VA loan in Brevard, FL
VA loans were established prior to the end of World War II and have since assisted numerous veterans, service members, and military families in fulfilling their dream of owning their a home. In recent times, the program has become increasingly significant, with VA loan volume skyrocketing and offering substantial financial advantages that enable countless veterans to purchase homes, thereby making homeownership a possibility for those who may not have qualified otherwise.
If you sacrificed comfort and security to help protect our great nation, Mission One Mortgage thanks you for your service. We believe that there's no greater honor than to serve those who have served our country. We're not afraid to go above and beyond for our veterans because that's exactly what they did for us.
What is a VA Loan in Brevard, FL?
A VA loan is a mortgage option that is backed by the government and available to Veterans, service members, and surviving spouses. It is offered by private lenders such as banks and mortgage companies and not directly by the Department of Veterans Affairs.
VA home loans come with competitive interest rates and terms and can be used to purchase a variety of properties, including:
- Single-Family Homes
- Condominiums
- Multi-Unit Properties
- Manufactured Homes
- New Construction Homes
One of the great benefits of VA loans is that eligible Veterans can buy a home with no down payment, no mortgage insurance, lenient credit requirements, and the lowest average fixed rates in the market.
This program was created by the federal government to make it easier for those who have served our country to become homeowners, and it is widely considered the strongest benefit program available for this purpose.
The VA has a guarantee program that ensures the government will pay back the lender a portion of a VA loan if the borrower fails to make payments. This guarantee reduces the risk for lenders, and as a result, they can offer more favorable terms and require no down payment.
Compared to conventional loans, VA loan rates are typically lower. The rate could either be fixed, meaning payments will remain the same, or adjustable, meaning that payments could change over time. However, keep in mind that adjustable-rate mortgages (ARMs) come with some risk, as you'll pay more if rates rise.
If you are eligible for a VA loan, you can complete the VA mortgage application process through lenders like Mission One Mortgage. While many lenders offer VA loans, not all of them do, and some lenders specialize in serving VA loan borrowers. Generally speaking, it's best to apply with multiple lenders in order to compare rate offers and find the best deal.
Debbie Haberny, the proud broker-owner of Mission One Mortgage, is a certified Vetted VA Professional. The main objective of her team is to simplify the mortgage process for veterans by providing them with relevant tools and knowledge. Debbie and her team of mortgage experts base their expertise on the VA Handbook and are committed to showing veterans all the options and opportunities available to them with their VA benefits. They also connect veterans with qualified lenders and resources to ensure their VA loan process is seamless.
Whether you're a first-time home buyer or a seasoned homeowner, we'll help you understand the differences between financing programs so you can select the one that's best for you.
What are the Biggest Benefits of Having a VA Loan in Brevard, FL?
At Mission One Mortgage, we work with many Veterans who know that VA loans exist but don't quite understand the full range of benefits they provide. If that sounds familiar, keep reading. This section was written especially for you.
01
Benefit:
No Down Payment Needed
One of the standout benefits of the VA Loan program is that qualified borrowers can purchase a home without having to make a down payment up to the conforming loan limit of their county. This is a significant advantage over conventional and FHA loans, which typically require minimum down payments of 5 percent and 3.5 percent, respectively.
For example, on a $400,000 mortgage, a conventional loan would require a $20,000 down payment, while an FHA loan would require $14,000. Saving up that kind of cash can take service members and veterans years, but with the VA Loan, they can pursue homeownership without having to scrape and stockpile for years on end.
03
Benefit:
Less Strict Credit Requirements
It's important for military buyers to stay informed about credit score requirements when considering home financing options. Although credit score requirements have eased up a bit, it's still necessary to meet certain benchmarks set by conventional and FHA lenders. However, even meeting these benchmarks can be a challenge for many buyers.
Most VA lenders require a credit score of at least 620, which falls in FICO's "Fair" credit score range. Borrowers will typically need to meet a higher threshold for conventional mortgages, particularly if they want to secure a low-interest rate. It's worth checking out VA Loan rates to learn more about financing options.
