Buy a home at a reasonable rate with a VA loan in Sumter, SC
VA loans were established prior to the end of World War II and have since assisted numerous veterans, service members, and military families in fulfilling their dream of owning their a home. In recent times, the program has become increasingly significant, with VA loan volume skyrocketing and offering substantial financial advantages that enable countless veterans to purchase homes, thereby making homeownership a possibility for those who may not have qualified otherwise.
If you sacrificed comfort and security to help protect our great nation, Mission One Mortgage thanks you for your service. We believe that there's no greater honor than to serve those who have served our country. We're not afraid to go above and beyond for our veterans because that's exactly what they did for us.
What is a VA Loan in Sumter, SC?
A VA loan is a mortgage option that is backed by the government and available to Veterans, service members, and surviving spouses. It is offered by private lenders such as banks and mortgage companies and not directly by the Department of Veterans Affairs.
VA home loans come with competitive interest rates and terms and can be used to purchase a variety of properties, including:
- Single-Family Homes
- Condominiums
- Multi-Unit Properties
- Manufactured Homes
- New Construction Homes
One of the great benefits of VA loans is that eligible Veterans can buy a home with no down payment, no mortgage insurance, lenient credit requirements, and the lowest average fixed rates in the market.
This program was created by the federal government to make it easier for those who have served our country to become homeowners, and it is widely considered the strongest benefit program available for this purpose.
The VA has a guarantee program that ensures the government will pay back the lender a portion of a VA loan if the borrower fails to make payments. This guarantee reduces the risk for lenders, and as a result, they can offer more favorable terms and require no down payment.
Compared to conventional loans, VA loan rates are typically lower. The rate could either be fixed, meaning payments will remain the same, or adjustable, meaning that payments could change over time. However, keep in mind that adjustable-rate mortgages (ARMs) come with some risk, as you'll pay more if rates rise.
If you are eligible for a VA loan, you can complete the VA mortgage application process through lenders like Mission One Mortgage. While many lenders offer VA loans, not all of them do, and some lenders specialize in serving VA loan borrowers. Generally speaking, it's best to apply with multiple lenders in order to compare rate offers and find the best deal.
Debbie Haberny, the proud broker-owner of Mission One Mortgage, is a certified Vetted VA Professional. The main objective of her team is to simplify the mortgage process for veterans by providing them with relevant tools and knowledge. Debbie and her team of mortgage experts base their expertise on the VA Handbook and are committed to showing veterans all the options and opportunities available to them with their VA benefits. They also connect veterans with qualified lenders and resources to ensure their VA loan process is seamless.
Whether you're a first-time home buyer or a seasoned homeowner, we'll help you understand the differences between financing programs so you can select the one that's best for you.
What are the Biggest Benefits of Having a VA Loan in Sumter, SC?
At Mission One Mortgage, we work with many Veterans who know that VA loans exist but don't quite understand the full range of benefits they provide. If that sounds familiar, keep reading. This section was written especially for you.
01
Benefit:
No Down Payment Needed
One of the standout benefits of the VA Loan program is that qualified borrowers can purchase a home without having to make a down payment up to the conforming loan limit of their county. This is a significant advantage over conventional and FHA loans, which typically require minimum down payments of 5 percent and 3.5 percent, respectively.
For example, on a $400,000 mortgage, a conventional loan would require a $20,000 down payment, while an FHA loan would require $14,000. Saving up that kind of cash can take service members and veterans years, but with the VA Loan, they can pursue homeownership without having to scrape and stockpile for years on end.
03
Benefit:
Less Strict Credit Requirements
It's important for military buyers to stay informed about credit score requirements when considering home financing options. Although credit score requirements have eased up a bit, it's still necessary to meet certain benchmarks set by conventional and FHA lenders. However, even meeting these benchmarks can be a challenge for many buyers.
Most VA lenders require a credit score of at least 620, which falls in FICO's "Fair" credit score range. Borrowers will typically need to meet a higher threshold for conventional mortgages, particularly if they want to secure a low-interest rate. It's worth checking out VA Loan rates to learn more about financing options.
Despite common misconceptions, military buyers don't need a perfect credit score to obtain financing. While a higher credit score can certainly help, it's important to remember that VA loans in Sumter, SC are designed to help military members and veterans access affordable housing.
