Mortgage Broker in Maricopa, AZ

We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.

Here are just a few reasons why home buyers choose Mission One Mortgage:

No Additional Fees

No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mission One Mortgage can help you scout the best price on loans without a hefty price tag.

Access to 50 Lenders

Access to 50 Lenders- With access to a range of loans and interest rates available, Mission One Mortgage can shop for the best loans for your unique needs.

Accessible to Our Clients

Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mission One Mortgage ensures all phone calls are answered or returned in a timely manner.

Setting You Up for Success

Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mission One Mortgage will provide you with all the necessary information to secure the best loan.

Contact Us For Service !

Free Consultation phone-number (843) 822-5685

To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.

What Does a Mortgage Broker Do?

Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Maricopa, AZ, from which to choose.

In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.

Help with the Pre-Approval Process

If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.

In order to be pre-approved for a home in South Carolina, you must have the following:

  • Two Years of W2 Forms
  • 30 Days of Pay Stubs from Employer
  • 60 Days of Bank Statements
  • A Valid Driver's License

Conventional Mortgages

Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.

 Mortgage Company Maricopa, AZ
 Mortgage Lending Service Maricopa, AZ

FHA Loans

FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.

USDA Loans

Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.

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Veteran Mortgages

Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.

If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.

Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?

A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Maricopa, AZ, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).

Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?

A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.

Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?

A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:

  • Do not become a co-signer on a loan with someone else.
  • Do not quit or change your job.
  • Do not apply for new credit cards, automobile loans, or any other lines of credit.
  • Do not use your credit card to pay for large purchases, like furniture for your new house.
  • Do not avoid payments on current lines of credit, loans, or utility bills.

Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?

A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.

Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time

Head-bottom

Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Maricopa, AZ, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.

Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.

Contact Us For Service !

phone-number (843) 822-5685
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Latest News in Maricopa, AZ

Trulieve to Open New Dispensary in Maricopa, Arizona

Trulieve Cannabis Corp. (CSE: TRUL) (OTCQX: TCNNF), a leading U.S. cannabis company, announced the opening of a new dispensary in Maricopa, Arizona. The grand opening celebration will be held on Saturday, January 11, starting with a ribbon-cutting ceremony at 7:45 a.m., followed by festivities including food trucks, music, partner giveaways, and special discounts.CEO Kim Rivers expressed pride in bringing Trulieve's products and customer experience to western Pinal County. The new dispensary, located at 44405 W...

Trulieve Cannabis Corp. (CSE: TRUL) (OTCQX: TCNNF), a leading U.S. cannabis company, announced the opening of a new dispensary in Maricopa, Arizona. The grand opening celebration will be held on Saturday, January 11, starting with a ribbon-cutting ceremony at 7:45 a.m., followed by festivities including food trucks, music, partner giveaways, and special discounts.

CEO Kim Rivers expressed pride in bringing Trulieve's products and customer experience to western Pinal County. The new dispensary, located at 44405 West Honeycutt Avenue, will operate from 8 a.m. to 10 p.m. daily, offering a wide range of in-house brands such as Alchemy, Avenue, Co2lors, Loveli, Modern Flower, Muse, and Roll One, along with products from popular partner brands.

Trulieve's presence in Arizona includes dispensaries in multiple locations such as Apache Junction, Avondale, Casa Grande, Chandler, Cottonwood, Glendale, Guadalupe, Mesa, Peoria, Phoenix, Scottsdale, Sierra Vista, Tempe, and Tucson.

For further details on store activations and other locations, visit www.trulieve.com/dispensaries/arizona.

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01/08/2025 - 08:00 AM

New Pinal County location will host grand opening celebration Saturday, January 11th

TALLAHASSEE, Fla., Jan. 8, 2025 /PRNewswire/ -- Trulieve Cannabis Corp. (CSE: TRUL) (OTCQX: TCNNF) ("Trulieve" or "the Company"), a leading and top-performing cannabis company in the United States, today announced the opening of a new dispensary in Maricopa, Arizona.

A ribbon cutting ceremony will be held at 7:45 a.m. Saturday, January 11, followed by a grand opening celebration featuring food trucks, music, partner giveaways, and special discounts.

"We are proud to bring Trulieve's high-quality, affordable products and elite customer experience to Maricopa," said Trulieve's Chief Executive Officer Kim Rivers. "We are committed to helping customers in western Pinal County enhance their lives through cannabis."

The new Trulieve Maricopa, located at 44405 West Honeycutt Avenue, will be open 8 a.m. – 10 p.m. seven days a week, carrying a wide variety of Trulieve in-house brands including Alchemy, Avenue, Co2lors, Loveli, Modern Flower, Muse, and Roll One, as well as a broad assortment of products from popular partner brands.

In Arizona, Trulieve operates dispensaries in Apache Junction, Avondale, Casa Grande, Chandler, Cottonwood, Glendale, Guadalupe, Maricopa, Mesa, Peoria, Phoenix, Scottsdale, Sierra Vista, Tempe, and Tucson.