Despite common misconceptions, military buyers don't need a perfect credit score to obtain financing. While a higher credit score can certainly help, it's important to remember that VA loans in Brevard, FL are designed to help military members and veterans access affordable housing.
05
Benefit:
Help with Closing Costs
Closing costs are an inevitable part of the home-buying process, no matter what type of mortgage product you choose. However, if you're a veteran, you may be pleased to know that the VA places limits on the fees and costs you're required to pay at the time of closing. Additionally, homebuyers have the option to ask sellers to cover all loan-related closing costs, as well as up to 4 percent of the purchase price for other expenses like prepaid taxes, insurance, and collections.
02
Benefit:
No Need for Private Mortgage Insurance
Coming up with a down payment can be challenging for both conventional and FHA homebuyers. In addition, they are required to pay for mortgage insurance unless they can make a sizable down payment, usually 20% of the purchase price. For instance, on a $400,000 mortgage, this would be a staggering $80,000 in cash.
FHA loans carry an upfront mortgage insurance premium and annual mortgage insurance. The latter now lasts for the life of the loan. On the other hand, conventional homebuyers will pay this monthly cost until they have built up enough equity, which can take several years.
Fortunately, VA loans do not require any mortgage insurance. However, there is a mandatory funding fee that goes directly to the Department of Veterans Affairs. Borrowers with a service-connected disability are exempt from paying this fee, which helps keep the program going for future generations.
04
Benefit:
Bankruptcy and Foreclosure
If you've experienced a financial setback such as a foreclosure, short sale, or bankruptcy, you may be worried about your chances of securing a VA home loan. However, don't lose hope just yet. With VA loans, it's still possible to be eligible for a home loan just two years after a foreclosure, short sale, or bankruptcy. In some cases, veterans who file for Chapter 13 bankruptcy protection can be eligible for a VA loan just a year after the filing date.
It's worth noting that the waiting periods for conventional or FHA financing can be significantly longer than those for VA loans. Additionally, even if you've lost a VA-backed mortgage to foreclosure, you may still be eligible for another VA loan.
So, if you're a veteran who's experienced a financial setback but still dreams of owning a home, don't give up hope. Explore your options and see if a VA loan with Mission One Mortgage could be the solution you need.
06
Benefit:
DTI Ratio Flexibility
It's important to keep in mind that VA lenders typically prefer borrowers to spend no more than 41 percent of their gross monthly income on major debts, such as mortgage payments or student loans. However, it's possible to get a VA home loan even if you have a higher DTI ratio. Some lenders may offer up to 55 percent or more depending on your credit score and ability to meet additional income requirements. This can give homebuyers more flexibility and greater purchasing power when it comes to finding their dream home.
Remember - if you have any questions about the benefits you just read about - like what credit score Mission One Mortgage requires for a VA loan - contact our office today. It would be our pleasure to help you navigate the VA loan process, one step at a time.
(843)822-5685How to Determine Your VA Loan Eligibility
One of the most common questions we get at Mission One Mortgage revolves around VA loan eligibility. Who is actually eligible for this type of loan? What are the requirements for getting a VA loan? If you meet the following requirements, chances are you'll be eligible for a VA loan.
- If you have completed 90 days of service during wartime or 181 days of service during peacetime, you may qualify as an active-duty military member or veteran.
- If you have served in the National Guard or Reserve for a minimum of six years, or have completed 90 days of active duty under Title 32 orders, with at least 30 of them being consecutive, you may be eligible for a VA loan in Brevard, FL.
- If your spouse was a service member who passed away while on active duty or due to a service-connected disability, and you haven't remarried, you may be eligible for a VA loan. In some cases, surviving spouses who remarried after the age of 57 and after Dec. 16, 2003, may also be eligible. Spouses of prisoners of war or service members missing in action may also be eligible for VA loans, as well.
- You meet the necessary requirements for credit and income to be eligible for a VA loan. It's important to note that while the VA doesn't set a minimum credit score for VA loans, individual lenders may have their own standards. In addition to credit, your lender will also evaluate your income and debts to assess your ability to repay the mortgage.
- The property you're interested in purchasing complies with the necessary safety standards and building codes. It's also worth mentioning that in most cases, the borrower is required to make the residence their primary home within 60 days of purchase. However, there are certain circumstances in which this timeline can be extended up to 12 months.
Follow These 5 Steps to Begin the VA Home Loan Process
Curious what the general steps are for purchasing a home with a VA loan? You're not alone. Keep reading to get a feel for what you have to do to enjoy the wonderful benefits of homeownership.
When applying for a VA home loan benefit, the Certificate of Eligibility (COE) is an important document that verifies your eligibility to your lender. If you have already used your VA loan benefit in the past, a current COE can help you determine how much remaining entitlement you have. Additionally, it can ensure that your entitlement has been restored for previous VA-backed loans that were paid in full.
After you've applied for your COE, it's a good idea to examine your finances. We're talking about items such as income, expenses, credit profile, and your monthly budget. That way, you know for sure that you're ready to purchase a home.
As a veteran, you have the choice of going through a bank, credit union, or a private VA mortgage company like Mission One Mortgage. Most lenders will have different loan interest rates and fees, so it's important to shop around. Remember - Mission One specializes in VA loans in Brevard, FL. Other lenders, such as large corporations and banks, often can't match the expertise and attention to detail that Mission One provides to veterans.
During this phase, it's a good idea to meet with a range of real estate professionals. Try to choose an agent who has experience processing and overseeing VA loans. Once you select an agent, you can bring your lender's pre-approval letter to their office and begin shopping.
This is the best part of the VA loan process, other than getting the keys to your new home. When looking for a house, remember to look at homes within your price range and budget. Lean on your real estate agent, friends, and family for help in your search.
A Word of Advice from Mission One Mortgage
If you're thinking about buying a home, it's important to weigh the pros and cons of homeownership. While renting can provide flexibility and less responsibility for maintenance, it comes with the risk of rent increases, potential property sales, and uncertainty about security deposit refunds.
On the other hand, owning a home can offer relatively stable mortgage payments and an opportunity to build long-term wealth for you and your family. Before making a decision, it's crucial to determine your priorities, such as your monthly budget for mortgage payments and other expenses like transportation and childcare. Ultimately, only you can determine what's best for your housing and financial needs.
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The Key to Homeownership Starts with a VA Loan in Brevard, FL
At Mission One Mortgage, we take immense pride in simplifying the mortgage process and ensuring that our clients experience minimal stress. We understand that navigating the world of mortgages can be daunting, which is why we are committed to making it as smooth as possible.
By choosing to work with us, you're not just getting a mortgage broker - you're selecting a partner who is devoted to your financial well-being and dedicated to helping you achieve your dream of homeownership. By working together, we can work through the VA loan process one step at a time.
That rings true for all of our clients, but especially the U.S. Veterans we serve. In fact, we specialize in VA mortgages and are proud to offer them to US Veterans, those on Active Duty, and their spouses. VA Loans are one of the best mortgages available, offering no down payment requirements, no PMI, and some of the most favorable rates and terms.
If you're ready to take the next big step in your life and provide stability for your family with a place to call home, contact our office today. You're closer to the dream of home ownership than you might think.
Want to know more?
Call Us Now! (843)822-5685
Latest News Near Me Brevard, FL
Brevard County Pickleball and Tennis Opportunities
Defaulthttps://www.brevardfl.gov/ParksAndRecreation/PickleballTennis
Pickleball OpportunitiesNote: Because gymnasiums are multi-use spaces, Pickleball schedules may vary due to other scheduled activities and programs. Please call the Community Center to verify Pickleball schedules.Walter Butler Community Center(321) 433-4448Cocoa, FLFour indoor courts (gymnasium) Monday, Wednesday, Friday from 10:00 AM until 1:00 PM, Tuesday from 6:00 PM until 8:00 PM. Able to reserve on Saturdays from 10:00 AM until 2:00 PM.Cuyler Community Center...
