Your Path to Homeownership Starts Here - Expert Mortgage Assistance
Mortgage Broker in Charleston, SC
Few purchases give you a sense of pride and accomplishment like buying a new home. From white picket fences and lush green grass to cookouts with neighbors and holidays with the family, owning a home is magical. Like most great things, though, enduring the home-buying process takes a lot of work. There are many steps to take and difficult decisions to make along the way. One of the most crucial decisions is what type of home loan and mortgage broker to choose. Whether it's your first time buying a home or you're a seasoned owner with multiple properties, you will need a trusted mortgage broker in Charleston, SC, with your best interests at heart.
If you're like most people, you need a mortgage professional whose top priority is their customers - an expert who can provide accurate advice and guidance so you can make educated decisions. That's where Mission One Mortgage comes into the picture.
DifferenceThe Mission One Mortgage Difference
Whether you want the best interest rates or don't know where to start in the home-buying process, Mission One Mortgage can set you up in the right direction. From getting you pre-qualified to buy a home to securing a veteran's loan, Mission One Mortgage is the trusted solution you need. As Charleston natives, we're proud to serve the Lowcountry and all of South Carolina with trusted mortgage brokerage services.
Unlike some mortgage companies in Charleston, SC, we bring years of high-level experience and insight to the table. Having worked with hundreds of clients during our time in business, we know you're probably going through a range of emotions right now. Buying a new home can be a scary process, especially for first-time buyers. That's why we make every effort to make ourselves accessible and available for clients. Our primary goal is to help you make the right mortgage for your family and your budget.
- Mortgage Broker in Charleston, SC
- The Mission One Mortgage Difference
- Why Should I Work with a Mortgage Broker in Charleston, SC
- Exploring the Benefits of Working with a Mortgage Broker
- Common Home Loan Options in South Carolina
- Home Mortgage FAQs
- Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time
We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.
Here are just a few reasons why home buyers choose Mission One Mortgage:
No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mission One Mortgage can help you scout the best price on loans without a hefty price tag.
Access to 50 Lenders- With access to a range of loans and interest rates available, Mission One Mortgage can shop for the best loans for your unique needs.
Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mission One Mortgage ensures all phone calls are answered or returned in a timely manner.
Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mission One Mortgage will provide you with all the necessary information to secure the best loan.
Why Should I Work with a Mortgage Broker in Charleston, SC?
Most people simply don't have access to the hundreds of thousands of dollars needed to purchase a home with cash. Instead, they take out a mortgage loan to buy a home. Unfortunately, many homebuyers are anxious to get the ball rolling and, due to their excitement, fail to shop around for the best mortgage rates. To some degree, avoiding this step makes sense, as it requires a lot of legwork and research to get the job done. For those not wanting to spend hours researching a reasonable mortgage, there's an alternative to consider - working with a mortgage broker.
To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.
What Does a Mortgage Broker Do?
Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Charleston, SC, from which to choose.
In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.
Help with the Pre-Approval Process
If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.
In order to be pre-approved for a home in South Carolina, you must have the following:
- Two Years of W2 Forms
- 30 Days of Pay Stubs from Employer
- 60 Days of Bank Statements
- A Valid Driver's License
BenefitsExploring the Benefits of Workingwith a Mortgage Broker
Most people choose to use a mortgage broker because they have access to different lenders and interest rates. But a great mortgage broker brings more to the table than a choice of lenders.
Save You from Unneeded Stress:One of the biggest advantages of hiring a mortgage broker is that they can find and vet loans while managing the mortgage process on your behalf. The best mortgage companies, like Mission One Mortgage, hire brokers who are experts at keeping underwriting on track, coordinating with relevant parties, and handling all paperwork involved. At the end of the day, mortgage brokers save you stress and time and often expedite the closing process.
More Access: We touched on this earlier, but it bears repeating: A mortgage broker provides access to a range of loans, rates, and lenders. In fact, many mortgage brokers can get rates lower than what the average person could get from a lender.
Save You Money: There's a chance that your mortgage broker can get your mortgage fees reduced or waived by the lender, which could save you a good deal of money.