05
Benefit:
Help with Closing Costs
Closing costs are an inevitable part of the home-buying process, no matter what type of mortgage product you choose. However, if you're a veteran, you may be pleased to know that the VA places limits on the fees and costs you're required to pay at the time of closing. Additionally, homebuyers have the option to ask sellers to cover all loan-related closing costs, as well as up to 4 percent of the purchase price for other expenses like prepaid taxes, insurance, and collections.
02
Benefit:
No Need for Private Mortgage Insurance
Coming up with a down payment can be challenging for both conventional and FHA homebuyers. In addition, they are required to pay for mortgage insurance unless they can make a sizable down payment, usually 20% of the purchase price. For instance, on a $400,000 mortgage, this would be a staggering $80,000 in cash.
FHA loans carry an upfront mortgage insurance premium and annual mortgage insurance. The latter now lasts for the life of the loan. On the other hand, conventional homebuyers will pay this monthly cost until they have built up enough equity, which can take several years.
Fortunately, VA loans do not require any mortgage insurance. However, there is a mandatory funding fee that goes directly to the Department of Veterans Affairs. Borrowers with a service-connected disability are exempt from paying this fee, which helps keep the program going for future generations.
04
Benefit:
Bankruptcy and Foreclosure
If you've experienced a financial setback such as a foreclosure, short sale, or bankruptcy, you may be worried about your chances of securing a VA home loan. However, don't lose hope just yet. With VA loans, it's still possible to be eligible for a home loan just two years after a foreclosure, short sale, or bankruptcy. In some cases, veterans who file for Chapter 13 bankruptcy protection can be eligible for a VA loan just a year after the filing date.
It's worth noting that the waiting periods for conventional or FHA financing can be significantly longer than those for VA loans. Additionally, even if you've lost a VA-backed mortgage to foreclosure, you may still be eligible for another VA loan.
So, if you're a veteran who's experienced a financial setback but still dreams of owning a home, don't give up hope. Explore your options and see if a VA loan with Mission One Mortgage could be the solution you need.
06
Benefit:
DTI Ratio Flexibility
It's important to keep in mind that VA lenders typically prefer borrowers to spend no more than 41 percent of their gross monthly income on major debts, such as mortgage payments or student loans. However, it's possible to get a VA home loan even if you have a higher DTI ratio. Some lenders may offer up to 55 percent or more depending on your credit score and ability to meet additional income requirements. This can give homebuyers more flexibility and greater purchasing power when it comes to finding their dream home.
Remember - if you have any questions about the benefits you just read about - like what credit score Mission One Mortgage requires for a VA loan - contact our office today. It would be our pleasure to help you navigate the VA loan process, one step at a time.
(843)822-5685How to Determine Your VA Loan Eligibility
One of the most common questions we get at Mission One Mortgage revolves around VA loan eligibility. Who is actually eligible for this type of loan? What are the requirements for getting a VA loan? If you meet the following requirements, chances are you'll be eligible for a VA loan.
- If you have completed 90 days of service during wartime or 181 days of service during peacetime, you may qualify as an active-duty military member or veteran.
- If you have served in the National Guard or Reserve for a minimum of six years, or have completed 90 days of active duty under Title 32 orders, with at least 30 of them being consecutive, you may be eligible for a VA loan in Sumter, SC.
- If your spouse was a service member who passed away while on active duty or due to a service-connected disability, and you haven't remarried, you may be eligible for a VA loan. In some cases, surviving spouses who remarried after the age of 57 and after Dec. 16, 2003, may also be eligible. Spouses of prisoners of war or service members missing in action may also be eligible for VA loans, as well.
- You meet the necessary requirements for credit and income to be eligible for a VA loan. It's important to note that while the VA doesn't set a minimum credit score for VA loans, individual lenders may have their own standards. In addition to credit, your lender will also evaluate your income and debts to assess your ability to repay the mortgage.
- The property you're interested in purchasing complies with the necessary safety standards and building codes. It's also worth mentioning that in most cases, the borrower is required to make the residence their primary home within 60 days of purchase. However, there are certain circumstances in which this timeline can be extended up to 12 months.