Pickleball Opportunities
Note: Because gymnasiums are multi-use spaces, Pickleball schedules may vary due to other scheduled activities and programs. Please call the Community Center to verify Pickleball schedules.
Walter Butler Community Center(321) 433-4448Cocoa, FL
Four indoor courts (gymnasium) Monday, Wednesday, Friday from 10:00 AM until 1:00 PM, Tuesday from 6:00 PM until 8:00 PM. Able to reserve on Saturdays from 10:00 AM until 2:00 PM.
Cuyler Community Center(321) 264-5045Mims, FL
Three indoor courts (gymnasium) Sunday through Friday from 9:00 AM until 1:00 PM, Tuesday and Thursday from 6:00 PM until 8:00 PM. Able to reserve on Saturdays from 10:00 AM until 2:00 PM.
Gibson Complex(321) 383-8612Titusville, FL
Two indoor courts (gymnasium), Monday and Wednesdays from 9:00 AM until 11:00 AM. Able to reserve on Saturdays from 9:00 AM until 12:00 PM.
The following north area parks have outdoor tennis or basketball courts lined for pickleball. Reservations available, see below for hours.
Isaac Campbell Sr. Park(321) 264-5040Titusville, FL
Two lighted outdoor courts (tennis). Hours are from dawn until dusk. Reservations available Monday and Thursday from 10:00 AM until 8:00 PM, Friday from 9:00 AM until 6:00 PM, Saturday from 10:00 AM until 2:00 PM.
Fay Park(321) 633-1904Port St. John, FL
Four lighted outdoor courts. Hours are from dawn until dusk. reservations available Monday and Saturdays from 8:00 AM until 10:00 PM.
Singleton Tennis Courts(321) 264-5105 Titusville, FL
Two lighted outdoor courts (tennis). Hours are from dawn until dusk. Reservations available Mondays and Saturdays from 8:00 AM until 10:00 PM.
Cuyler Community Center(321) 264-5040Titusville, FL
Three lighted outdoor courts (basketball). Hours are from dawn until dusk. Reservations available Monday through Friday from 9:00 AM until 8:00 PM, Saturday 10:00 AM until 2:00 PM, Sunday from 9:00 AM until 1:00 PM.
Cocoa West Recreation Complex(321) 633-1987Cocoa, FL
Four indoor courts (gymnasium). Tuesday and Friday 10:00 AM until 1:00 PM. Drop-in only.
Kiwanis Island Community Center(321) 455-1380Merritt Island, FL
Four indoor courts (gymnasium). Monday, Thursday, and Friday from 12:00 PM until 4:00 PM. Drop-in only.
Woody Simpson Community Center(321) 455-1379Merritt Island, FL
Four indoor courts (gymnasium). Monday, Wednesday, and Friday from 10:00 AM until 3:00 PM, Tuesday and Thursday from 5:00 PM until 8:00 PM, Saturday from 10:00 AM until 12:00 PM. Drop-in only.
Dr. Joe Lee Smith Community Center(321) 633-1872Cocoa, FL
Four indoor courts (gymnasium). Monday, Wednesday, and Friday from 9:00 AM until 1:00 PM. Drop-in only.
Travis Community Center(321) 633-1871Cocoa, FL
Four indoor courts (gymnasium). Tuesday and Thursday from 1:00 pm until 3:00 PM. Drop-in only.
The following central area parks have outdoor tennis or basketball courts lined for pickleball. Reservations available, see hours below:
Cocoa West Recreation Complex(321) 633-1987Cocoa, FL
Two lighted courts. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, Fridays from 9:00 AM until 6:00 PM, and Saturdays 10:00 AM until 2:00 PM.
McLarty Park(321) 633-1870Rockledge, FL
Two lighted courts. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, and Fridays 9:00 AM until 6:00 PM.