Help with Unfavorable Financial Situations: Expert mortgage brokers can often assist in challenging financial situations, like when a buyer has inconsistent income or less-than-perfect credit. Experienced brokers, like those at Mission One Mortgage, are often aware of lenders willing to will work with nontraditional borrowers.
Provide Key Insights: Mortgage brokers share important insights, such as your chances for a home loan approval and exactly how much house you can afford. They can also save you from making costly mistakes based on their years of expertise in the mortgage industry.
Home LoanCommon Home Loan Options in South Carolina
While settling on the best type of home loan isn't as exciting as searching for the home of your dreams, it's equally important. Yes, your Mission One Mortgage loan officer in Charleston, SC, will be happy to help explain the differences between home loans. But understanding the basics ahead of time will save you stress and time in the long run.
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Conventional Mortgages
Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.
FHA Loans
FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.
USDA Loans
Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.
Veteran Mortgages
Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.
If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.
FAQsHome Mortgage FAQs
Do you have questions about the complexities of mortgages and home loans? As your advocate, Mission One Mortgage is here to answer any questions you have about mortgages and the home-buying process. We encourage you to call our office to speak directly with one of our mortgage experts or continue reading below for answers to some frequently asked questions.
Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?
A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Charleston, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).
Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?
A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.
Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?
A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:
- Do not become a co-signer on a loan with someone else.
- Do not quit or change your job.
- Do not apply for new credit cards, automobile loans, or any other lines of credit.
- Do not use your credit card to pay for large purchases, like furniture for your new house.
- Do not avoid payments on current lines of credit, loans, or utility bills.
Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?
A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.
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Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time
Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Charleston, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.
Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.
Contact Us For Service !
(843) 822-5685
Latest News Near Me Charleston, SC
Charleston lawyer countersues firm partner over use of credit cards, firm funds
Michael Allisonhttps://www.live5news.com/2025/12/16/charleston-lawyer-countersues-firm-partner-over-use-credit-cards-firm-funds/
CHARLESTON, S.C. (WCSC) — A prominent Lowcountry attorney has countersued his law partner for misusing firm money, months after being accused of doing the same himself.The countersuit, filed on Tuesday by David Hoffman, who is the face of the Hoffman Law Firm, alleges that his firm’s partner, Kevin Smith, put over $500,000 of personal expenses, including “excursions” at a downtown adult entertainment business, on a BP gas card belonging to the firm.The suit goes on to allege Smith would attempt to make p...
CHARLESTON, S.C. (WCSC) — A prominent Lowcountry attorney has countersued his law partner for misusing firm money, months after being accused of doing the same himself.
The countersuit, filed on Tuesday by David Hoffman, who is the face of the Hoffman Law Firm, alleges that his firm’s partner, Kevin Smith, put over $500,000 of personal expenses, including “excursions” at a downtown adult entertainment business, on a BP gas card belonging to the firm.
The suit goes on to allege Smith would attempt to make personal purchases on Amazon appear to be made by the firm’s office manager by changing the recipient’s name to hers.
A receipt from the filing purports to show a charge made on Hoffman’s personal firm credit card to fix Smith’s yacht, which the suit alleges is in relation to a yacht business that Smith owns.
Almost three months before Tuesday’s filing, Smith filed a lawsuit against Hoffman, alleging Hoffman committed “actual fraud” by spending firm funds on Botox, mortgage payments and weapons.
In an affidavit filed in November by Smith’s forensic accountant, Christa Yantis, she alleges that between 2017 and 2025 Hoffman spent $10,041,095 of firm funds on personal expenses or transfers to other business entities owned by Hoffman.
Some other payments alleged to have been made by Hoffman include interior and exterior cleaning of his home and costs relating to legal and accounting work.
The Hoffman Law Firm was founded in 2007, but Smith joined the practice in 2012. Around 2014, he became an owner of 49% of the firm, with Hoffman retaining 51%.
In his September lawsuit, Smith claimed that despite the firm only having two members, Hoffman refused to make “equitable distributions” for years.
A forensic accountant stated in court records that the disproportionate share of funds disbursed is $9,400,237.45 for the benefit of Hoffman and that it is highly likely that fraud has occurred.
In an affidavit filed by Hoffman in September, he said, “Both Mr. Smith and I have used firm monies to pay personal expenses,” and also said, “After this controversy arose, I instructed the accountant retained by [the Hoffman Law Firm] to review the tax returns, and to thoroughly go through Quickbook for the relevant period. He has completed the review and amended the tax returns. Those reflect the correction of the transfers made to other accounts.”
“While these transfers are loans to me, and I am responsible for putting them back in the LLC,” Hoffman said.
The Dec. 16 countersuit filed by Hoffman alleged personal expenses made by Smith included:
Among allegations made in initial filings, Hoffman alleged that Smith had discussed his “contemporaneous use of cocaine and other illegal drugs” while at work.
Hoffman’s December countersuit doubled down on these allegations, stating that, “[Smith] indulges in illegal drugs, and he then cannot help himself from regaling the office staff with tales of these ‘adventures’ and his accompanying unlawful conduct.”
Smith has previously denied using cocaine, responding in an email, “I do not use drugs and I believe these accusations are nothing more than retaliation against me for exposing Hoffman’s financial misconduct.”
In September, multiple affidavits were filed by Hoffman and eight other employees at the Hoffman Law Firm filed affidavits alleging that Smith wasn’t productive at work.
“Mr. Smith has done absolutely nothing with regard to the management of the law firm, and he has done comparatively little in the way of productivity.” Hoffman stated, “For quite some time, I have been dissatisfied with Mr. Smith and his behaviors. I suffered along but was increasingly dissatisfied of the effect it was having on our firm.”
Hoffman paralegal, Tracie Hopkins, said in her affidavit that, “When [Smith] was in the office, he spent an inordinate amount of time focusing upon his charter yacht business to the detriment of his case load. I overheard him talking on the telephone on many occasions about scheduling the charter boat.”
Hoffman office manager Stephanie Mills said, “He travels frequently across the country and internationally, performing at music festivals. He has on occasion discussed with me and others his partying life, including the use of illicit drugs, such as marijuana and cocaine.”
Hoffman claims in court filings that he had discussed with various legal counsel the need for the Hoffman Law Firm to remove Smith from the firm, leading up to August, on the basis of his alleged workplace conduct.
Judge Patrick Fant said in a September order that Hoffman was required to stop restricting financial records from Smith.
Fant addressed the contents of affidavits filed by Hoffman and his employees.
“Mr. Hoffman’s affidavit and those of the Firm employees do not provide a basis for denying the plaintiffs the temporary relief requested,” Fant said.
Hoffman released a statement regarding Tuesday’s countersuit:
Today’s court filing sets forth my response and counterclaims, which detail serious allegations regarding misconduct and financial misuse. I stand firmly behind the allegations set forth in the filing and believe it is important that truth and accountability prevail. While it is unfortunate that this matter has reached this point, addressing it through the proper legal channels is necessary.
Because this is active litigation, I will not litigate these matters in the media and will address them through the court process. This is a private business dispute and does not affect our clients, cases, or the day-to-day operations of Hoffman Law Firm.
Smith released a statement late Tuesday afternoon in response to Hoffman’s countersuit:
This situation has never been about ego, control, or public conflict. My actions have been guided by one obligation above all others. Protect the clients, protect the people who serve them, and protect the integrity of the firm. Clients deserve steady hands, clear communication, and lawyers who put their interests first.
His release continued:
Smith instituted this lawsuit after noticing irregularities on the firm’s tax returns. When Smith requested the firm’s financial records from David Hoffman, he was instructed not to enter the building again and told he would be removed from the law firm due to his “distrust” of Hoffman. Smith filed the lawsuit on behalf of himself and Hoffman Law Firm. The lawsuit seeks a full accounting, an order requiring Hoffman to pay back firm money he used for personal expenses, and an order dissociating David Hoffman from the firm. Shortly after the lawsuit was filed, a Temporary Restraining Order was issued against Hoffman noting Smith was “likely to succeed on the merits of the claim that Defendant Hoffman has breached his duty of loyalty by systematically and routinely using Firm funds for personal use and making unlawful distributions.” The Court went on to find both Smith and Hoffman Law Firm “are likely to succeed on the claims for conversion and fraud.”
