Buy a home at a reasonable rate with a VA loan in Knightsville, SC

VA loans were established prior to the end of World War II and have since assisted numerous veterans, service members, and military families in fulfilling their dream of owning their a home. In recent times, the program has become increasingly significant, with VA loan volume skyrocketing and offering substantial financial advantages that enable countless veterans to purchase homes, thereby making homeownership a possibility for those who may not have qualified otherwise.

If you sacrificed comfort and security to help protect our great nation, Mission One Mortgage thanks you for your service. We believe that there's no greater honor than to serve those who have served our country. We're not afraid to go above and beyond for our veterans because that's exactly what they did for us.

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What is a VA Loan in Knightsville, SC?

A VA loan is a mortgage option that is backed by the government and available to Veterans, service members, and surviving spouses. It is offered by private lenders such as banks and mortgage companies and not directly by the Department of Veterans Affairs.

VA home loans come with competitive interest rates and terms and can be used to purchase a variety of properties, including:

  • Single-Family Homes
  • Condominiums
  • Multi-Unit Properties
  • Manufactured Homes
  • New Construction Homes

One of the great benefits of VA loans is that eligible Veterans can buy a home with no down payment, no mortgage insurance, lenient credit requirements, and the lowest average fixed rates in the market.

Va Mortgages Knightsville, SC

This program was created by the federal government to make it easier for those who have served our country to become homeowners, and it is widely considered the strongest benefit program available for this purpose.

What are the Biggest Benefits of Having a VA Loan in Knightsville, SC?

At Mission One Mortgage, we work with many Veterans who know that VA loans exist but don't quite understand the full range of benefits they provide. If that sounds familiar, keep reading. This section was written especially for you.

01

Benefit:

No Down Payment Needed

One of the standout benefits of the VA Loan program is that qualified borrowers can purchase a home without having to make a down payment up to the conforming loan limit of their county. This is a significant advantage over conventional and FHA loans, which typically require minimum down payments of 5 percent and 3.5 percent, respectively.

For example, on a $400,000 mortgage, a conventional loan would require a $20,000 down payment, while an FHA loan would require $14,000. Saving up that kind of cash can take service members and veterans years, but with the VA Loan, they can pursue homeownership without having to scrape and stockpile for years on end.

03

Benefit:

Less Strict Credit Requirements

It's important for military buyers to stay informed about credit score requirements when considering home financing options. Although credit score requirements have eased up a bit, it's still necessary to meet certain benchmarks set by conventional and FHA lenders. However, even meeting these benchmarks can be a challenge for many buyers.

Most VA lenders require a credit score of at least 620, which falls in FICO's "Fair" credit score range. Borrowers will typically need to meet a higher threshold for conventional mortgages, particularly if they want to secure a low-interest rate. It's worth checking out VA Loan rates to learn more about financing options.

Despite common misconceptions, military buyers don't need a perfect credit score to obtain financing. While a higher credit score can certainly help, it's important to remember that VA loans in Knightsville, SC are designed to help military members and veterans access affordable housing.

05

Benefit:

Help with Closing Costs

Closing costs are an inevitable part of the home-buying process, no matter what type of mortgage product you choose. However, if you're a veteran, you may be pleased to know that the VA places limits on the fees and costs you're required to pay at the time of closing. Additionally, homebuyers have the option to ask sellers to cover all loan-related closing costs, as well as up to 4 percent of the purchase price for other expenses like prepaid taxes, insurance, and collections.

02

Benefit:

No Need for Private Mortgage Insurance

Coming up with a down payment can be challenging for both conventional and FHA homebuyers. In addition, they are required to pay for mortgage insurance unless they can make a sizable down payment, usually 20% of the purchase price. For instance, on a $400,000 mortgage, this would be a staggering $80,000 in cash.

FHA loans carry an upfront mortgage insurance premium and annual mortgage insurance. The latter now lasts for the life of the loan. On the other hand, conventional homebuyers will pay this monthly cost until they have built up enough equity, which can take several years.

Fortunately, VA loans do not require any mortgage insurance. However, there is a mandatory funding fee that goes directly to the Department of Veterans Affairs. Borrowers with a service-connected disability are exempt from paying this fee, which helps keep the program going for future generations.