Junny Rios Martinez Park(321) 633-1871Cocoa, FL
One unlighted court. Hours are from dawn until dusk. Drop-in only.
Kelly Park West(321) 633-1874Merritt Island, FL
Two lighted courts. Hours are from dawn until dusk. Drop-in only.
Kiwanis Island Park(321) 455-1380Merritt Island, FL
Four dedicated Lighted pickleball courts. *Tennis Courts are No Longer Lined for Pickleball. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, Fridays from 9:00 AM until 6:00 PM, and Saturdays from 10:00 AM until 2:00 PM.
Woody Simpson Park(321) 455-1379Merritt Island, FL
One lighted court. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, Fridays from 9:00 AM until 6:00 PM, and Saturdays from 10:00 AM until 2:00 PM.
Mitchell Ellington Park(321) 633-1874Merritt Island, FL
Two lighted courts. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, Fridays from 9:00 AM until 6:00 PM, and Saturdays from 10:00 AM until 2:00 PM.
Provost Park(321) 633-1872Cocoa, FL
Two unlighted courts. Hours are from dawn until dusk. Reservations available Monday through Friday from 8:00 AM until 5:00 PM.
Viera Community Center(321) 433-4891Viera, FL
Four indoor courts (gymnasium). Hours are Mondays, Tuesdays, and Fridays from 9:30 AM until 12:30 PM, Thursdays from 9:30 AM until 12:30 PM and 6:00 PM until 9:00 PM, and Wednesdays from 12:00 PM until 3:00 PM. Call center for gym rental opportunities.
Max K. Rodes Community Center(321) 952-3215West Melbourne, FL
Four indoor courts (gymnasium). Hours are Mondays, Tuesdays, Wednesdays, and Fridays from 9:00 AM until 12:00 PM. Call center for gym rental opportunities.
Nancy Higgs Community Center(321) 952-3210Melbourne Beach, FL
Four indoor courts (gymnasium). Hours are Monday through Friday from 9:00 AM until 5:45 PM. Call center for gym rental opportunities.
South Mainland Community Center(772) 663-8748Micco, FL
Three indoor courts (gymnasium). Hours are Tuesdays from 10:00 AM until 1:00 PM, and Thursdays from 9:00 AM until 1:00 PM. Call center for gym rental opportunities.
The following south area parks have outdoor tennis or basketball courts lined for pickleball. Reservations available, see hours below:
Viera Regional Park(321) 433-4891Viera, FL
Four lighted outdoor courts. Hours are from dawn until dusk. Reservations available Monday through Sunday from 8:00 AM until 8:30 PM.
Flutie Athletic Complex(321) 255-4400Melbourne Beach, FL
Two lighted outdoor courts. Hours are from dawn until dusk. Drop-in only.
Micco Park(772) 663-8748Micco, FL
One lighted outdoor court. Hours are from dawn until dusk. Drop-in only.
Nancy Higgs Park(772) 952-3210Melbourne Beach, FL
Four unlighted outdoor courts. Hours are from dawn until dusk. Reservations available Monday through Sunday, dawn until dusk.
Tennis Opportunities
The following parks have outdoor tennis courts. Operating hours and reservation information, where available, are listed below:
Fay Park(321) 633-1904Port St. John, FL
Two lighted outdoor courts. Hours are dawn until dusk. Reservations available Monday and Saturdays from 8:00 AM until 10:00 PM.
Isaac Campbell Sr. Park(321) 264-5040Titusville, FL
Two lighted outdoor courts (tennis). Hours are from dawn until dusk. Reservations available Monday and Thursday from 10:00 AM until 8:00 PM, Friday from 9:00 AM until 6:00 PM, Saturday from 10:00 AM until 2:00 PM.
Singleton Tennis Courts(321) 264-5105 Titusville, FL
Ten lighted outdoor courts. Hours are from dawn until dusk. Reservations available Mondays and Saturdays from 8:00 AM until 10:00 PM.