Follow These 5 Steps to Begin the VA Home Loan Process
Curious what the general steps are for purchasing a home with a VA loan? You're not alone. Keep reading to get a feel for what you have to do to enjoy the wonderful benefits of homeownership.
When applying for a VA home loan benefit, the Certificate of Eligibility (COE) is an important document that verifies your eligibility to your lender. If you have already used your VA loan benefit in the past, a current COE can help you determine how much remaining entitlement you have. Additionally, it can ensure that your entitlement has been restored for previous VA-backed loans that were paid in full.
After you've applied for your COE, it's a good idea to examine your finances. We're talking about items such as income, expenses, credit profile, and your monthly budget. That way, you know for sure that you're ready to purchase a home.
As a veteran, you have the choice of going through a bank, credit union, or a private VA mortgage company like Mission One Mortgage. Most lenders will have different loan interest rates and fees, so it's important to shop around. Remember - Mission One specializes in VA loans in Sumter, SC. Other lenders, such as large corporations and banks, often can't match the expertise and attention to detail that Mission One provides to veterans.
During this phase, it's a good idea to meet with a range of real estate professionals. Try to choose an agent who has experience processing and overseeing VA loans. Once you select an agent, you can bring your lender's pre-approval letter to their office and begin shopping.
This is the best part of the VA loan process, other than getting the keys to your new home. When looking for a house, remember to look at homes within your price range and budget. Lean on your real estate agent, friends, and family for help in your search.
A Word of Advice from Mission One Mortgage
If you're thinking about buying a home, it's important to weigh the pros and cons of homeownership. While renting can provide flexibility and less responsibility for maintenance, it comes with the risk of rent increases, potential property sales, and uncertainty about security deposit refunds.
On the other hand, owning a home can offer relatively stable mortgage payments and an opportunity to build long-term wealth for you and your family. Before making a decision, it's crucial to determine your priorities, such as your monthly budget for mortgage payments and other expenses like transportation and childcare. Ultimately, only you can determine what's best for your housing and financial needs.
The Key to Homeownership Starts with a VA Loan in Sumter, SC
At Mission One Mortgage, we take immense pride in simplifying the mortgage process and ensuring that our clients experience minimal stress. We understand that navigating the world of mortgages can be daunting, which is why we are committed to making it as smooth as possible.
By choosing to work with us, you're not just getting a mortgage broker - you're selecting a partner who is devoted to your financial well-being and dedicated to helping you achieve your dream of homeownership. By working together, we can work through the VA loan process one step at a time.
That rings true for all of our clients, but especially the U.S. Veterans we serve. In fact, we specialize in VA mortgages and are proud to offer them to US Veterans, those on Active Duty, and their spouses. VA Loans are one of the best mortgages available, offering no down payment requirements, no PMI, and some of the most favorable rates and terms.
If you're ready to take the next big step in your life and provide stability for your family with a place to call home, contact our office today. You're closer to the dream of home ownership than you might think.
Want to know more?
Clarify your Queries Call Us Now! (843)822-5685
Latest News in Sumter, SC
GreenGasUSA and Pilgrim’s Pride Announce the Commissioning of Sumter RNG Project
Business Wirehttps://www.businesswire.com/news/home/20250115940589/en/GreenGasUSA-and-Pilgrim%E2%80%99s-Pride-Announce-the-Commissioning-of-Sumter-RNG-Project
SUMTER, S.C.--(BUSINESS WIRE)--Today, GreenGasUSA and Pilgrim’s Pride announced the commissioning of a renewable natural gas (RNG) project at Pilgrim’s poultry processing facility in Sumter, South Carolina. Leadership from both companies were joined by representatives of Governor Henry McMaster’s and U.S. Representative Ralph Norman’s offices, as well as members of the local business community to celebrate the collaboration and the dedicated i...
SUMTER, S.C.--(BUSINESS WIRE)--Today, GreenGasUSA and Pilgrim’s Pride announced the commissioning of a renewable natural gas (RNG) project at Pilgrim’s poultry processing facility in Sumter, South Carolina. Leadership from both companies were joined by representatives of Governor Henry McMaster’s and U.S. Representative Ralph Norman’s offices, as well as members of the local business community to celebrate the collaboration and the dedicated investment in renewable energy technologies in the state of South Carolina. The project is expected to inject RNG into the pipeline by the end of the month.