04

Benefit:

Bankruptcy and Foreclosure

If you've experienced a financial setback such as a foreclosure, short sale, or bankruptcy, you may be worried about your chances of securing a VA home loan. However, don't lose hope just yet. With VA loans, it's still possible to be eligible for a home loan just two years after a foreclosure, short sale, or bankruptcy. In some cases, veterans who file for Chapter 13 bankruptcy protection can be eligible for a VA loan just a year after the filing date.

It's worth noting that the waiting periods for conventional or FHA financing can be significantly longer than those for VA loans. Additionally, even if you've lost a VA-backed mortgage to foreclosure, you may still be eligible for another VA loan.

So, if you're a veteran who's experienced a financial setback but still dreams of owning a home, don't give up hope. Explore your options and see if a VA loan with Mission One Mortgage could be the solution you need.

06

Benefit:

DTI Ratio Flexibility

It's important to keep in mind that VA lenders typically prefer borrowers to spend no more than 41 percent of their gross monthly income on major debts, such as mortgage payments or student loans. However, it's possible to get a VA home loan even if you have a higher DTI ratio. Some lenders may offer up to 55 percent or more depending on your credit score and ability to meet additional income requirements. This can give homebuyers more flexibility and greater purchasing power when it comes to finding their dream home.

Remember - if you have any questions about the benefits you just read about - like what credit score Mission One Mortgage requires for a VA loan - contact our office today. It would be our pleasure to help you navigate the VA loan process, one step at a time.

How to Determine Your VA Loan Eligibility

One of the most common questions we get at Mission One Mortgage revolves around VA loan eligibility. Who is actually eligible for this type of loan? What are the requirements for getting a VA loan? If you meet the following requirements, chances are you'll be eligible for a VA loan.

  • If you have completed 90 days of service during wartime or 181 days of service during peacetime, you may qualify as an active-duty military member or veteran.
  • If you have served in the National Guard or Reserve for a minimum of six years, or have completed 90 days of active duty under Title 32 orders, with at least 30 of them being consecutive, you may be eligible for a VA loan in Knightsville, SC.
  • If your spouse was a service member who passed away while on active duty or due to a service-connected disability, and you haven't remarried, you may be eligible for a VA loan. In some cases, surviving spouses who remarried after the age of 57 and after Dec. 16, 2003, may also be eligible. Spouses of prisoners of war or service members missing in action may also be eligible for VA loans, as well.
  • You meet the necessary requirements for credit and income to be eligible for a VA loan. It's important to note that while the VA doesn't set a minimum credit score for VA loans, individual lenders may have their own standards. In addition to credit, your lender will also evaluate your income and debts to assess your ability to repay the mortgage.
  • The property you're interested in purchasing complies with the necessary safety standards and building codes. It's also worth mentioning that in most cases, the borrower is required to make the residence their primary home within 60 days of purchase. However, there are certain circumstances in which this timeline can be extended up to 12 months.
 HomeReady Mortgages Knightsville, SC

Follow These 5 Steps to Begin the VA Home Loan Process

Curious what the general steps are for purchasing a home with a VA loan? You're not alone. Keep reading to get a feel for what you have to do to enjoy the wonderful benefits of homeownership.

 Home Ready Mortgages Knightsville, SC

When applying for a VA home loan benefit, the Certificate of Eligibility (COE) is an important document that verifies your eligibility to your lender. If you have already used your VA loan benefit in the past, a current COE can help you determine how much remaining entitlement you have. Additionally, it can ensure that your entitlement has been restored for previous VA-backed loans that were paid in full.

After you've applied for your COE, it's a good idea to examine your finances. We're talking about items such as income, expenses, credit profile, and your monthly budget. That way, you know for sure that you're ready to purchase a home.

As a veteran, you have the choice of going through a bank, credit union, or a private VA mortgage company like Mission One Mortgage. Most lenders will have different loan interest rates and fees, so it's important to shop around. Remember - Mission One specializes in VA loans in Knightsville, SC. Other lenders, such as large corporations and banks, often can't match the expertise and attention to detail that Mission One provides to veterans.

During this phase, it's a good idea to meet with a range of real estate professionals. Try to choose an agent who has experience processing and overseeing VA loans. Once you select an agent, you can bring your lender's pre-approval letter to their office and begin shopping.

This is the best part of the VA loan process, other than getting the keys to your new home. When looking for a house, remember to look at homes within your price range and budget. Lean on your real estate agent, friends, and family for help in your search.

A Word of Advice from Mission One Mortgage

If you're thinking about buying a home, it's important to weigh the pros and cons of homeownership. While renting can provide flexibility and less responsibility for maintenance, it comes with the risk of rent increases, potential property sales, and uncertainty about security deposit refunds.

