Effective date: October 7, 2026
These Terms of Use cover your use of missiononemortgage.com (the “website”), in English or Spanish. By using the website, you agree to them. If you do not agree, please do not use the website.
Who We Are
Mission One Mortgage, also known as Mission One Team, is a mortgage broker led by Debbie Haberny (NMLS 2011652). Debbie originates loans through CMS Mortgage Solutions (NMLS 212405). We are licensed in Florida, Georgia, South Carolina, Texas and Virginia. You can check our licenses at NMLS Consumer Access. When these terms say “we,” “us” or “our,” they mean Mission One Mortgage and Debbie Haberny’s team.
What This Website Is For
The website gives general information about mortgages and lets you contact us, start a request, use calculators and book a discovery call. It is not an offer to lend, and nothing on it is a commitment to make a loan. We are a mortgage broker. We help you find loan options, and a lender makes the credit decision.
Estimates and Calculators
Our calculators and tools give estimates based on what you enter and the assumptions shown on the page. Results are not a loan approval, a commitment to lend, a loan estimate, or an offer of credit. Your actual costs, payment and eligibility depend on the lender, your credit, your income and assets, the property, the loan program and the market on the day you lock a loan. Check any result with us before you rely on it.
The Mortgage Payment calculator, and the Residual Income calculator when it works from your loan terms, ask you to enter the rate from your own quote. We do not provide that number and we do not suggest one.
No Rates Quoted
We do not quote interest rates on this website. Rates change often and depend on your situation. To find out what you may qualify for, contact us.
Not Legal, Tax or Financial Advice
The content on the website is general information. It is not legal, tax, accounting or investment advice, and it does not take your personal situation into account. Talk to a qualified professional about your own circumstances.
Equal Housing Opportunity
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We welcome everyone who is looking for a home loan, whatever their race, color, religion, sex, national origin, familial status, disability or any other basis the law protects. Equal Housing Opportunity.
Licensing and Affiliation
Debbie Haberny, NMLS 2011652. Originated through CMS Mortgage Solutions, NMLS 212405. Licenses and registrations are listed on NMLS Consumer Access. Mission One Mortgage is not affiliated with the Department of Veterans Affairs or any government agency. Loan programs, such as VA, FHA and USDA loans, have their own rules and are offered only to those who qualify.
Using the Website
You may use the website for lawful, personal, non-commercial purposes. You agree not to:
- use the website in a way that breaks any law or anyone’s rights;
- send us false information or pretend to be someone else;
- use bots, scrapers or other automated tools to collect content or submit forms (our forms are protected against this);
- try to break into the website, disrupt it, overload it or get around its security;
- send viruses or harmful code;
- copy or resell our content or tools for commercial use.
We may block access or remove content at any time if we think these rules have been broken.
Information You Send Us
When you send us a request, you agree that what you tell us is accurate and complete to the best of your knowledge, and that you are allowed to share it. Sending a request does not create a loan application or a commitment from either side. How we handle your information is described in our Privacy Policy. When you give us your phone number, you agree that we may contact you by phone, text or email about your request, as described there.
Third-Party Links and Services
The website links to or embeds services run by other companies, including the booking calendar on the Book a Discovery Call page and the online application you reach with Apply Now. We do not control these services and are not responsible for their content, availability or practices. Their own terms and privacy notices apply when you use them. A link is not an endorsement.
Intellectual Property
The website’s content, including text, images, logos, design and tools, is owned by Mission One Mortgage or used with permission and is protected by copyright and other laws. Mission One, Mission One Mortgage and Mission One Team are names we use in our business. You may view the website and print or save a copy of a page for your own personal use. Downloading, republishing, retransmitting or reproducing the content for any other purpose is not allowed without our written permission.
Disclaimer of Warranties
The website and its content are provided “as is” and “as available.” To the fullest extent the law allows, we make no promises, express or implied, that the website will be uninterrupted, secure or error-free, or that the information on it is complete, current or suited to your needs. Mortgage products, programs and requirements change, and the information on the website may be out of date.
Limitation of Liability
To the fullest extent the law allows, Mission One Mortgage, Debbie Haberny, CMS Mortgage Solutions and our employees and agents are not liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits or opportunities, that come from your use of the website or your reliance on its content or calculators. Nothing in these terms limits any right you have under federal or state consumer protection or mortgage laws, or excludes liability that the law does not allow us to exclude.
Governing Law
These terms are governed by the laws of the State of South Carolina, without regard to its conflict-of-law rules. Any dispute about the website or these terms will be brought in the state or federal courts located in South Carolina, and you agree to those courts’ authority, except where the law gives you the right to bring a claim somewhere else. This section does not affect your rights as a consumer under the laws of the state where you live.
Changes to These Terms
We may change these terms at any time. When we do, we will post the new version here and change the effective date at the top. If you keep using the website after a change, you accept the updated terms.
Contact
Questions about these terms? Contact us:
- Email: [email protected]
- Phone or text: (843) 822-5685
- Mail: Mission One Mortgage, 4900 O’Hear Ave, Suite 100, Charleston, SC 29405