In connection with the litigation, a certified public accountant and certified fraud examiner retained to review available records submitted sworn findings describing significant accounting irregularities, incomplete disclosures, and limitations placed on access to historical financial documentation. The examiner noted “(1) widespread misappropriations and self-dealing of the Firm’s funds by Mr. Hoffman; (2) repeated alteration of the Firm’s financial records with what appears to be an intent to conceal these misappropriations and self-dealing by Mr. Hoffman; (3) years of mis-categorizations of transactions which appear to be a result of a lack of understanding of basic record keeping principles by Mr. Hoffman; and (4) efforts to hide information and hinder our examination.” Her review showed Hoffman would print checks to himself, but then change the payee in the accounting records to make it appear those checks were written to some other business related entity. “This is indicative of an intent to conceal the money Mr. Hoffman was paying to himself and disguise the transaction from anyone who would review the books,” according to the examiner.
It is also alleged that Hoffman spent firm money on Botox injections, firearms, boat expenses, home mortgages, tuition payments for his children, lawyers for his divorce, and that he wrote regular checks to individuals with no known connection to legitimate law firm activities. The examiner noted that in one case, Hoffman made an electronic cash transfer to an account for one of his downtown Charleston apartments which he labeled in the firm’s accounting software as a “charitable contribution.”
Smith also alleges a law firm credit card was issued to a family member of Hoffman, who Smith says appears to be using the card for “unrestricted personal spending” that included 194 separate charges by that family member in July 2025 that comprised purchases made overseas during a trip, Uber Eats charges, and gaming purchases.
Smith alleges that based on limited available resources, the examiner estimated that Hoffman misappropriated over $10 million in law firm money to himself and on personal expenses betwene 2017 and 2025 “with still millions of dollars of records to go through.”
The examiner recommended, Smith said, that an independent third party assume responsibility for maintaining accounting records and overseeing financial decisions while the dispute continue to prevent “further risk to firm assets and operations.”
Smith’s release continued:
David Hoffman recently filed his Answer to the lawsuit and included counter claims against Smith. Smith contends Hoffman’s response is nothing more than retaliation and an attempt to divert attention from his financial wrongdoings. Because Hoffman contends he contributed more to the firm’s success than anyone else, Smith released an accounting of both his and Hoffman’s fees which show Smith brought in over $14,000,000 from 2016-2024. Hoffman produced less than $1,500,000 during that period or about 10% of Smith’s production.
Smith has continued working on client matters, cooperating fully with forensic review, and complying with all court directives. He has also posted the required bond and refrained from any actions that would destabilize the firm or prejudice the interests of clients, staff, or the court.
All allegations remain subject to judicial review and determination. He stated that no further public comment will be made while litigation is ongoing in order to respect the legal process and the court’s role in resolving the matter.
How to watch Charleston (SC) Cougars vs. Citadel Bulldogs: Live stream info, TV channel, game time | Dec. 17
Data Skrivehttps://collegesportswire.usatoday.com/story/sports/college/2025/12/17/charleston-cougars-citadel-bulldogs-17-2025-ncaa-mens-basketball-how-to-watch-live-stream-game-time/87806921007/
The Citadel Bulldogs (3-8) will try to halt a five-game road losing skid at the Charleston (SC) Cougars (5-6) on Wednesday, December 17, 2025 at 7 p.m. ET.In its most recent game, Charleston (SC) were winners at home over Charlotte, 74-67. Its top performers were Martin Kalu (18 PTS, 8 REB, 75.00 FG%, 4-6 from 3PT) and Jlynn Counter (17 PTS, 42.86 FG%). In its previous game, Citadel fell to South Carolina 71-55 on the road, with Carter Kingsbury (18 PTS, 57.14 FG%) and Sola Adebisi (9 PTS, 3 BLK, 25.00 FG%) the standout performers....