At the Pilgrim’s Sumter processing facility, GreenGas is building upon existing methane capture capabilities and investment to convert biogas from wastewater streams, upgrading the biogas to pipeline quality RNG. The collaboration is expected to reduce greenhouse gas emissions at the Sumter facility while improving wastewater operations, as well as local air and water quality. GreenGas CEO and Founder Marc Fetten commented, “This project represents another significant win for South Carolina agriculture and industry and our environment. It is a demonstration of industries coming together and leading our collective journey into a lower carbon future while creating economic and environmental benefits for our communities. The renewable energy produced at this project is enough to power almost all the homes of the entire workforce working at the Pilgrim's Sumter plant, and is produced from what, until recently, was simply a waste stream.”
The Sumter RNG project is the first operational site under a strategic partnership between the two companies focused on the adoption of circular economy technologies and repurposing of waste streams into renewable energy. South Carolina Commissioner of Agriculture Hugh Weathers commented, “Projects like the collaboration between Pilgrim’s Pride and GreenGasUSA at the Sumter facility enable participation from the agricultural sector in the circular economy. I am encouraged that South Carolina has emerged as a hub for partnerships that leverage the expertise and practices of traditional industries – like farming – to produce high-quality renewable energy products.” GreenGasUSA and Pilgrim’s Pride parent company JBS are currently developing and constructing additional RNG projects located at processing facilities across the U.S.
“Pilgrim's is committed to embedding sustainability in our business," said Pilgrim's CEO Fabio Sandri. "Our partnership with GreenGasUSA in Sumter is a prime example of how Pilgrim's can implement innovative solutions to reduce our GHG footprint and unlock value for our business. Given these efforts, we can strengthen America's food supply and create a better future for our communities where we operate."
About GreenGasUSA: GreenGasUSA partners with global businesses to help reduce their environmental footprint by producing renewable natural gas and other renewable products, like carbon dioxide (CO2), clean water, and agricultural nutrients. GreenGasUSA’s wastewater and engineering experts design and permit comprehensive biogas solutions including, biogas capture, anaerobic digestion, gas flaring, compression, transportation, and pipeline injection. GreenGasUSA has operational RNG facilities at agricultural and food processing sources across the country, with proven success in installing, commissioning, and operating gas upgrading equipment; RNG and CO2 product compression and transportation; and existing pipeline injection infrastructure. GreenGasUSA’s existing assets and partnerships with sustainability leaders are helping to shape the renewable energy landscape by offering solutions to customers dedicated to bettering the environment. GreenGasUSA has six operational RNG facilities, and one CO2 facility, and is actively developing additional RNG and CO2 facilities across the U.S.
GreenGasUSA is majority owned by the IFM Net Zero Infrastructure Fund (“IFM NZIF”). IFM NZIF is an open-ended fund, managed by IFM Investors, which targets essential infrastructure assets that seek to accelerate the world’s transition to a net-zero emissions economy.
About Pilgrim’s Pride: As a global food company with more than 62,000 team members, Pilgrim's processes, prepares, packages, and delivers fresh, frozen, and value-added food products for customers in more than 100 countries. The company operates protein processing plants and prepared foods facilities in 14 states, Puerto Rico, Mexico, the U.K, the Republic of Ireland and continental Europe. For more information, please visit www.pilgrims.com.
Contacts
GreenGasUSA Media Contact: Jessie Dzura Vice President, Sustainability Policy & Carbon Markets Strategy Jessie.Dzura@greengasusa.com
Pilgrim’s Pride Media Contact: Matt Connelly Director of Communications, JBS USA Matthew.Connelly@JBSSA.com
SC private school basketball playoff brackets are set. Here’s the game schedule
Lou Bezjakhttps://www.thestate.com/sports/high-school/article300139439.html
The S.C. Independent School Association released its 2025 high school basketball playoff brackets on Wednesday.The postseason begins on Friday and will wrap up Feb. 21-22 at the Sumter Civic Center.Feb. 14Heathwood Hall vs. Ashley Hall at Cardinal Newman, 6:30 p.m.John Paul II vs. Porter-Gaud at Cathedral, 8 p.m.First Baptist vs. Hilton Head Christian at Cathedral, 3:30 p.m.Augusta Christian vs. Wilson Hall at Cardinal Newman, 8 p.m.Trinity Collegiate (bye)Palmetto Christian vs. ...
