VA loan in Richland, SC

VA loans were established prior to the end of World War II and have since assisted numerous veterans, service members, and military families in fulfilling their dream of owning their a home. In recent times, the program has become increasingly significant, with VA loan volume skyrocketing and offering substantial financial advantages that enable countless veterans to purchase homes, thereby making homeownership a possibility for those who may not have qualified otherwise.

If you sacrificed comfort and security to help protect our great nation, Mission One Mortgage thanks you for your service. We believe that there's no greater honor than to serve those who have served our country. We're not afraid to go above and beyond for our veterans because that's exactly what they did for us.

What is a VA Loan in Richland, SC?

A VA loan is a mortgage option that is backed by the government and available to Veterans, service members, and surviving spouses. It is offered by private lenders such as banks and mortgage companies and not directly by the Department of Veterans Affairs.

VA home loans come with competitive interest rates and terms and can be used to purchase a variety of properties, including:

  • Single-Family Homes
  • Condominiums
  • Multi-Unit Properties
  • Manufactured Homes
  • New Construction Homes

One of the great benefits of VA loans is that eligible Veterans can buy a home with no down payment, no mortgage insurance, lenient credit requirements, and the lowest average fixed rates in the market.

Va Mortgages Richland, SC

This program was created by the federal government to make it easier for those who have served our country to become homeowners, and it is widely considered the strongest benefit program available for this purpose.

What are the Biggest Benefits of Having a VA Loan in Richland, SC?

At Mission One Mortgage, we work with many Veterans who know that VA loans exist but don't quite understand the full range of benefits they provide. If that sounds familiar, keep reading. This section was written especially for you.

01

Benefit:

No Down Payment Needed

One of the standout benefits of the VA Loan program is that qualified borrowers can purchase a home without having to make a down payment up to the conforming loan limit of their county. This is a significant advantage over conventional and FHA loans, which typically require minimum down payments of 5 percent and 3.5 percent, respectively.

For example, on a $400,000 mortgage, a conventional loan would require a $20,000 down payment, while an FHA loan would require $14,000. Saving up that kind of cash can take service members and veterans years, but with the VA Loan, they can pursue homeownership without having to scrape and stockpile for years on end.

03

Benefit:

Less Strict Credit Requirements

It's important for military buyers to stay informed about credit score requirements when considering home financing options. Although credit score requirements have eased up a bit, it's still necessary to meet certain benchmarks set by conventional and FHA lenders. However, even meeting these benchmarks can be a challenge for many buyers.

Most VA lenders require a credit score of at least 620, which falls in FICO's "Fair" credit score range. Borrowers will typically need to meet a higher threshold for conventional mortgages, particularly if they want to secure a low-interest rate. It's worth checking out VA Loan rates to learn more about financing options.

Despite common misconceptions, military buyers don't need a perfect credit score to obtain financing. While a higher credit score can certainly help, it's important to remember that VA loans in Richland, SC are designed to help military members and veterans access affordable housing.

05

Benefit:

Help with Closing Costs

Closing costs are an inevitable part of the home-buying process, no matter what type of mortgage product you choose. However, if you're a veteran, you may be pleased to know that the VA places limits on the fees and costs you're required to pay at the time of closing. Additionally, homebuyers have the option to ask sellers to cover all loan-related closing costs, as well as up to 4 percent of the purchase price for other expenses like prepaid taxes, insurance, and collections.

02

Benefit:

No Need for Private Mortgage Insurance

Coming up with a down payment can be challenging for both conventional and FHA homebuyers. In addition, they are required to pay for mortgage insurance unless they can make a sizable down payment, usually 20% of the purchase price. For instance, on a $400,000 mortgage, this would be a staggering $80,000 in cash.

FHA loans carry an upfront mortgage insurance premium and annual mortgage insurance. The latter now lasts for the life of the loan. On the other hand, conventional homebuyers will pay this monthly cost until they have built up enough equity, which can take several years.

Fortunately, VA loans do not require any mortgage insurance. However, there is a mandatory funding fee that goes directly to the Department of Veterans Affairs. Borrowers with a service-connected disability are exempt from paying this fee, which helps keep the program going for future generations.