Cocoa West Recreation Complex(321) 633-1987Cocoa, FL
Two lighted courts. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, Fridays from 9:00 AM until 6:00 PM, and Saturdays 10:00 AM until 2:00 PM.
Junny Rios Martinez Park(321) 633-1871Cocoa, FL
One unlighted court. Hours are from dawn until dusk. Drop-in only.
Kelly Park West(321) 633-1874Merritt Island, FL
Two lighted courts. Hours are from dawn until dusk. Drop-in only.
Kiwanis Island Park(321) 455-1380Merritt Island, FL
Eight lighted outdoor courts. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, Fridays from 9:00 AM until 6:00 PM, and Saturdays from 10:00 AM until 2:00 PM.
McKnight Family Sports Complex(321) 633-1870Rockledge, FL
Twelve lighted outdoor courts. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, and Fridays from 9:00 AM until 6:00 PM.
McLarty Park(321) 633-1870Rockledge, FL
Two lighted outdoor courts. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, and Fridays 9:00 AM until 6:00 PM.
Mitchell Ellington Park(321) 633-1874Merritt Island, FL
Two lighted outdoor courts. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, Fridays from 9:00 AM until 6:00 PM, and Saturdays from 10:00 AM until 2:00 PM.
Woody Simpson Park(321) 455-1379Merritt Island, FL
One lighted outdoor court. Hours are from dawn until dusk. Reservations available Monday through Thursday from 9:00 AM until 8:00 PM, Fridays from 9:00 AM until 6:00 PM, and Saturdays from 10:00 AM until 2:00 PM.
Watts Park(321) 633-1874Merritt Island, FL
One unlighted outdoor court. Hours are from dawn until dusk. Drop-in only.
Flutie Athletic Complex(321) 255-4400Melbourne Beach, FL
Two lighted outdoor courts. Hours are from dawn until dusk. Drop-in only.
Micco Park(772) 663-8748Micco, FL
One lighted outdoor court. Hours are from dawn until dusk. Drop-in only.
Viera Regional Park(321) 433-4891Viera, FL
Four lighted outdoor courts. Hours are from dawn until dusk. Reservations available Monday through Sunday from 8:00 AM until 8:30 PM.
Hoax bomb threat sent to 40 Florida school districts: Reports
FOX 35 Digital Staffhttps://www.fox35orlando.com/news/brevard-school-officials-acknowledge-bomb-threat
More than 40 school districts in Florida were reportedly the target of an anonymous hoax bomb threat email, according to districts who received the email.What we know:The threat – which was described as generic and not credible – alleged bombs had been placed at schools and demanded ransom in a cryptocurrency, according to school districts.In Central Florida, Brevard Public Schools, Seminole County Public Schools, and Sumter County School District acknowledged receiving the email. The School Board of Highland...
More than 40 school districts in Florida were reportedly the target of an anonymous hoax bomb threat email, according to districts who received the email.
What we know:
The threat – which was described as generic and not credible – alleged bombs had been placed at schools and demanded ransom in a cryptocurrency, according to school districts.
In Central Florida, Brevard Public Schools, Seminole County Public Schools, and Sumter County School District acknowledged receiving the email. The School Board of Highlands County also received the email.
The FBI confirmed that it was aware of the hoax emails, but was unable to confirm or deny that it was conducting an investigation, citing department policy.
"We are aware of the threatening emails; however, it is FBI policy not to confirm or deny the existence of an investigation. The FBI takes all reported threats seriously, and as always, encourages the public to remain vigilant and report any suspicious activity to law enforcement immediately," a spokesperson said.
What they're saying:
"We wanted to inform you that a widespread email was sent to over 40 districts in the State of Florida last night (Tuesday), and our district received the same email, regarding bombs being placed in schools and demanding payment in bitcoin.
The FBI is actively tracking the source of the email and believes this to be a hoax. Our law enforcement officers are aware of this situation and are working closely with the FBI and Homeland Security to address the incident." - Seminole County Public Schools
"The Sumter County School District has been made aware of a possible threat to schools circulating through a "swatting" email thread. Districts across the State of Florida have received this same message.