On the other hand, owning a home can offer relatively stable mortgage payments and an opportunity to build long-term wealth for you and your family. Before making a decision, it's crucial to determine your priorities, such as your monthly budget for mortgage payments and other expenses like transportation and childcare. Ultimately, only you can determine what's best for your housing and financial needs.

The Key to Homeownership Starts with a VA Loan in Knightsville, SC

At Mission One Mortgage, we take immense pride in simplifying the mortgage process and ensuring that our clients experience minimal stress. We understand that navigating the world of mortgages can be daunting, which is why we are committed to making it as smooth as possible.

By choosing to work with us, you're not just getting a mortgage broker - you're selecting a partner who is devoted to your financial well-being and dedicated to helping you achieve your dream of homeownership. By working together, we can work through the VA loan process one step at a time.

That rings true for all of our clients, but especially the U.S. Veterans we serve. In fact, we specialize in VA mortgages and are proud to offer them to US Veterans, those on Active Duty, and their spouses. VA Loans are one of the best mortgages available, offering no down payment requirements, no PMI, and some of the most favorable rates and terms.

If you're ready to take the next big step in your life and provide stability for your family with a place to call home, contact our office today. You're closer to the dream of home ownership than you might think.

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Clarify your Queries Call Us Now! (843)822-5685

Latest News in Knightsville, SC

Dorchester County resolves Knightsville property dispute over mass rezoning project

Dorchester County is continuing with its plans for a large-scale rezoning effort to stop the over-building of additional apartment complexes and townhomes.At a County Council meeting Monday, members voted and approved the rezoning of dozens of parcels of land from multi-family residential to mostly single-family. Under single-family zoning, property owners aren't allowed to build apartments or townhomes.Knightsville LLC is a property owner with plans for building townhomes that was exempt from the rezoning ordinance after filin...

Dorchester County is continuing with its plans for a large-scale rezoning effort to stop the over-building of additional apartment complexes and townhomes.

At a County Council meeting Monday, members voted and approved the rezoning of dozens of parcels of land from multi-family residential to mostly single-family. Under single-family zoning, property owners aren't allowed to build apartments or townhomes.

Knightsville LLC is a property owner with plans for building townhomes that was exempt from the rezoning ordinance after filing a complaint in county court. County officials say there have also been some additional complaints from residents about the rezoning.

"The complaint from Knightsville LLC held more significance because of the level of investment involved," said Kiera Reinertsen, the county planning and zoning director.

In 2004, the county's zoning ordinance was amended and led to an increase in approvals of multi-family zoning.

After hearing complaints about traffic, infrastructure and flooding during the organizing of its 2018 Comprehensive Plan, the county announced mass rezoning plans for multi-family spaces.

According to officials, most of the property owners under the rezoning project already live within single-family spaces. The project will help bring property owners who have spaces for commercial use into compliance. Using a property for commercial use is not permitted in a single-family residential district.

The project will also help balance population densities and available county infrastructure.

Some of the multi-family areas highlighted for rezoning include property southeast of Ladson Road toward North Charleston and between Ladson Road and Central Avenue in Knightsville.

In April, Knightsville LLC filed a complaint in the county court over proposed rezoning. The owner had purchased three parcels of land off of Central Avenue in Knightsville with the goal of building townhomes.

In the complaint, the owner alleged that the rezoning plans undermined and violated their investment-backed expectations and denied them the right to pursue a planned development project.

During the Monday meeting, attorney Ellis Lesemann spoke on behalf of Knightsville LLC. He said they paid just under $1.1 million for the land in 2019. He also argued that there is enough infrastructure in place to develop the project.

"They've been incurring permit fees, legal fees, engineering, doing a wetlands delineation and going through other types of carrying costs to bring that project forward," he said.

Lesemann said his client learned about the rezoning plans for their property in February. After a Monday executive session, the council agreed to exclude property under Knightsville LLC from its rezoning ordinance.

"We were pleased to be able to resolve the matter with the county," Lesemann said.

Future approval of multi-family zoning will be based on the county's available infrastructure and future land use.

Health

The area above Central Avenue in Knightsville is next on the county's list of mass rezoning. The county's planning commission is scheduled to meet on Oct. 8 to review proposed rezonings.

A County Council public hearing is expected to follow on a later date. Officials say property owners impacted by the rezoning should've already been notified.