04

Benefit:

Bankruptcy and Foreclosure

If you've experienced a financial setback such as a foreclosure, short sale, or bankruptcy, you may be worried about your chances of securing a VA home loan. However, don't lose hope just yet. With VA loans, it's still possible to be eligible for a home loan just two years after a foreclosure, short sale, or bankruptcy. In some cases, veterans who file for Chapter 13 bankruptcy protection can be eligible for a VA loan just a year after the filing date.

It's worth noting that the waiting periods for conventional or FHA financing can be significantly longer than those for VA loans. Additionally, even if you've lost a VA-backed mortgage to foreclosure, you may still be eligible for another VA loan.

So, if you're a veteran who's experienced a financial setback but still dreams of owning a home, don't give up hope. Explore your options and see if a VA loan with Mission One Mortgage could be the solution you need.

06

Benefit:

DTI Ratio Flexibility

It's important to keep in mind that VA lenders typically prefer borrowers to spend no more than 41 percent of their gross monthly income on major debts, such as mortgage payments or student loans. However, it's possible to get a VA home loan even if you have a higher DTI ratio. Some lenders may offer up to 55 percent or more depending on your credit score and ability to meet additional income requirements. This can give homebuyers more flexibility and greater purchasing power when it comes to finding their dream home.

Remember - if you have any questions about the benefits you just read about - like what credit score Mission One Mortgage requires for a VA loan - contact our office today. It would be our pleasure to help you navigate the VA loan process, one step at a time.

How to Determine Your VA Loan Eligibility

One of the most common questions we get at Mission One Mortgage revolves around VA loan eligibility. Who is actually eligible for this type of loan? What are the requirements for getting a VA loan? If you meet the following requirements, chances are you'll be eligible for a VA loan.

  • If you have completed 90 days of service during wartime or 181 days of service during peacetime, you may qualify as an active-duty military member or veteran.
  • If you have served in the National Guard or Reserve for a minimum of six years, or have completed 90 days of active duty under Title 32 orders, with at least 30 of them being consecutive, you may be eligible for a VA loan in Richland, SC.
  • If your spouse was a service member who passed away while on active duty or due to a service-connected disability, and you haven't remarried, you may be eligible for a VA loan. In some cases, surviving spouses who remarried after the age of 57 and after Dec. 16, 2003, may also be eligible. Spouses of prisoners of war or service members missing in action may also be eligible for VA loans, as well.
  • You meet the necessary requirements for credit and income to be eligible for a VA loan. It's important to note that while the VA doesn't set a minimum credit score for VA loans, individual lenders may have their own standards. In addition to credit, your lender will also evaluate your income and debts to assess your ability to repay the mortgage.
  • The property you're interested in purchasing complies with the necessary safety standards and building codes. It's also worth mentioning that in most cases, the borrower is required to make the residence their primary home within 60 days of purchase. However, there are certain circumstances in which this timeline can be extended up to 12 months.
HomeReady Mortgages Richland, SC

Follow These 5 Steps to Begin the VA Home Loan Process

Curious what the general steps are for purchasing a home with a VA loan? You're not alone. Keep reading to get a feel for what you have to do to enjoy the wonderful benefits of homeownership.

Home Ready Mortgages Richland, SC

When applying for a VA home loan benefit, the Certificate of Eligibility (COE) is an important document that verifies your eligibility to your lender. If you have already used your VA loan benefit in the past, a current COE can help you determine how much remaining entitlement you have. Additionally, it can ensure that your entitlement has been restored for previous VA-backed loans that were paid in full.

After you've applied for your COE, it's a good idea to examine your finances. We're talking about items such as income, expenses, credit profile, and your monthly budget. That way, you know for sure that you're ready to purchase a home.

As a veteran, you have the choice of going through a bank, credit union, or a private VA mortgage company like Mission One Mortgage. Most lenders will have different loan interest rates and fees, so it's important to shop around. Remember - Mission One specializes in VA loans in Richland, SC. Other lenders, such as large corporations and banks, often can't match the expertise and attention to detail that Mission One provides to veterans.

During this phase, it's a good idea to meet with a range of real estate professionals. Try to choose an agent who has experience processing and overseeing VA loans. Once you select an agent, you can bring your lender's pre-approval letter to their office and begin shopping.