While we do not believe this to be a credible threat, we are taking it seriously and working closely with our local and state law enforcement partners to keep everyone safe. Out of an abundance of caution, there will be an increased law enforcement presence on our campuses tomorrow to ensure the safety and security of our students and staff." - Sumter County Sheriff's Office
"Brevard Public Schools received an anonymous bomb threat that was sent via group email to over 40 school districts across Florida this evening. These threats are not considered credible and appear to be part of a hoax intended to solicit money. The Brevard County Sheriff’s Office and the FBI are actively investigating the origin of these messages. At this time, there is no indication of any danger to our campuses, and students are safe to attend school tomorrow as scheduled." - Brevard Public Schools
"This evening, Tuesday, October 14, 2025, the School Board of Highlands County was made aware of an email that was sent to numerous school districts containing what appears to be a hoax bomb threat similar to ones that have been sent across the state in the past. Upon receipt, we immediately notified the Highlands County Sheriff's Office. It is important to note again that this appears to be a non-credible, generic threat that was sent to numerous school superintendents and officials throughout the state of Florida, and is not specific to Highlands County." - School Board of Highlands County
The Source: Statement from Sumter County Sheriff's Office, Brevard Public Schools, and Seminole County Public Schools.
Bomb threats made against over 40 school districts across Florida in one evening
Anthony Talcotthttps://www.clickorlando.com/news/local/2025/10/15/bomb-threats-made-against-over-40-school-districts-across-florida/
BREVARD COUNTY, Fla. – An anonymous bomb threat was issued against over 40 school districts across the state on Tuesday evening, according to Central Florida district officials.Brevard County Public Schools was among the first to issue a news release describing threats that had been made via a group email sent out to the different districts.However, district officials added that there is no indication of danger posed to schools.“These threats are not considered credible and appear to be part ...
BREVARD COUNTY, Fla. – An anonymous bomb threat was issued against over 40 school districts across the state on Tuesday evening, according to Central Florida district officials.
Brevard County Public Schools was among the first to issue a news release describing threats that had been made via a group email sent out to the different districts.
However, district officials added that there is no indication of danger posed to schools.
“These threats are not considered credible and appear to be part of a hoax intended to solicit money,” the release reads.
Now, the sheriff’s office and FBI are looking into the origin of these messages, according to the release.
Sumter County’s school district said in a statement that it was among those that got the threat, too.
“The Sumter County School District has been made aware of a possible threat to schools circulating through a ‘swatting’ email thread. Districts across the State of Florida have received this same message,“ the statement reads. ”While we do not believe this to be a credible threat, we are taking it seriously and working closely with our local and state law enforcement partners to keep everyone safe."
There would be an increased law-enforcement presence on Sumter campuses Wednesday out of an abundance of caution, the district said.
A spokesperson for Seminole County Public Schools initially said their district had not received the threat — only that they were aware of it — yet they later reported in a message to families and staff that they did get the same email.
“We wanted to inform you that a widespread email was sent to over 40 districts in the State of Florida last night, and our district received the same email, regarding bombs being placed in schools and demanding payment in bitcoin. The FBI is actively tracking the source of the email and believes this to be a hoax,” Katherine Crnkovich, Seminole County Public Schools communications officer, said in a statement. “Our law enforcement officers are aware of this situation and are working closely with the FBI and Homeland Security to address this incident.”
District officials had no reason to believe there was any credibility to the email, Crnkovich said, adding all school resource officers and deputies were aware of the situation.
The director for public relations at Marion County Public Schools told News 6 their district had received the same threatening email.
“We are working with local law enforcement as they conduct their investigation to determine who is responsible for this threat of violence against our schools and community,” Marion County’s Kevin Christian said in a statement.
When asked, the school districts for Volusia, Orange and Osceola counties said they had not received the email.
No additional information has been provided about the incident at this time.
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