The S.C. Independent School Association released its 2025 high school basketball playoff brackets on Wednesday.
The postseason begins on Friday and will wrap up Feb. 21-22 at the Sumter Civic Center.
Feb. 14
Heathwood Hall vs. Ashley Hall at Cardinal Newman, 6:30 p.m.
John Paul II vs. Porter-Gaud at Cathedral, 8 p.m.
First Baptist vs. Hilton Head Christian at Cathedral, 3:30 p.m.
Augusta Christian vs. Wilson Hall at Cardinal Newman, 8 p.m.
Trinity Collegiate (bye)
Palmetto Christian vs. Ben Lippen at Cathedral, 6:30 p.m.
Cardinal Newman at Northwood, 5 p.m.
Northside Christian vs. Laurence Manning at Cardinal Newman, 6 p.m.
Feb. 14
Orangeburg Prep (bye)
Greenwood Christian vs. Thomas Sumter at Cardinal Newman, 3:30 p.m.
Florence Christian vs. Calhoun Academy at Sumter Civic Center, 5:30 p.m.
Hilton Head Prep (bye)
Colleton Prep vs. First Presbyterian at Sumter Civic Center, 7 p.m.
Pee Dee Academy (bye)
Patrick Henry vs. Spartanburg Day at Wilson Hall, 7 p.m.
Sparanburg Christian (bye)
SCISA 2A Girls
Carolina Academy vs. Oakbrook Prep at Wilson Hall, 7 p.m.
Cross Schools (bye)
Our Lady of Rosary at Cathedral Academy, 5 p.m.
Lee Academy (bye)
Andrew Jackson vs. Conway Christian at Wilson Hall, 5:30 p.m.
Dorchester Academy (bye)
Charleston Collegiate vs. Holy Trinity at Northwood, 5 p.m.
Laurens Academy (bye)
Feb. 14
Jefferson Davis vs. Holly Hill at Wilson Hall, 5:30 p.m.
Curtis Baptist (bye)
Richard Winn vs. Mead Hall at Sumter Civic Center, 4 p.m.
Wardlaw Academy (bye)
Feb. 15
Augusta Christian (bye)
Northside Christian vs. Laurence Manning at Sumter Civic Center, noon
Pinewood Prep vs. First Baptist at Cathedral, noon
Cardinal Newman at Wilson Hall, noon
Porter-Gaud vs. Hilton Head Christian at Cathedral, 1:30 p.m.
Heathwood Hall vs. John Paul II at Sumter Civic Center, 1:30 p.m.
Hammond vs. Northwood at Sumter Civic Center, 3 p.m.
Ben Lippen vs. Trinity Collegiate at Sumter Civic Center, 4:30 p.m.
Feb. 15
Florence Christian vs. Spartanburg Christian at Wilson Hall, 4:30 p.m.
Hilton Head Prep (bye)
Greenwood Christian vs. St. John’s Christian at Wilson Hall, 5 p.m.
Orangeburg Prep (bye)
Spartanburg Day vs. Dillon Christian at Wilson Hall, 6 p.m.
Christian Academy (bye)
Patrick Henry at Calhoun Academy, 1:30 p.m.
Pee Dee Academy (bye)
Feb. 15
Bethesda Academy vs. Cross Schools at Cathedral, 3 p.m.
Charleston Collegiate vs. Our Lady of Rosary at Calhoun, 3 p.m.
Andrew Jackson vs. Lee Academy at Wilson Hall, 3 p.m.
Faith Christian vs. Laurens Academy at Calhoun, noon
Feb. 15
Mead Hall vs. Wardlaw at Wilson Hall, 12:30 p.m.
Ragin Prep (bye)
Marlboro Academy vs. Cambridge at Wilson Hall, 2 p.m.
Jefferson Davis (bye)
Holly Hill Academy vs. Anderson Christian at Calhoun, 4:30 p.m.
Curtis Baptist (bye)
Newberry Academy vs. St. Elizabeth Ann Seton at Wilson Hall, 1:30 p.m.
