What is a mortgage broker?
What types of home loans do you offer?
We offer a variety of home loans, including conventional loans, VA loans, FHA loans, USDA loans, and hard money loans. We will work with you to find the best mortgage product for your needs.
What are VA home loans?
What are USDA loans?
What are conventional loans?
What are hard money loans?
What are your rates like?
How do I apply for a mortgage with your company?
What types of mortgages do you offer?
We offer a variety of mortgage options, including conventional loans, FHA loans, VA loans, and USDA loans. We will work with you to find the best mortgage product for your individual needs and financial situation.
How do I apply for a mortgage with Mission One Mortgage?
You can start the application process by filling out a form on our website, calling our office, or scheduling an appointment with us. We will guide you through the application process and help you gather the necessary documentation.
What are your rates and fees?
How long does the mortgage process take?
The mortgage process can vary in length depending on a variety of factors, including the type of mortgage product, your credit score, and the complexity of your financial situation. We will keep you informed throughout the process and do our best to make it as efficient as possible.
Do you offer any educational resources for homebuyers?
Yes, we offer a variety of educational resources to help our clients make informed decisions about their mortgage options. We provide in-person workshops, and one-on-one consultations to ensure that you understand the mortgage process and are comfortable with your options.
Are you only available to veterans?
No, we serve both veterans and the general public. We are committed to helping veterans secure financing, we are proud to offer our services to all homebuyers.
Here is a list of frequently asked questions about VA Home Loans along with their answers:
How do I get a Certificate of Eligibility?
You can obtain a Certificate of Eligibility (COE) by either applying online through the VA’s eBenefits portal by mailing a completed VA Form 26-1880 to the VA. Or we can request one for you.
Can my lender get my Certificate of Eligibility for me?
Yes, we can help you obtain your Certificate of Eligibility by requesting it on your behalf through the VA’s online portal or by submitting the necessary documentation.
Do VA loans require a home appraisal to qualify?
Yes, VA loans require a home appraisal to determine the value of the property and ensure that it meets the Minimum Property Requirements (MPRs) set by the VA.
What documents do I need to qualify for a VA loan?
The documents required to qualify for a VA loan may vary, but generally, you will need proof of income, employment history, credit information, bank statements, and a Certificate of Eligibility.
Do all lenders offer VA loans?
Are there closing costs associated with a VA loan?
What credit score is needed for a VA loan?
How many times can I use my VA Home Loan benefit?
Who are the people most qualified for a VA Home Loan?
Here is a list of frequently asked questions and answers about USDA loans:
What is a USDA single-family guaranteed home loan?
What is the USDA loan guarantee?
Are only first-time homebuyers eligible for USDA loans?
Is there an income limit to qualify for a USDA loan?
Yes, USDA loans are designed to assist low- to moderate-income home buyers. General eligibility is determined based on the location of the property and the applicant’s income.
What are the types of loans offered by the USDA?
Are USDA loans credit flexible?
What factors could lead to the denial of a USDA loan?
What do underwriters look for in a USDA loan application?
Here are some frequently asked questions and answers about refinancing your home:
What is home refinancing?
Why should I consider refinancing my home?
- Lowering your interest rate and monthly mortgage payment.
- Shortening the loan term to pay off your mortgage faster.
- Accessing equity for home improvements or other financial needs.
- Switching from an adjustable-rate mortgage to a fixed-rate mortgage, or
- Consolidating high-interest debt into your mortgage.
How do I determine if refinancing is a good option for me?
What documents do I need to refinance my home?
- Proof of income, such as pay stubs or tax returns.
- Bank statements and asset documentation.
- Recent mortgage statements.
- Proof of homeowners insurance.
- Identification documents.
Can I refinance if I have bad credit?
While having good credit is generally beneficial for refinancing, there are options available for individuals with less-than-perfect credit. You may still be able to refinance but might face higher interest rates or additional requirements
Conventional Home Loan:
What is a conventional home loan?
How is a conventional home loan different from other types of mortgages?
How much do I need for a down payment on a conventional home loan?
What credit score do I need to qualify for a conventional home loan?
Can I use a conventional home loan to buy a second home or investment property?
Can I refinance a conventional home loan?
List of frequently asked questions and answers about the FHA home loan: