor y un originador de préstamos?

UNO. La industria hipotecaria está llena de puestos y títulos confusos, lo que facilita la confusión de roles y responsabilidades. Tal es el caso de los agentes hipotecarios y los originadores de préstamos hipotecarios. Aunque sus funciones comparten similitudes, un originador de préstamos hipotecarios en Summerville, SC, trabaja para un banco o cooperativa de crédito, mientras que un corredor hipotecario trabaja para una empresa de corretaje. Tanto los originadores de préstamos hipotecarios como los corredores hipotecarios tienen licencia del Sistema Nacional de Licencias Multiestatales (NMLS).

q. Todo el mundo me ha dicho que es necesario tener un seguro hipotecario para comprar una casa. ¿Qué es el seguro hipotecario?

UNO. Básicamente, el seguro hipotecario ayuda a proteger a los prestamistas si un prestatario ejecuta la ejecución hipotecaria de la casa que compró. Una ventaja del seguro hipotecario es que cuando los prestatarios lo pagan, los prestamistas a menudo pueden otorgar préstamos a los compradores cuando de otra manera no lo habrían hecho. Aunque no siempre es necesario para comprar una casa, a menudo se necesita un seguro hipotecario para pagos iniciales inferiores al 20%.

q. Me acaban de aprobar previamente para comprar una hermosa casa en Carolina del Sur. ¿Hay algo que no debería hacer ahora que estoy precalificado?

UNO. Las compañías hipotecarias como Mission One Mortgage facilitan la precalificación para una vivienda. Sin embargo, a medida que continúa su proceso de préstamo, su prestamista debe ejecutar un nuevo informe crediticio antes de cerrar la compra de una vivienda. Por esa razón, es para evitar cualquier actividad que pueda afectar su puntaje crediticio, como:

  • No se convierta en cofirmante de un préstamo con otra persona.
  • No renuncies ni cambies de trabajo.
  • No solicite nuevas tarjetas de crédito, préstamos para automóviles ni ninguna otra línea de crédito.
  • No utilice su tarjeta de crédito para pagar compras grandes, como muebles para su nueva casa.
  • No evite pagos de líneas de crédito, préstamos o facturas de servicios públicos vigentes.

q. Mi cuñado recientemente refinanció su casa en Carolina del Sur. ¿Qué es la refinanciación? ¿Debería considerar refinanciar mi casa también?

UNO. Refinanciar su casa básicamente significa que está cambiando su hipoteca actual por una nueva, generalmente con una tasa de interés más baja. Si desea reducir el plazo de su préstamo, reducir los pagos hipotecarios mensuales o consolidar deudas, la refinanciación puede ser una opción inteligente. Muchos propietarios también optan por refinanciar si quieren pasar de hipotecas de tasa ajustable a hipotecas de tasa fija o obtener reembolsos en efectivo por renovaciones de la vivienda. Para saber si la refinanciación es una opción viable para su situación, comuníquese con Mission One Mortgage lo antes posible, ya que las tasas de los préstamos cambian con frecuencia.

Hipoteca Mission One: convertir los sueños en realidad, una hipoteca a la vez

Head-bottom

Aquí en Mission One Mortgage, creemos que las mejores comunidades comienzan con el sueño de ser propietario de una vivienda. Nuestra misión es hacer realidad esos sueños, con un servicio personalizado, orientación experta y trabajo duro a la antigua usanza. Como una de las compañías hipotecarias más confiables en Summerville, SC, Tenemos años de experiencia trabajando con una amplia gama de clientes, desde compradores e inversores por primera vez hasta prestatarios autónomos y hablantes no nativos de inglés.

Aunque cada situación hipotecaria es diferente, una cosa nunca cambia: nuestro compromiso con los clientes. Póngase en contacto con nuestra oficina hoy para comenzar una experiencia excepcional de compra de vivienda.

¡Contáctenos para servicio!

phone-number (843) 822-5685
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Latest News Near Me Summerville, SC

AcutePet Urgent Care Opens in Summerville, SC - Bringing Affordable Emergency-Level Care to Local Pet Owners

New location offers extended hours and same-day urgent care for pets-seven days a week.SUMMERVILLE, SOUTH CAROLINA / ACCESS Newswire / May 7, 2025 / AcutePet Urgent Care is proud to announce the opening of its second South Carolina location in Summerville. Convenient...

New location offers extended hours and same-day urgent care for pets-seven days a week.

SUMMERVILLE, SOUTH CAROLINA / ACCESS Newswire / May 7, 2025 / AcutePet Urgent Care is proud to announce the opening of its second South Carolina location in Summerville. Conveniently located at 143 Berkeley Circle-just off Old Light Road, near the cut-through to Nexton and close to Azalea Square-this new facility offers same-day, emergency-level veterinary care in a calm, urgent care setting.

AcutePet Urgent Care Summerville, SCAcutePet Urgent Care location in Summerville, SC now open

Open seven days a week from 10 a.m. to 10 p.m., AcutePet is committed to supporting pets and their owners during unexpected emergencies. Founded by Dr. David Sachs and Dr. Doug Hoffman, AcutePet's mission is to make high-quality veterinary care more accessible and affordable.

"Our goal with AcutePet is to provide immediate care for pets while supporting the veterinary profession we've dedicated ourselves to for over 30 years," said Dr. David Sachs, co-CEO of AcutePet. "This new location in Summerville allows us to continue that mission-offering compassionate, high-quality urgent care in a way that's both affordable and convenient for pet owners."

Dr. Doug Hoffman, co-CEO of AcutePet, added, "The Summerville community, local pet owners, and nearby businesses have been incredibly welcoming. We truly felt the excitement during our recent ribbon-cutting ceremony, which was attended by the Summerville Chamber of Commerce, neighboring businesses, our staff, family, and friends. We are honored to be part of this community and to provide immediate, affordable care for pets in need."

With more than 60 years of combined experience in the veterinary field, Drs. Sachs and Hoffman understand the critical importance of affordable, timely, accessible care. Modeled after human urgent care clinics, AcutePet provides trusted, same-day and walk-in services staffed by an experienced and compassionate team-so your pet can feel better, faster. The facility features on-site lab services, digital imaging, and outpatient anesthetized procedures, all using advanced monitoring equipment.

AcutePet currently operates locations in Beavercreek, OH; West Chester, OH; Bellevue, KY; Mount Pleasant, SC; and now Summerville, SC, with a new clinic planned for Voorhees, NJ in 2025.

For more information or to schedule a visit, please go to www.acutepeturgentcare.com.

Contact Information

Stephanie Serraino
513-836-8425

SOURCE: AcutePet Urgent Care

View the original press release on ACCESS Newswire

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ICE raid at 'cartel-run' nightclub in South Carolina nets arrest of 70+ undocumented immigrants

CHARLESTON COUNTY, S.C. —The South Carolina Law Enforcement Division has charged two men after an Immigration and Customs Enforcement raid at a "cartel-run" nightclub resulted in the arrests of more than 70 people.In the early morning hours of June 1, ICE raided a nightclub run by a suspected member of the Los Zetas cartel during an operation in Summerville, South Carolina.Los Zetas, now formally recognized as Cártel del Noreste (CDN) was formally designated a terrorist organizatio...

CHARLESTON COUNTY, S.C. —

The South Carolina Law Enforcement Division has charged two men after an Immigration and Customs Enforcement raid at a "cartel-run" nightclub resulted in the arrests of more than 70 people.

In the early morning hours of June 1, ICE raided a nightclub run by a suspected member of the Los Zetas cartel during an operation in Summerville, South Carolina.

Los Zetas, now formally recognized as Cártel del Noreste (CDN) was formally designated a terrorist organization by the Trump administration in February 2025.

Before the operation, ICE received a tip that "El Alamo VIP", an underground illegal nightclub, was the location of weapons, narcotics, and human trafficking.

The operation led to the arrests of 72 people, including some with serious prior offenses, according to the Department of Homeland Security.

Authorities said six juveniles were also recovered and turned over to state social services for protection and care.

One of the most high-profile arrests during the raid was Sergio Joel Galo-Baca. HSI said Galo-Baca is a foreign fugitive with an active Interpol Red Notice for homicide in Honduras.

During the raid, authorities encountered 44-year-old Terone Lavince Lawson, who was a security guard for the nightclub.

SLED said Lawson was observed selling drugs while he was under surveillance.

Authorities found the following inside Lawson's vehicle:

According to SLED, Lawson had been previously convicted of second-degree burglary (violent) in 2008 and assault and battery of a high and aggravated nature in 2003, which bars him from owning a firearm.

On June 5, SLED charged Lawson with the following:

Lawson was booked into the Charleston County Detention Center under a $110,000 bond.