This is the best part of the VA loan process, other than getting the keys to your new home. When looking for a house, remember to look at homes within your price range and budget. Lean on your real estate agent, friends, and family for help in your search.

A Word of Advice from Mission One Mortgage

If you're thinking about buying a home, it's important to weigh the pros and cons of homeownership. While renting can provide flexibility and less responsibility for maintenance, it comes with the risk of rent increases, potential property sales, and uncertainty about security deposit refunds.

On the other hand, owning a home can offer relatively stable mortgage payments and an opportunity to build long-term wealth for you and your family. Before making a decision, it's crucial to determine your priorities, such as your monthly budget for mortgage payments and other expenses like transportation and childcare. Ultimately, only you can determine what's best for your housing and financial needs.

What Clients Say About Us

The Key to Homeownership Starts with a VA Loan in Richland, SC

At Mission One Mortgage, we take immense pride in simplifying the mortgage process and ensuring that our clients experience minimal stress. We understand that navigating the world of mortgages can be daunting, which is why we are committed to making it as smooth as possible.

By choosing to work with us, you're not just getting a mortgage broker - you're selecting a partner who is devoted to your financial well-being and dedicated to helping you achieve your dream of homeownership. By working together, we can work through the VA loan process one step at a time.

That rings true for all of our clients, but especially the U.S. Veterans we serve. In fact, we specialize in VA mortgages and are proud to offer them to US Veterans, those on Active Duty, and their spouses. VA Loans are one of the best mortgages available, offering no down payment requirements, no PMI, and some of the most favorable rates and terms.

If you're ready to take the next big step in your life and provide stability for your family with a place to call home, contact our office today. You're closer to the dream of home ownership than you might think.

Want to know more?

Clarify your Queries Call Us Now! (843)822-5685

Latest News Near Me Richland, SC

Longtime Richland County school board member to resign. Here’s what we know

One of Columbia’s longest-serving school board members is resigning from his seat.Jamie Devine, who was elected to the Richland County School District 1 more than 17 years ago, is pursuing a seat on Richland County Council, for which he is running unopposed.Throughout his tenure, Devine served as chair of the Richland 1 board in 2013, 2019 and 2020, as well as vice chairman in 2012, 2017 and 2018. He is currently the board’s parliamentarian.“Serving the students, families, educators, and taxpayers of Ri...

One of Columbia’s longest-serving school board members is resigning from his seat.

Jamie Devine, who was elected to the Richland County School District 1 more than 17 years ago, is pursuing a seat on Richland County Council, for which he is running unopposed.

Throughout his tenure, Devine served as chair of the Richland 1 board in 2013, 2019 and 2020, as well as vice chairman in 2012, 2017 and 2018. He is currently the board’s parliamentarian.

“Serving the students, families, educators, and taxpayers of Richland County School District One has been one of the greatest honors of my life,” Devine wrote in a news release. “I am deeply grateful for the trust the community has placed in me over the past 17 years.”

According to a news release, Devine is “optimistic” about the future of the school district, as well as the board’s leadership.

Devine, an advocate for public school choice and school safety, was first elected in 2008. His resignation is effective November 3.

What will happen to his school board seat?

Devine was reelected to a four-year term in 2024. By the time of his departure this upcoming fall, there will be two years left.

According to Travis Alexander, director of the Richland County elections office, filing for the seat will begin three weeks from Devine’s notice, which was submitted on Monday. Filing will be open for seven days. Then voters will choose candidates while filing out their ballots for the 2026 general election in the fall.

Devine’s District 2 seat was hotly contested during the last election, with three challengers seeking to beat the incumbent. While Devine won just shy of 34% of the vote, one of his opponents, Stephen Diaz, lost by a margin of about 4%.

Historic plantation among 1,700 acres in conservation projects SC considers buying

COLUMBIA — A historic plantation in Richland County could become part of a state-owned nature preserve, according to a funding request to a legislative oversight committee.All told, nearly 1,700 acres of land are under consideration for purchase by the state across conservation agencies. Some would expand existing nature preserves, while others would establish new ones. One would potentially open a new campsite for visitors across from the state’s largest public shooting range.Goodwill PlantationThe largest...