Richard Winn (bye)
Multiple arrests made in Sumter, Richland County on charges of money laundering for cartels
WIS News 10 Staffhttps://www.wistv.com/2025/02/01/multiple-arrests-made-sumter-richland-county-charges-money-laundering-cartels/
COLUMBIA, S.C. (WIS) - Three suspects in Sumter County and one in Richland County are charged with money laundering for cartels after a years-long investigation by multiple agencies.In Sumter CountyCaspin Powers Adachi, 23, Fnu Naimullah, 32, and Nasir Ullah, 27, were arrested on Jan. 23, following arrest warrants issued on January 14.On Thursday, Jan. 23, authorities from multiple agencies served search warrants for money laundering at two businesses on Broad Street and houses on Rhododendron Street and Currituck Drive. These ...
COLUMBIA, S.C. (WIS) - Three suspects in Sumter County and one in Richland County are charged with money laundering for cartels after a years-long investigation by multiple agencies.
In Sumter CountyCaspin Powers Adachi, 23, Fnu Naimullah, 32, and Nasir Ullah, 27, were arrested on Jan. 23, following arrest warrants issued on January 14.
On Thursday, Jan. 23, authorities from multiple agencies served search warrants for money laundering at two businesses on Broad Street and houses on Rhododendron Street and Currituck Drive. These buildings were said to have been used by Powers Adachi, Naimullah, and Ullah.
Another suspect was arrested at the same time in Richland County for money laundering charges with assistance from the DEA, SLED, and the Richland County Sheriff’s Department.
SLED, Sumter County Sherriff’s Office, and DEA Special Agents also charged Chinese national Puquan Huang, who was arrested in Gwinnett County, Georgia, and will be extradited to South Carolina.
The arrests come after a multi-year investigation by the DEA, with assistance from federal, state, and local authorities. Deputies say the investigation led to Sumter and concluded with the arrests of four suspects with the aid of SCSO. This investigation focused on international and domestic money laundering for Mexico’s two dominant drug cartels – the Cartel Jalisco New Generation (CING) and the Sinaloa Cartel.
Investigators believe the suspects worked directly with cartel-affiliated Chinese money launderers operating in both Georgia and South Carolina and had been doing so for multiple years.
Authorities confirm Ullah will face additional charges in Richland County after being arrested in October 2024 while smuggling about $180,000. Ullah and Naimullah’s father, Mohammad Azam Khan, remains an active fugitive and is believed to be in Dubai.
Deputies transported Adachi, Naimullah, and Ullah to the Sumter County Sheriff’s Office Detention Center. Following bond hearings, Adachi and Ullah posted $20,000 surety bonds, and Naimullah posted a $200,000.00 bond. All three suspects were released, according to authorities.
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Multi-national drug money-laundering network busted in Sumter County, arrests made
wltx.comhttps://www.wltx.com/article/news/crime/sumter-county-arrests-drug-money-laundering-suspects-mexican-cartel-links/101-56a8534f-ffd9-4840-9f02-b1085ea4789b
Federal agents bust a multi-national drug and money-laundering network involving Mexican gangs and Chinese launderers in Sumter, uncovering $15M operation.Credit: KUSASUMTER COUNTY, S.C. — State, local and federal agencies have made multiple arrests in what they describe as a multi-national drug and money-laundering network based in Sumter County.The Sumter County Sheriff's Office said 23-year-old Caspin Powers Adachi, 32-year-old Fnu Naimullah and 27-year-old Nasir Ullah, all of Sumter, were arrested on charges ti...
Federal agents bust a multi-national drug and money-laundering network involving Mexican gangs and Chinese launderers in Sumter, uncovering $15M operation.
Credit: KUSA
SUMTER COUNTY, S.C. — State, local and federal agencies have made multiple arrests in what they describe as a multi-national drug and money-laundering network based in Sumter County.
The Sumter County Sheriff's Office said 23-year-old Caspin Powers Adachi, 32-year-old Fnu Naimullah and 27-year-old Nasir Ullah, all of Sumter, were arrested on charges tied to an operation that laundered drug money tied to Mexican gangs with help from Chinese money launderers, sending items to the Middle East and China.