On June 1, SLED charged 59-year-old Benjamin Reyna Flores-Rosales with the following:

Authorities did not state what Flores' role was at the nightclub.

Flores is being held in the Charleston County Detention Center under an ICE detainer.

According to SLED, both arrests are part of an active investigation involving allegations of human trafficking, narcotics, and other crimes at El Alamo VIP.

SLED worked in partnership with Homeland Security Investigations (HSI) and the Charleston County Sheriff’s Office.

The case will be prosecuted by the 9th Circuit Solicitor’s Office.

Assistant Secretary Tricia McLaughlin said, "Under President Trump and Secretary Noem, fugitives and law breakers are on notice: Leave now or ICE will find you and deport you."

Mack launches campaign for town council district 1

Surrounded by friends, supporters and longtime community leaders, Dexcter Mack formally announced his candidacy for the Summerville Town Council District 1 seat Tuesday, May 20, at Doty Park during a community gathering highlighting his decades of service and vision for the town’s future.The event opened with a prayer, thanking God for “servant leaders like Dexter” and asking for continued peace and unity in Summerville.Speaker Sam Clark, a former principal in Dorchester School District Two, reflected on Mack&...

Surrounded by friends, supporters and longtime community leaders, Dexcter Mack formally announced his candidacy for the Summerville Town Council District 1 seat Tuesday, May 20, at Doty Park during a community gathering highlighting his decades of service and vision for the town’s future.

The event opened with a prayer, thanking God for “servant leaders like Dexter” and asking for continued peace and unity in Summerville.

Speaker Sam Clark, a former principal in Dorchester School District Two, reflected on Mack’s character and his long history of uniting people across the community.

“If you know Dexter, you know that he has a heart for people, and that's so important,” Clark said. “The world outside of Summerville is so divided, but it's men like Dexcter who bring all factions of every community together. It's really important to talk to other folks throughout the community about how important it is to bring a unifier to the town council.”

Dorchester County Auditor J.J. Messervy followed Clark, offering a personal tribute.

“Dexter has prepared for this moment for literally his entire life,” Messervy said. “His good deeds and servant’s heart are well known all over Dorchester County, especially in the town of Summerville.”

Messervy highlighted Mack’s community work, including founding the District One Civic Association in his home district and the Summerville Councilman Ball, which has awarded more than $50,000 in scholarships to local students. Mack also contributes to the annual Steve Harvey Turkey Giveaway and supports the Village to Village Foundation, which provides vehicles to residents in need. In recognition of his service, Mack was named Dorchester County’s Employee of the Year.

During his address, Mack spoke about faith, service and his commitment to the community.

“First and foremost, let me give all glory and honor to my Sustainer, my rock, my Lord and Savior, Jesus Christ,” Mack said. “This journey, this campaign, is not about me, it's about all of us. It's about our future and the future of the town we all love so dearly.”

Mack pledged to make residents his top priority and to offer “first-class constituent service.”

“As your next councilman representing district one, I pledge to be responsive, reliable and ready to act,” he said. “We will reinvest in our parks and recreation. We will tackle traffic head on with smart, efficient solutions.”

He ended his remarks with a call to action and unity

“When we stand together, nothing is impossible,” he said. “We're going to make district one bigger and better, and we're going to do some great things.”

The event concluded with a prayer from Dorchester County Sheriff Sam Richardson and a reminder from Messervy about contributing to Mack’s campaign.

Equity Industrial Partners Completes Industrial Building for Roadone in Summerville, SC

Equity Industrial Partners (EIP), a fully integrated, New England-based developer and operator of industrial and office assets, has completed a ground-up 384,800 SF industrial building for tenant RoadOne IntermodalLogistics at 1932 Dawson Branch Extension located in Summerville, S.C. EIP worked closely with the tenant on this build-to-suit solution for one of the largest intermo...

Equity Industrial Partners (EIP), a fully integrated, New England-based developer and operator of industrial and office assets, has completed a ground-up 384,800 SF industrial building for tenant RoadOne IntermodalLogistics at 1932 Dawson Branch Extension located in Summerville, S.C. EIP worked closely with the tenant on this build-to-suit solution for one of the largest intermodal trucking providers in North America, as well as General Contractor Frampton Construction.

“Our existing, long-standing relationship with RoadOne was a major factor in RoadOne’s choice to work with EIP on this design-build project,” said Bruce Levine, Chief Executive Officer and Managing Partner for Equity Industrial Partners. “Our overall plan for Kelly Branch is on target now with this first of three phases, delivered and all infrastructure improvements now in place for remaining developments.”

