Our Tools
Mortgage Payment
See your estimated monthly payment, with principal and interest, taxes, insurance and HOA broken out in a chart. We need the interest rate from your own quote, because we don't assume one.
Enter the interest rate from your quote to see your estimated payment.
Estimated Principal and Interest
Estimated Total Monthly Payment:
Includes taxes, insurance and HOA if entered above.
Monthly Payment Breakdown
Estimate, not a loan approval.
VA Funding Fee
Most VA loans include a one-time funding fee, added to your loan amount rather than paid out of pocket. Veterans who receive VA disability compensation are exempt. Enter your loan and we will show you the fee.
What Will the VA Funding Fee Cost You?
Estimated Funding Fee$6,880
2.15 percent of the loan
Estimate, not a loan approval. Fee percentages are set by law for VA loans closed before June 9, 2034.
VA Entitlement
Your VA entitlement is the guaranty that backs a loan with no down payment. Tell us whether you've used it before and where you're buying, and we'll show what's left, the most you can buy with nothing down, and the down payment and funding fee for a price you have in mind.
Remaining Entitlement$208,188
- County Loan Limit
- $832,750
- Maximum Guaranty (25 Percent of the Limit)
- $208,188
- Maximum Price With No Down Payment
- $832,750
Estimate, not a loan approval.
2026 county loan limits from FHFA
BAH Housing Budget
Look up your BAH by duty station and pay grade, then net it against your fixed housing costs to see what would be left over for principal and interest each month. You can also type your own BAH.
Available for Principal and Interest$1,700
Your fixed costs already use up your full BAH.
We don't calculate a loan amount here, because that depends on the rate on your quote. Talk with our team for real numbers.
Estimate, not a loan approval.
2026 BAH rates from the Department of Defense
VA Residual Income
Residual income is what's left of your monthly income after taxes, housing, upkeep, utilities and debts. The VA compares it to a guideline set by region, family size and loan amount. It's a guide for us both, not an automatic approval or denial.
Fill in the fields to see your residual income.
Your Monthly Residual Income
Estimate, not a loan approval.
Refinance Break-Even
Compare your current payment to a new quote to see your monthly savings and how many months it takes the closing costs to pay for themselves.
Monthly Savings$300
Break-even in 17 months
This refinance doesn't lower your payment.
Estimate, not a loan approval.