COLUMBIA — A historic plantation in Richland County could become part of a state-owned nature preserve, according to a funding request to a legislative oversight committee.

All told, nearly 1,700 acres of land are under consideration for purchase by the state across conservation agencies. Some would expand existing nature preserves, while others would establish new ones. One would potentially open a new campsite for visitors across from the state’s largest public shooting range.

Goodwill Plantation

The largest project under consideration would expand the Wateree Heritage Preserve and Wildlife Management Area in Richland County by 736 acres.

The 4,459-acre preserve is best known as the home of Cook’s Mountain, a 372-foot-tall peak in an otherwise low-lying area.

The Department of Natural Resources is still in the early stages of evaluating the property and deciding whether it would be a good fit for the nearby nature preserve, according to agency documents.

A large part of the property is the Goodwill Plantation, established in the 1790s and listed on the National Register of Historic Places since 1986. Part of the neighboring heritage preserve already includes a portion of the plantation, including graves, ditches and dikes dating back to the 1800s.

Originally owned by the prominent Huger family, Goodwill was purchased in 1858 by Edward Barnwell “Barney” Heyward, grandson of Nathaniel Heyward (South Carolina’s wealthiest rice planter), and father of Duncan Clinch Heyward, South Carolina’s governor from 1903 to 1907.

As many as 976 people were enslaved at Goodwill during the Civil War. Richland County tax records indicate Heyward’s relatives sent slaves from their Lowcountry plantations to Goodwill to “wait out the war.” When it was over, Heyward employed former slaves as day laborers, according to National Register documentation, which doesn’t give specifics. But without slave labor, he didn’t keep it long. Goodwill was sold to a New Yorker in 1869.

Subsequent buyers included famed showman P.T. Barnum, who bought it in 1888 for his granddaughter and reportedly kept circus animals there during the winter.

The property includes a millpond and canal irrigation system built in the 1820s, which is one of the first known attempts to farm on low-lying land in the state, according to the state Department of Archives and History.

Several buildings dating back more than 150 years still survive on the piece of land DNR is considering buying.

The oldest of those, the overseer’s house, was built in 1857. Other buildings that still stand include two slave cabins built in 1858, a blacksmith shop dating back to 1865 and the main house, from 1890, according to oversight documents. A second house was built on the property in 2010.

The Department of Natural Resources doesn’t plan to renovate any of the existing buildings or build new ones, according to documents provided to the Legislature’s Joint Bond Review Committee.

If state officials find no problems with the property, The Conservation Fund, a conservation-based nonprofit, plans to donate the land to expand the nearby heritage preserve.

The state’s Conservation Bank already chipped in $12.6 million to help the nonprofit buy the land, which was priced at a total $13.8 million.

New conservation areas

Another major project under consideration would create a new, 650-acre wildlife management area in Clarendon County.

The property, which is near Lake Marion, is “one of the most valuable inland wetland tracts available in South Carolina today,” according to the agency documents.

Operating as a duck hunting club, the area’s many ponds and dams create an ideal spot for migratory birds to stop in the winter, according to agency documents.

Because the property is already in use for hunting, DNR wouldn’t have to build new roads, trails, water control structures or storage buildings, as is typical in conservation projects, oversight documents read.

All of that together means the property’s “value for waterfowl conservation is immediate, substantial, and difficult to match elsewhere in the state,” the agency wrote in its request. The land’s owner offered to donate the property, with the state paying $50,000 for land surveys and other preliminary work.

DNR is also looking to add a new nature preserve in Pickens County.

The 106 acres, which the agency is planning to buy for $475,000, would join more than 70 heritage preserves statewide, a network of sites protecting significant ecological and historical areas.

The property would become part of the existing 33,000-acre Jocassee Gorges Wildlife Management Area and is near 37-acre Wadakoe Mountain Heritage Preserve.

The area has “a diverse array of wildlife, including some of the most abundant salamander and black bear populations in the southeast,” according to oversight documents. The untouched land, which includes properties attractive to developers along Eastatoe Creek, is part of the scenic views from Highway 11, the agency wrote.

Visitors would be able to fish, hunt or hike a series of trails, according to agency documents.