The sheriff's office said the multi-year investigation was headed by the U.S. Drug Enforcement Administration with assistance from several state and local agencies and focused on money laundering for Mexico's Cartel Jalisco New Generation (CING) and the Sinaloa Cartel.
On Jan. 23, local law enforcement assisted state and federal agents in serving warrants for money laundering at two Borad Street businesses and at homes on Rhododendron Street and Currituck Drive that authorities allege Adachi, Naimullah and Ullah used. Another unnamed associate was also arrested in Richland County on money laundering charges.
The sheriff's office said investigators believe the suspects worked for years with cartel-affiliated Chinese money launderers operating in Georgia and South Carolina. The Sumter operation is accused of receiving more than $15 million in drug cash and using that money to buy a large amount of electronics for export, primarily to China and countries in the Middle East. Authorities said the money was mainly from the sale of fentanyl by Mexican gang drug dealers operating in the United States.
Drug raids uncovered an estimated $230,000 in cash, three vehicles, 11 firearms and jewelry "totaling hundreds of thousands of dollars." Another suspect, Chinese national Puquan Huang, was arrested in Gwinnett County, Georgia and will be brought back to South Carolina.
In Sumter County, Adachi, Naimullah and Ullah face charges of knowingly attempting or conducting a financial transaction with proceeds of unlawful activity to promote or conceal for transactions that total or exceed $100,000 in a 12-month period. This is a felony charge. The Sumter County Sheriff's Office said all three were taken to the Sumter County Sheriff's Office. Adachi and Ullah posted $20,000 surety bonds, and Naimullah posted a $200,000 bond.
Investigators said Ullah faces more charges in Richland County after an October 2024 arrest for allegedly smuggling about $180,000. Ullah and Naimullah's father, Mohammad Azam Khan, is considered a fugitive and is possibly in Dubai, authorities said.
Sumter assisted living facility to close after state violations
wltx.comhttps://www.wltx.com/article/news/health/patriot-living-former-carriage-house-of-sumter-families-scramble-amid-closure/101-41363bb8-a16d-4691-a26b-3e38457d9bbe
The South Carolina Department of Public Health revoked the facility's license due to a reported 'history of non-compliance.'SUMTER, S.C. — Families of residents at Carriage House of Sumter, also known as Patriot Living, are scrambling to find new homes for their loved ones following the facility’s sudden closure.Angela Riles-Irby, whose relative resides at the facility, said she was shocked to learn about the closure through word of mouth rather than official communication.“We never got anything in writ...
The South Carolina Department of Public Health revoked the facility's license due to a reported 'history of non-compliance.'
SUMTER, S.C. — Families of residents at Carriage House of Sumter, also known as Patriot Living, are scrambling to find new homes for their loved ones following the facility’s sudden closure.
Angela Riles-Irby, whose relative resides at the facility, said she was shocked to learn about the closure through word of mouth rather than official communication.
“We never got anything in writing, we never got a letter, no type of paperwork—everything was verbally,” Riles-Irby said.
News19 made multiple attempts to contact the management team but could not reach them.
According to a Healthcare Quality Enforcement Report from the South Carolina Department of Public Health (DPH), state officials visited the facility six times between April and September and documented numerous violations.
These included:
The state health department revoked the facility's license due to what it described as a “history of non-compliance." The full report is available online.
“That’s really concerning, and that saddens me,” Riles-Irby said. “He’s been there all that time, a whole year now and all of this was going on and we never knew.”
"My god, it just breaks my heart; I'm speechless; I just don't know what else to say," she added.
The DPH said the facility’s license will remain in effect until the last resident is relocated or until March 19—whichever comes first.
The South Carolina Department of Social Services (DSS) said it was working with other organizations and state agencies to help relocate residents from all four locations impacted by the closures, including the one in Sumter. Additional information about adult protective services provided by DSS is available at dss.sc.gov.
Details related to the release and transfer of residents from Community Residential Care Facilities, including the notification of family members or sponsors, are available in the South Carolina Department of Public Health's Standards for Community Residential Care Facilities under section 906. It states that:
South Carolina's Bill of Rights for residents of long-term care facilities can also be found here.
Residents and families can lodge complaints against licensed care facilities by visiting this DPH website.
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