Many owners have likely received a flier on their property notifying them about the rezoning.

Behind the Apple - Melissa Odom Knightsville Elementary

Driving from Moncks Corner to Knightsville Elementary every day is a long drive, but Melissa Odom says it is worth it.Odom is in her third year teaching third grade at Knightsville, and her fourth year total teaching at the school, having spent the first year teaching second grade.Odom started teaching in Anderson before moving to DD2, where she first taught at Eagle Nest Elementary for five years. This is her 14th year teaching.Growing up, Odom worked with kids and could not picture herself doing anything other than tea...

Driving from Moncks Corner to Knightsville Elementary every day is a long drive, but Melissa Odom says it is worth it.

Odom is in her third year teaching third grade at Knightsville, and her fourth year total teaching at the school, having spent the first year teaching second grade.

Odom started teaching in Anderson before moving to DD2, where she first taught at Eagle Nest Elementary for five years. This is her 14th year teaching.

Growing up, Odom worked with kids and could not picture herself doing anything other than teaching. She is from Mt. Pleasant originally, and graduated from Wando High School in 1998. At Wando she was a teacher cadet, and knew from there she wanted to teach.

Odom went on to Anderson University to study elementary education. After her time spent working in Anderson, Odom decided to move a little closer to home.

Odom said she loves being in the classroom.

“Year to year it’s a goal of mine to form a strong relationship and bond with my students, as well as watching them and helping them grow in preparation for their life and education,” she said.

Last school year Odom was a Teacher of the Month and was also a finalist for Teacher of the Year. In fact, she has been a finalist for Teacher of the Year at her previous schools as well.

This year Odom is teaching math, science and social studies. She teaches two classes with a combined total of 41 students.

Odom said she cannot think of any worst experience she has ever had teaching, but she finds the best thing about her profession is she learns more from her students every year; they teach her not just educational things, but things about life as well, she said.

Her favorite thing about Knightsville Elementary is how it is such a tight community; everybody is just a friendly face, she said.

“It’s just one big tight-knit community within our school – teachers or students, new faces or old faces,” she said.

Odom has been married to her husband Daniel for 10 years. They have a 4-year-old son named Hayden and another 2-year-old son named Jonathan. The family has two dogs: a 5-year-old lab named Gauge and 10-year-old cocker spaniel named Harley.

Odom said she is very close to her parents, who are still in Mt. Pleasant, and said that outside of school her family enjoys spending time together. She also likes being outside and doing things like going on a run, boating and going to the beach. One of her favorite pastimes is going crabbing.

Odom’s life goal is to try to live life to the fullest every day and be the best teacher for her students, colleague for her coworkers and mom, wife and daughter to her family.

“I just want to be the best I can be every day,” she said.

Grayco Hardware & Home and Parker's gas station coming to Knightsville Crossing Shopping Center

A Grayco Hardware & Home and Parker’s Gas Station are coming to the Knightsville Crossing Shopping Center next year. After Mr. K’s Piggly Wiggly closed in 2017, the building that served as the centerpiece of the shopping center has sat vacant on the corner of Orangeburg and Central Avenue.Kevin Rogers, a developer with Knightsville Enterprise LLC, purchased the retail site from Jim and John Kersting, owners of Mr. K’s Piggly Wiggly. According to county records, the property was purchased for $3.2 million. There a...

A Grayco Hardware & Home and Parker’s Gas Station are coming to the Knightsville Crossing Shopping Center next year. After Mr. K’s Piggly Wiggly closed in 2017, the building that served as the centerpiece of the shopping center has sat vacant on the corner of Orangeburg and Central Avenue.

Kevin Rogers, a developer with Knightsville Enterprise LLC, purchased the retail site from Jim and John Kersting, owners of Mr. K’s Piggly Wiggly. According to county records, the property was purchased for $3.2 million. There are pre existing tenants that will remain in place including two restaurants, a nail salon, UPS store and H & R Block. Rogers said the addition of Grayco and Parker’s will help bring the shopping center back to life.

While both of the incoming companies have multiple stores, Rogers said each one has a family- owned feel.

“It’s a nice thing to see and be a part of,” Rogers said. “Nothing wrong with big national outfits but sometimes there’s a little bit of a difference that customers feel when you walk into a store that’s run by the owner.”

He was impressed with Grayco, which originates in Beaufort and has stores in Savannah and Hilton Head. And Parker’s has over 50 stations throughout Georgia and South Carolina that Rogers said are “well-run, attractive looking stores.”