Other expansions

Harbison State Forest near Columbia could expand by 71 acres under a Forestry Commission request.

The property, which was clearcut in 2017, would allow the agency to expand the 18-mile trail system already in the 2,200-acre state forest, according to the agency’s request.

“This property and surrounding area are in (imminent) danger of being lost to development,” agency documents read.

Congaree Land Trust, a Columbia-based nonprofit, is planning to buy the land for $1.4 million before selling it to the state for the same price.

Paris Mountain State Park could get nearly 88 acres bigger with a purchase the state parks department is considering.

The Altamont Pass in Greenville County sits between the 1,700-acre state park, as well as land owned by the Department of Transportation and conservation nonprofit Naturaland Trust. The land trust has offered to donate the property to the state.

Proposed campsite

Visitors to the state’s largest public shooting range could have a chance to stay overnight across the street.

The Department of Natural Resources is considering buying 114 acres across the road from the shooting complex, which opened last year. The land is owned by the Love family, which sold the land for the shooting range to the state.

If the state decides to buy the property, which has an expected value of $1.3 million, the land would create a buffer between the shooting range and other nearby properties, keeping the area private, according to oversight documents. The agency could also open up the property for camping, fishing and “aquatic education,” the request reads.

The forested land includes a 13-acre pond, which the owners say is 12 feet deep, as well as a small stream. That makes the area ideal for common species of fish and birds, such as bass and pileated woodpeckers, according to the agency.

Officials must still determine whether the land is fit for use by the state.

How did Richland, Lexington school districts stack up on state assessments?

The Columbia area boasts two of the highest achieving school districts in South Carolina, as measured by student assessment data.Both Lexington School District 1 and Lexington-Richland School District 5 slotted in among the top 10 districts in the state on the 2025-26 SC READY exam, according to data released Monday by the South Carolina Department of Education.Lexington 1 students ranked eighth in the state on the standardized assessment, which measures proficiency in English language arts and mathematics for students in grade...

The Columbia area boasts two of the highest achieving school districts in South Carolina, as measured by student assessment data.

Both Lexington School District 1 and Lexington-Richland School District 5 slotted in among the top 10 districts in the state on the 2025-26 SC READY exam, according to data released Monday by the South Carolina Department of Education.

Lexington 1 students ranked eighth in the state on the standardized assessment, which measures proficiency in English language arts and mathematics for students in grades 3 through 8, while Lexington-Richland 5 students finished 10th.

Roughly two-thirds of the students tested in each district met or exceeded expectations in English language arts and more than half were proficient in math, according to SC READY data.

Both figures compare favorably to state averages, which were at their highest recorded level during the 2025-26 school year.

On a whole, more than 61% of South Carolina elementary and middle school students met or exceeded expectations in English language arts and nearly 48% met or exceeded expectations in mathematics.

In many, but not all cases, district performance on the SC READY assessment is closely related to students’ socioeconomic status.

Districts with fewer pupils in poverty tend to register higher scores than districts with higher rates of poverty, data shows.

While no other district in Richland or Lexington County topped the state average in either subject area, virtually every district in both counties showed a year-over-year improvement in SC READY scores.

In most cases, local gains in English language arts and math proficiency exceeded average state gains in both areas.

Lexington 2 saw a 21% jump in students who met or exceeded expectations in mathematics, while Richland 1, Lexington 3 and Lexington-Richland 5 all increased their math proficiency scores by more than 10%, data shows.

English language arts scores didn’t increase as dramatically as math scores, but still showed improvement in all Richland and Lexington County districts.

The only local district where SC READY scores did not uniformly increase was Lexington 4, where math scores dropped by 1.7 percentage points.

This story was originally published August 12, 2026 at 5:00 AM.

Lexington-Richland Five students outperform state averages on 2026 SC READY assessments

NOTE: The above video is a livestream of WIS featuring current newscasts, Soda City Living and Gray Media’s Local News Live.LEXINGTON COUNTY, S.C. (WIS) - Lexington-Richland School District Five officials have announced that students outperformed statewide averages in every assessment area on the 2026 SC READY results, with notable gains in mathematics across middle school grade levels.The South Carolina College- and Career-Ready Assessments (SC READY) measure student achievement in English Language Arts (EL...