The Citadel Bulldogs (3-8) will try to halt a five-game road losing skid at the Charleston (SC) Cougars (5-6) on Wednesday, December 17, 2025 at 7 p.m. ET.
In its most recent game, Charleston (SC) were winners at home over Charlotte, 74-67. Its top performers were Martin Kalu (18 PTS, 8 REB, 75.00 FG%, 4-6 from 3PT) and Jlynn Counter (17 PTS, 42.86 FG%). In its previous game, Citadel fell to South Carolina 71-55 on the road, with Carter Kingsbury (18 PTS, 57.14 FG%) and Sola Adebisi (9 PTS, 3 BLK, 25.00 FG%) the standout performers.
Before watching this matchup, here is what you need to know about Wednesday's college basketball action.
Check out: USA TODAY Sports Coaches Poll
Charleston (SC) vs. Citadel: How to watch on TV or live stream
Check out the all new PLAY hub with puzzles, games and more!Cougars vs. Bulldogs odds and spread
College basketball odds courtesy of BetMGM Sportsbook. Odds updated Wednesday at 9:34 a.m. ET. For a full list of sports betting odds, access USA TODAY Sports Betting Scores Odds Hub.
Our team of savvy editors independently handpicks all recommendations. If you purchase through our links, the USA Today Network may earn a commission. Prices were accurate at the time of publication but may change.
Gambling involves risk. Please only gamble with funds that you can comfortably afford to lose. While we do our utmost to offer good advice and information we cannot be held responsible for any loss that may be incurred as a result of gambling. We do our best to make sure all the information that we provide on this site is correct. However, from time to time mistakes will be made and we will not be held liable. Please check any stats or information if you are unsure how accurate they are. No guarantees are made with regards to results or financial gain. All forms of betting carry financial risk and it is up to the individual to make bets with or without the assistance of information provided on this site and we cannot be held responsible for any loss that may be incurred as a result of following the betting tips provided on this site. Past performances do not guarantee success in the future and betting odds fluctuate from one minute to the next. The material contained on this site is intended to inform, entertain and educate the reader and in no way represents an inducement to gamble legally or illegally or any sort of professional advice.
Gannett may earn revenue from sports betting operators for audience referrals to betting services. Sports betting operators have no influence over nor are any such revenues in any way dependent on or linked to the newsrooms or news coverage. Terms apply, see operator site for Terms and Conditions. If you or someone you know has a gambling problem, help is available. Call the National Council on Problem Gambling 24/7 at 1-800-GAMBLER (NJ, OH), 1-800-522-4700 (CO), 1-800-BETS-OFF (IA), 1-800-9-WITH-IT (IN). Must be 21 or older to gamble. Sports betting and gambling are not legal in all locations. Be sure to comply with laws applicable where you reside. It is your sole responsibility to act in accordance with your local laws.
How to watch Charleston (SC) Cougars vs. Charlotte 49ers: Live stream info, TV channel, game time | Dec. 14
Data Skrivehttps://collegesportswire.usatoday.com/story/sports/college/2025/12/14/charleston-cougars-charlotte-49ers-14-2025-ncaa-mens-basketball-how-to-watch-live-stream-game-time/87760778007/
The Charlotte 49ers (4-6) travel to face the Charleston (SC) Cougars (4-6) after losing three consecutive road games. It starts at 4 p.m. ET on Sunday, December 14, 2025.In its previous game, Charleston (SC) lost on the road to South Florida 81-75, with Jlynn Counter (19 PTS, 6 AST, 50.00 FG%, 2-4 from 3PT) and Connor Hickman (15 PTS, 2 STL, 33.33 FG%, 3-10 from 3PT) leading the way. Charlotte lost to Utah State 79-53 at home in its most recent game. Its top scorers were Ben Bradford (13 PTS, 40.00 FG%) and Dezayne Mingo (10 PTS, 40.0...
The Charlotte 49ers (4-6) travel to face the Charleston (SC) Cougars (4-6) after losing three consecutive road games. It starts at 4 p.m. ET on Sunday, December 14, 2025.