For more information on store activations and locations in Arizona, please visit www.trulieve.com/dispensaries/arizona.

About TrulieveTrulieve is an industry leading, vertically integrated cannabis company and multi-state operator in the U.S., with established hubs in the Northeast, Southeast, and Southwest, anchored by leading market positions in Arizona, Florida, and Pennsylvania. Trulieve is poised for accelerated growth and expansion, building scale in retail and distribution in new and existing markets through its hub strategy. By providing innovative, high-quality products across its brand portfolio, Trulieve delivers optimal customer experiences and increases access to cannabis, helping patients and customers to live without limits. Trulieve is listed on the CSE under the symbol TRUL and trades on the OTCQX market under the symbol TCNNF. For more information, please visit Trulieve.com.

Facebook: @Trulieve Instagram: @Trulieve_ X: @Trulieve

Investor ContactChristine Hersey, Vice President of Investor Relations+1 (424) 202-0210Christine.Hersey@Trulieve.com

Media ContactPhil Buck, APR, Corporate Communications Manager+1 (406) 370-6226Philip.Buck@Trulieve.com

SOURCE Trulieve Cannabis Corp.

FAQ

The new dispensary in Maricopa expands Trulieve's market presence, offering a wide range of products and enhancing customer accessibility.

The grand opening celebration will be held on Saturday, January 11, starting with a ribbon-cutting ceremony at 7:45 a.m.

The dispensary will offer in-house brands such as Alchemy, Avenue, Co2lors, Loveli, Modern Flower, Muse, and Roll One, along with popular partner brands.

The dispensary will be open daily from 8 a.m. to 10 p.m.

The new dispensary is located at 44405 West Honeycutt Avenue, Maricopa, Arizona.

The new dispensary expands Trulieve's market presence and product offerings, potentially increasing revenue and enhancing shareholder value.

Maricopa County Community Health Improvement Plan (CHIP)

What's a CHIPThe CHIP is a community-driven action plan to address public health priorities determined by the Maricopa County Department of Public Health’s Community Health Needs Assessment (CHNA). The Health Improvement Partnership of Maricopa County (HIPMC) is responsible for designing and implementing a Maricopa County CHIP every 3-5 years.The purpose of the CHIP is to set priorities, coordinate and target r...

What's a CHIP

The CHIP is a community-driven action plan to address public health priorities determined by the Maricopa County Department of Public Health’s Community Health Needs Assessment (CHNA). The Health Improvement Partnership of Maricopa County (HIPMC) is responsible for designing and implementing a Maricopa County CHIP every 3-5 years.

The purpose of the CHIP is to set priorities, coordinate and target resources, and define actions taken by members of the public health system to promote health. The CHIP identifies strategies to improve the quality of life for all Maricopa County residents, particularly the most vulnerable in our community, by reducing preventable illness and promoting wellness.

Current CHIP cycle

Maricopa County Department of Public Health and the HIPMC have begun convening to review CHNA data and start development of the 2024 – 2026 CHIP. Click on each tab below to learn more about our progress so far.

As we begin to develop actionable steps to address CHIP priorities collaboratively, we invite you to attend an upcoming subcommittee meeting to add your expertise and insight to the discussion. Community organizations, healthcare professionals, decision-makers, and residents of Maricopa County are encouraged to attend.

Register for the 2025 CHIP subcommittee meetings! Click to download the shareable meeting flyer.

Access CHIP subcommittee Google Drive with meeting notes and resources >>>

January meeting schedule
Mental Health SubcommitteeAccess to Health Care SubcommitteeAccess to Healthy Food SubcommitteeHousing/Homelessness SubcommitteeSubstance Use Subcommittee
Wed, January 29th12 - PM (AZ time)Click to register.Wed, January 29th10 - 11 AM (AZ time)Click to register.Wed, January 29th11 AM - 12 PM (AZ time)Click to register.Wed, January 29th9 - 10 AM (AZ time)Click to register.Thurs, January 30th9 - 10 AM (AZ time)Click to register.
February meeting schedule
Mental Health SubcommitteeAccess to Health Care SubcommitteeAccess to Healthy Food SubcommitteeHousing/Homelessness SubcommitteeSubstance Use Subcommittee
Wed, February 12th12 - 1 PM (AZ time)Click to register.Wed, February 12th10 - 11 AM (AZ time)Click to register.Wed, February 12th11 AM - 12 PM (AZ time)Click to register.Wed, February 12th9 - 10 AM (AZ time)Click to register.Thurs, February 13th9 - 10 AM (AZ time)Click to register.
Wed, February 26th12 - 1 PM (AZ time)Click to register.Wed, February 26th10 - 11 AM (AZ time)Click to register.Wed, February 26th11 AM - 12 PM (AZ time)Click to register.Wed, February 26th9 - 10 AM (AZ time)Click to register.Thurs, February 27th9 - 10 AM (AZ time)Click to register.

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