In June 2023, EIP acquired the Kelly Branch Tract, a vacant 95-acre parcel situated in Summerville, South Carolina. RoadOne’s building is the first of three phases planned for the site and demonstrates EIP’s commitment to delivering tailored solutions that align with tenant needs. The building consists of 100 dock doors, 1 drive-in ramp, and 5,600 SF of office space. Phase 2 is currently being permitted for an additional warehouse or manufacturing facility that will be delivered for a +/- 300,000 square foot requirement.

“We at RoadOne have enjoyed the expanding relationship we have developed with EIP. As our lead development partner on the East Coast, EIP has been highly responsive and cooperative to work with and we consider them a strong partner in our business, “ said Ken Kellaway, CEO of RoadOne.

ABOUT EQUITY INDUSTRIAL PARTNERS

Founded in 1995, Equity Industrial Partners (EIP) is a fully integrated, New England-based developer and operator of industrial and office assets. With a sustained track record of sourcing the right investment opportunities; fostering deep partnerships with tenants, investors and lenders; and attracting and retaining tenants through a superior leasing, property and facilities management platform, the company is able to translate hundreds of years of combined knowledge into the successful acquisition and development of its portfolio. EIP currently owns and manages more than 25 million square feet of property across 24 states in the continental eastern U.S. For more information, visit https://www.equityindustrial.com/.

Swanky Charleston townhomes leasing near the Ashley as Summerville apartments fetch $56M

Leasing is now open for The Charles, a luxury residential development nearing completion in downtown Charleston's Harleston Village.Developed and managed by The Beach Co., the 15 three-story townhomes and eight flats are at Broad and Barre streets, next to The Jasper and overlooking the Ashley River.Floorplans are a mix of ...

Leasing is now open for The Charles, a luxury residential development nearing completion in downtown Charleston's Harleston Village.

Developed and managed by The Beach Co., the 15 three-story townhomes and eight flats are at Broad and Barre streets, next to The Jasper and overlooking the Ashley River.

Floorplans are a mix of two- and three-bedrooms with private street-level entrances. Rates weren't immediately available.

The development harkens to the historic aspects of the neighborhood with handcrafted wrought iron gates, brick verandas, mahogany doors and copper lanterns. Dan Doyle, president of The Beach Co., said the first residents are expected to move in "later this year.”

Tenants will have access to the deluxe amenities next door at The Jasper, including a rooftop pool, fitness areas, locker rooms with showers and saunas, private wine storage and a demonstration kitchen with catering space for private events.

One in 58 million

A New York real estate investor has purchased a 288-unit multifamily community in Summerville, for $58.5 million, or $203,125 on a per-key basis.

URS Capital Partners, under the name 1005 Sonoran LLC, closed on its acquisition of The Palms At Edgewater, on April 21, according to Dorchester County land records filed earlier this month.

The 24-acre rental complex is at 1005 Sonoran Circle, near Highway 17A and Dorchester Road. It was constructed in 2023 and includes typical apartment amenities, such as a pool, fitness center and pickleball court.

Floorplans include one- to three-bedroom units ranging from 778 to 1,200 square feet. Monthly rental rates start at $1,371.

The builder and seller was a North Carolina-based joint venture operating as SV Developers LLC.

Safety first

Berkeley County has opened its new Goose Creek Magistrate and Public Safety Substation.

The 12,102-square-foot building is at 652 Red Bank Road. It will house county magistrate services as well as outposts for emergency medical services and the sheriff's office.

The new substation also has three courtrooms, each with jury boxes. Three judges, six clerks, three constables, two bailiffs and a security officer will be assigned to the site.

To mark the opening, the city unveiled an official goose statue through its Adopt-A-Goose arts program rather than cut a ribbon.

Fill 'er up

A national real estate financing firm has snapped up the final vacay in a small downtown Charleston office building.

Colliers said it rencpresented the landlord, 2783 Atlantic Owners, in leasing 2,625 square feet of space to Berkadia Commercial Mortgage at 121 Calhoun St., just east of Meeting Street.

With the transaction, the 7,450-square-foot property next to the Courtyard Charleston Historic District hotel has reached full occupancy.

New York-based Berkadia will occupy the second floor. The firm provides lending, investment and property research services.

The building's first floor is home to bridal boutique White Magnolia, while the third is occupied by content creation group Creators Corner.

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