In its previous game, Charleston (SC) lost on the road to South Florida 81-75, with Jlynn Counter (19 PTS, 6 AST, 50.00 FG%, 2-4 from 3PT) and Connor Hickman (15 PTS, 2 STL, 33.33 FG%, 3-10 from 3PT) leading the way. Charlotte lost to Utah State 79-53 at home in its most recent game. Its top scorers were Ben Bradford (13 PTS, 40.00 FG%) and Dezayne Mingo (10 PTS, 40.00 FG%, 2-4 from 3PT).
Ahead of this matchup, here's what you need to get ready for Sunday's college basketball action.
Check out: USA TODAY Sports Coaches Poll
Charleston (SC) vs. Charlotte: How to watch on TV or live stream
Check out the all new PLAY hub with puzzles, games and more!Cougars vs. 49ers odds and spread
College basketball odds courtesy of BetMGM Sportsbook. Odds updated Sunday at 3:33 p.m. ET. For a full list of sports betting odds, access USA TODAY Sports Betting Scores Odds Hub.
Our team of savvy editors independently handpicks all recommendations. If you purchase through our links, the USA Today Network may earn a commission. Prices were accurate at the time of publication but may change.
Gambling involves risk. Please only gamble with funds that you can comfortably afford to lose. While we do our utmost to offer good advice and information we cannot be held responsible for any loss that may be incurred as a result of gambling. We do our best to make sure all the information that we provide on this site is correct. However, from time to time mistakes will be made and we will not be held liable. Please check any stats or information if you are unsure how accurate they are. No guarantees are made with regards to results or financial gain. All forms of betting carry financial risk and it is up to the individual to make bets with or without the assistance of information provided on this site and we cannot be held responsible for any loss that may be incurred as a result of following the betting tips provided on this site. Past performances do not guarantee success in the future and betting odds fluctuate from one minute to the next. The material contained on this site is intended to inform, entertain and educate the reader and in no way represents an inducement to gamble legally or illegally or any sort of professional advice.
Gannett may earn revenue from sports betting operators for audience referrals to betting services. Sports betting operators have no influence over nor are any such revenues in any way dependent on or linked to the newsrooms or news coverage. Terms apply, see operator site for Terms and Conditions. If you or someone you know has a gambling problem, help is available. Call the National Council on Problem Gambling 24/7 at 1-800-GAMBLER (NJ, OH), 1-800-522-4700 (CO), 1-800-BETS-OFF (IA), 1-800-9-WITH-IT (IN). Must be 21 or older to gamble. Sports betting and gambling are not legal in all locations. Be sure to comply with laws applicable where you reside. It is your sole responsibility to act in accordance with your local laws.
Charleston (SC) vs. Charlotte Prediction: Expert Picks, Odds, Stats and Best Bets – Sunday, December 14, 2025
Bleacher Nationhttps://www.bleachernation.com/picks/2025/12/13/charleston-sc-vs-charlotte-prediction-spread-total-points-moneyline-picks-sunday-december-14-2025/
The Charlotte 49ers (4-6) are 5.5-point underdogs as they attempt to break a three-game road slide when they take on the Charleston (SC) Cougars (4-6) on Sunday, December 14, 2025 at TD Arena. The matchup airs at 4 p.m. ET on FloCollege. The matchup’s over/under is set at 140.5.Charleston (SC) vs. Charlotte OddsCharleston (SC) vs. Charlotte Promo CodesGame Time and InformationWho Will Win Charleston (SC) vs. Charlotte?Charleston (SC) is 2-1 against the spread when favored by 5.5 points or more...
The Charlotte 49ers (4-6) are 5.5-point underdogs as they attempt to break a three-game road slide when they take on the Charleston (SC) Cougars (4-6) on Sunday, December 14, 2025 at TD Arena. The matchup airs at 4 p.m. ET on FloCollege. The matchup’s over/under is set at 140.5.
Charleston (SC) vs. Charlotte Odds
Charleston (SC) vs. Charlotte Promo Codes
Game Time and Information
Who Will Win Charleston (SC) vs. Charlotte?