Nathan Richardson, vice president of real estate and development for Parker’s, said in an email that the Parker’s at Knightsville Crossing will feature a brand-new store design, which is inspired by Lowcountry vernacular architecture. The store will have a parged brick facade, metal roof, bracketed louvers, window details and nearly 4,800 square feet of retail space.

“Summerville is a growing community, and we’d like to be in the path of growth,” Richardson said. “We hope to build 5 or 6 new stores in Summerville in the future.”

Madelyn Robinson, director of administration and economic development for Summerville, visited one of the Grayco Hardware & Home stores in Hilton Head. She said she was also impressed by Grayco and the store will fulfill a need for that type of retail in the Orangeburg Road and Central Avenue area. She said it’s great that the property will no longer be sitting vacant.

“I think both of those businesses coming into Summerville, they’re not represented in Charleston area,” Robinson said. “Their first foothold they’ve chosen is Summerville. That speaks highly of our community, instead of us being second choice, we’re first.”

Robinson said the area surrounding the Knightsville Crossing Shopping Center is growing and opportunities for commercial growth are strong.

In the coming months, the 10-acre shopping center will get spruced up with overall landscaping improvements, sign replacements, lighting upgrades and new sidewalks. Rogers said he expects Grayco to be open in the spring of 2019. Representatives from Parker’s said the gas station will be open for business in the summer of 2019.

Referendum 2012: Knightsville Elementary School

Knightsville Elementary School Principal Wally Baird points to a field now occupied by trailers – mobile classroom units moved onto the campus this summer to accommodate a growing population.The original school building was built as a Civilian Conservation Corps project in 1939; it is still in use. Nearly 1,250 students attend the school, which includes the original CCC building and some 26 mobile units crammed in every available space on campus. Parking is scarce, and virtually every available space on campus is occupied....

Knightsville Elementary School Principal Wally Baird points to a field now occupied by trailers – mobile classroom units moved onto the campus this summer to accommodate a growing population.

The original school building was built as a Civilian Conservation Corps project in 1939; it is still in use. Nearly 1,250 students attend the school, which includes the original CCC building and some 26 mobile units crammed in every available space on campus. Parking is scarce, and virtually every available space on campus is occupied.

To walk out to the rear of the campus is to see a study in patience on all sides – hundreds of parents wait in a long, serpentine line stretching down several neighborhood roads, even as children who walk to school cross those roads to get there in the morning and go home in the afternoon.

“It can get pretty wild back here, especially in bad weather,” Baird says. “But everyone is really pretty great about it – everyone wants the children to be safe.”

He smiles and greets a parent who is sitting in her car, the first in the long, long line. She has been there, she says, since noon so she can pick up her child when school is dismissed at 2:10 p.m.

In the front of the school, buses take one load; they will return to pick up a second group who will wait for another couple of hours in the computer lab, Baird says.

That the children, staff, and parents are proud of their school is obvious – a lot of people – teachers, staff, and parents -- volunteer a lot of time and effort to make the drop off and pick up procedures work as smoothly as possible. They help keep up the grounds, walk with groups of children to and from school. The school has a long and proud history deeply interwoven with the community.

But KES, like so many, needs some help.

Dorchester County voters will make a number of important decisions come November 6.

One of those will be whether to allow the Dorchester School District 2 to issue bonds up to $178 million for much needed capital improvements throughout the district.

Dorchester County is one of the fastest growing counties in South Carolina, and most of that growth has occurred within the boundaries of DD2. Some 19,245 students attended DD2 schools during the 2005-2006 school year; that number had increased to 23,169 students during the 2011-2012 school year. Because the fastest growing demographic in Dorchester County is families with elementary school age children, the district plans to build three new elementary schools with a capacity of 1,000 students. This will not only help reduce classroom sizes in all the elementary schools but will greatly reduce and even eliminate portable classrooms – which currently cost about $100,000 per finished unit -- at all the elementary schools.

Reducing student populations at all the schools will alleviate many issues, most dramatically the drop off and pick up situations at KES and others, Baird said.

Other important upgrades are also needed, such as updating electrical, plumbing, and HVAC systems.

“The referendum will benefit every child and every family in the district, not just us,” Baird said. “We’ve done great work with what we have, but I believe that if we do not relieve that pressure, if we keep up with the present levels, the quality of education – and the safety of the children, will be at risk.”