NOTE: The above video is a livestream of WIS featuring current newscasts, Soda City Living and Gray Media’s Local News Live.

LEXINGTON COUNTY, S.C. (WIS) - Lexington-Richland School District Five officials have announced that students outperformed statewide averages in every assessment area on the 2026 SC READY results, with notable gains in mathematics across middle school grade levels.

The South Carolina College- and Career-Ready Assessments (SC READY) measure student achievement in English Language Arts (ELA), science and mathematics for students in grades 3 through 8.

“While assessment results are only one measure of student learning, they provide valuable insight into what our students know and are able to do,” Superintendent Dr. Akil E. Ross, Sr. said.

“These results reflect the hard work of our students, teachers, school leaders and families. We are particularly encouraged by the significant gains in mathematics and the continued strong performance of our students compared to the state. At the same time, we remain committed to examining areas where we can improve and ensuring every student has the opportunity to reach their full potential.”

English Language Arts

In ELA, District Five students increased the percentage meeting or exceeding expectations by 0.4 percentage points from 2025 to 2026 and outperformed the state by 4.8 percentage points. Nearly every grade level from third through eighth grade showed an increase. The largest gain occurred in third grade, which increased by 4.4 percentage points.

Mathematics

Mathematics results showed more significant growth. The percentage of District Five students meeting or exceeding expectations increased by 6.5 percentage points from 2025 to 2026. District Five students also outperformed the state by nearly 7.4 percentage points.

The strongest gains occurred in the middle grades:

Science

District Five students also showed improvement in science. Fourth- and sixth-grade students increased their performance from 2025 and continued to outperform students across the state.

End-of-Course results

The End-of-Course Examination Program (EOC) includes assessments in Algebra 1, Biology 1, English 2, and United States History and the Constitution. District Five students continued to outperform statewide results in Biology 1, English 2, and United States History and the Constitution.

English 2 was particularly strong, with a 92% passage rate among District Five students.

While the percentage of students earning a C or higher decreased in each subject area compared with previous years, District Five students remained above the state in every area. The district also continued to outperform the state in the overall EOC passage rate.

Biology 1 results were affected by a change in course sequencing. In 2025, Biology 1 was recommended primarily for 10th-grade students. In 2026, the recommended sequence included Biology 1 for both ninth- and 10th-grade students, resulting in approximately 1,000 additional students taking the course. Going forward, Biology 1 will be part of the recommended science sequence for ninth-grade students.

Career readiness

District Five students also demonstrated strong performance on the South Carolina Career Readiness Assessment, administered to students in their third year of high school. The assessment measures four areas — data, math, reading and soft skills — that reflect transferable skills employers identify as foundational for career readiness.

District Five students scored above the state average on all four subtests, and every component increased from the previous year.

In 2026, 64.2% of District Five students earned a Level 3 or higher Career Ready Credential, an increase of 2.1 percentage points over the previous year. A Level 3 credential indicates readiness for career pathways identified within the U.S. Department of Labor’s O*NET Job Zone 3. Levels 4 and 5 indicate readiness for progressively higher pathways requiring greater levels of education, training, experience and preparation.

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Vice chair of Richland County Council takes community engagement position with Scout Motors

COLUMBIA — Scout Motors’ community engagement arm in South Carolina will now be headed by a face familiar to Richland County.Richland County Council Vice Chair Derrek Pugh is taking up the helm as Scout Motors’ South Carolina senior community engagement specialist, according to his July 30 Facebook announcement.“In this role, I’ll be leading efforts to create strong connections between Scout Motors and the wonderful communities across South Carolina,” Pugh said. “I can’t wait to c...

COLUMBIA — Scout Motors’ community engagement arm in South Carolina will now be headed by a face familiar to Richland County.

Richland County Council Vice Chair Derrek Pugh is taking up the helm as Scout Motors’ South Carolina senior community engagement specialist, according to his July 30 Facebook announcement.

“In this role, I’ll be leading efforts to create strong connections between Scout Motors and the wonderful communities across South Carolina,” Pugh said. “I can’t wait to collaborate, engage, and make a positive impact together!”

Pugh represents District 2, which includes parts of Columbia, the Blythewood area, and, of course, the new Scout Motors facility in northeast Richland County. His term expires in 2028.

"I am honored to join Scout Motors as South Carolina Community Affairs Senior Specialist and grateful for the confidence they have placed in me,” Pugh said in a statement to The Post and Courier. “As someone who has proudly called Blythewood and Richland County home for more than two decades, my commitment to this community has always been, and will remain, my top priority.”

Pugh is a resident of Blythewood and formerly held positions governing the town, including stints as the vice chair for the town’s Board of Zoning and Appeals and a member of its Planning Commission. He also served as a board member for the Blythewood Chamber of Commerce.

"Scout Motors conducted an extensive and thoughtful search to find the right person to represent us in the local community,” a representative for Scout Motors said.

“Derrek Pugh has called Blythewood home for more than 20 years,” the representative continued. “His knowledge of the local issues and passion for South Carolina, particularly the Midlands, and vast experience as a community organizer for various organizations is what made him stand out during our hiring process. We look forward to having Derrek represent Scout Motors as we continue to grow and make a lasting, positive impact."

Wearing two hats

It’s not yet clear what Pugh’s new position will entail or how it will interact with his seat on Richland County Council, but he won’t be required to abstain from future votes that involve the manufacturer.

Council Chair Jesica Mackey is a senior project advisor with NP Strategy. During previous Richland County Council meetings, she’s chosen to abstain from certain votes due to a conflict of interest. That’s encouraged under Robert’s Rules of Order — the system municipal governments typically use to keep meetings flowing — but it’s not required.

“Under the rules in RONR, no member can be compelled to refrain from voting simply because it is perceived that he or she may have some “conflict of interest” with respect to the motion under consideration,” its website says.

“If a member has a direct personal or pecuniary (monetary) interest in a motion under consideration not common to other members, the rule in RONR is that the member should not vote on such a motion, but even then he or she cannot be compelled to refrain from voting.”

Pugh emphasized in his statement that he takes his responsibility as an elected official seriously.

“I am fully committed to maintaining the highest standards of transparency, ethics, and accountability. I will strictly follow all appropriate compliance measures, disclosures, and oversight requirements,” he said. “My service will remain in full alignment with all applicable laws, regulations, and protocols governing the relationship between Richland County Government and private industry — as we all expect of any elected official.”

In his initial announcement, Pugh told residents to stay tuned for updates on how he and the company will work together to support local communities.

Richland County and Scout Motors

Richland County councilmembers have long touted the upcoming Scout Motors plant in Blythewood as a $2 billion project that will spur widespread economic growth.

“The company’s planned $2 billion investment has the potential to create 4,000 or more permanent jobs, both of which would set new all-time records for a Richland County economic development project,” Richland County’s Economic Development office said when the project was announced.

But the project has also put pressure on the town of Blythewood and the northeast region of Richland County to prepare for that growth, raising concerns from some residents about infrastructure capacity, the environment and rapid population growth.

“This opportunity represents a meaningful step forward for our region,” Pugh said July 30. “Scout Motors’ investment brings significant potential for economic growth, workforce development, and long-term opportunity for residents across the Midlands. I am excited to help strengthen the connection between this transformative project and the people it will serve.”

The Volkswagen-backed automaker unveiled its new training center on the 1,100-acre Blythewood site in April. When the entire project is complete, Scout will employ around 4,000 people at the Blythewood plant, with an additional 1,000 or so in the on-site supplier park. The company already has over 600 employees based in South Carolina.

The progress was paired with Richland County paying a $1 million adjusted fine for failing to contain pollutants at the Scout Motors construction site where environmental problems surfaced after work began three years ago.

The county submitted its final $65,000 payment on April 29 for a total of $1 million, the state Department of Environmental Services, which issued the penalty, said.

State regulators fined Richland County $3 million for allegedly allowing sediment and other pollutants to escape from the site in May 2025. The state environmental agency agreed to suspend $2 million “if the facility meets specific requirements by established deadlines,” which the county did earlier this year.

“I believe strongly in doing what’s right for our community,” Pugh said July 30, “and I am confident that this role allows me to continue serving the people of Richland County with integrity while helping ensure that this historic investment delivers lasting, positive impact for all.”

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