Zaxby's now open in Summerville

The new Zaxby’s in Knightsville is now open for business as of June 18. Zaxby’s is located at 1625 Central Avenue. A post on the eatery’s Facebook page stated opening hours are 10:30 a.m. to 10 p.m. Sunday through Thursday and 10:30 a.m. to 11 p.m. Friday and Saturday. Zaxby’s is a fast food restaurant chain known for chicken wings, chicken fingers, sandwiches and salads.Chad Edens bought Insty-Prints last year and the business has just finished its transition to the franchise’s flagship ...

The new Zaxby’s in Knightsville is now open for business as of June 18. Zaxby’s is located at 1625 Central Avenue. A post on the eatery’s Facebook page stated opening hours are 10:30 a.m. to 10 p.m. Sunday through Thursday and 10:30 a.m. to 11 p.m. Friday and Saturday. Zaxby’s is a fast food restaurant chain known for chicken wings, chicken fingers, sandwiches and salads.

Chad Edens bought Insty-Prints last year and the business has just finished its transition to the franchise’s flagship brand of Allegra. Allegra is a full-service marketing and communications company based in Summerville. The business is located at 320 Old Trolley Road and can be reached at 843-376-4478, hours are Monday through Friday from 9 a.m. to 5 p.m. Learn more at https://www.allegramarketingprint.com/locations/summerville-sc/services/.

JJ’s Bakery – formerly Bubbie’s Bakery in downtown Summerville – is under new management. Judy Saffa, the new owner, hosted a grand opening on June 16. The bakery is located at 110A S. Cedar Street and is well-known for its cupcakes, cakes and cookies. The bakery can be reached at 843-419-6140.

Perkins Restaurant and Bakery is slated for a June 19 reopening, following a kitchen fire that shut down business for 10 days (as of June 18). Perkins is located at 1700 Old Trolley Road and is owned by Dowm Hawley. Hawley said the restaurant threw a parking lot party fundraiser June 6 that was supported by hundreds of customers to raise money, along with food donations, from the community to help support the hourly employees that had to miss work. “The outpouring from the community has been something from a Hallmark movie and has humbled and elated my spirit and faith in our tight knit community,” she said in an e-mail. View the restaurant’s menu at http://www.perkinsrestaurants.com/menu/ .

Rainbow Child Care Center is opening the doors to its brand-new school, located at 2464 N. Main St. This will be Rainbow’s second location in Summerville. The new nearly 11,000 square foot center serves children from 6 weeks to 12 years of age. Families seeking more information about the new or existing Rainbow Child Care Center or interested in touring the new facility are invited to visit rainbowccc.com/Summerville2 or call 1-800-90-LEARN.

Carnes Crossroads has expanded its recreational options. Five workout stations were placed along the trail loop in the St. James Park neighborhood in May. The stations include 14 pieces of equipment that can be used for 40 different impact exercise. Hurdles, pull-up bars, a dip station and monkey bars provide several resources for exercise in the Goose Creek neighborhood.

Beckstone Apartments, formerly known as Comet Creek, officially opened in Summerville June 15. The complex is located at 100 Comet Creek Lane in the Summerville area and features 264 one-and two-bedroom residences.

The complex contains plenty amenities that include a 24-hour fitness center, yoga studio, sun porch with flat screen televisions, and a resort-style pool with a tanning ledge and gas grills. A sand volleyball court and a pet park provide outdoor recreation.

“We’re super excited to a part of Summerville,” said Ashley Mizzell, marketing manager with RE Carroll. “This area is developing so rapidly. It’s such a hot, fast-moving market. It’s booming. It’s crazy. It’s exciting to see all the growth.”

TRIO, a Mount Pleasant-based marketing communications agency, will provide free advertising and marketing services to local nonprofits on Oct. 25. Through its 24-hour CreateAthon initiative, TRIO will dedicate free marketing services to organizations in need. TRIO will be accepting applications from Monday, June 18 - Friday, Aug. 17. Applicants are asked to submit a 60-second video on why their organization should be selected.

If you know of a new business venture, contact reporter Rickey Ciapha Dennis Jr at rdennis@berkeleyind.com.

“There are so many wonderful nonprofits in our area who need marketing help.” says Jenny Dennis, TRIO’s chief operating officer. “Unfortunately, a lot of these organizations struggle with having enough funding to invest in their marketing support. That’s where CreateAthon can help.”

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