Charleston (SC) is 2-1 against the spread when favored by 5.5 points or more this season.
Charlotte has a 2-2 record against the spread in games when it was an underdog by 5.5 points or more this season.
These two teams average 144 points per game combined, 3.5 more than the over/under of 140.5.
Opponents of these two teams have averaged a combined 146.6 points per game, 6.1 more than the over/under for this matchup.
The average point total in Charleston (SC)’s games this year is 8.3 more points than the total of 140.5 in this matchup.
49ers games this season have averaged a total of 141.8 points, 1.3 more than the point total in this matchup.
The Cougars have gone 4-5-0 ATS this season.
The 49ers’ ATS record is 4-5-0 this season.
Charleston (SC) has a -10 scoring differential, putting up 73.9 points per game (258th in college basketball) and allowing 74.9 (221st in college basketball).
Charleston (SC) wins the rebound battle by 3.4 boards on average. It records 35.7 rebounds per game, which ranks 82nd in college basketball, while its opponents grab 32.3 per contest.
The Cougars connect on 6.6 three-pointers per game (287th in college basketball) at a 26.8% rate (357th in college basketball), compared to the 9.1 per contest their opponents make while shooting 35.7% from deep.
Charleston (SC)’s 93.2 points per 100 possessions on offense rank 264th in college basketball, and the 94.5 points it allows per 100 possessions rank 236th in college basketball.
Charlotte has been outscored by 1.6 points per game (posting 70.1 points per game, 317th in college basketball, while giving up 71.7 per outing, 147th in college basketball) and has a -16 scoring differential.
The 31.7 rebounds per game Charlotte accumulates rank 249th in the country, 4.6 more than the 27.1 its opponents grab.
Charlotte makes 7.7 three-pointers per game (198th in college basketball) compared to its opponents’ 7.5. It shoots 33.5% from deep, and its opponents shoot 34.4%.
Charlotte scores 96.1 points per 100 possessions (204th in college basketball), while conceding 98.3 points per 100 possessions (302nd in college basketball).
The leader in points and assists for the Cougars is Jlynn Counter, who scores 12.0 points and dishes out 3.6 assists per game.
Christian Reeves is Charleston (SC)’s best rebounder, hauling in an average of 5.9 boards in each contest while scoring 7.2 points per game.
Martin Kalu makes more threes per game than any other member of the Cougars, knocking down shots from beyond the arc at a clip of 1.5 per contest.
The Charleston (SC) steals leader is Kalu, who averages 1.1 takeaways per game, while its blocks leader is Chol Machot, who compiles 2.6 rejections per contest.
Ben Bradford sits at the top of the 49ers scoring leaderboard with 15.1 points per game. Bradford also grabs 3.2 rebounds and racks up 2.1 assists per game.
Charlotte’s leader in rebounds is Anton Bonke with 9.1 per game, and its leader in assists is Dezayne Mingo with 2.9 per game.
Major Freeman is the most prolific from distance for the 49ers, hitting 1.4 threes per game.
Charlotte’s leader in steals is Bradford with 1.2 per game, and its leader in blocks is Bonke with 1.8 per game.
Charleston (SC) vs. Charlotte Prediction
How to Bet on Charleston (SC) vs. Charlotte
And for more CBB game previews, NCAA basketball picks or even how to bet on college basketball check out the latest NCAAB lines on Betsperts.
Florida State vs. Charleston (SC) TV & Stream – Dec. 14
95.3 WDAEhttps://953wdae.iheart.com/content/2025-12-14-florida-state-vs-charleston-sc-tv-stream-dec-14/
The Florida State Seminoles (4-7) will try to break a three-game losing streak when they host the Charleston (SC) Cougars (6-2) on December 14, 2025 at Donald L. Tucker Civic Center.Watch women's college basketball, other live sports and more on Fubo. What is Fubo? Fubo is a streaming service that gives you access to your favorite live sports and shows on demand. Use our link to sign up. Stat Rank Field Goal % 40.0 196 Opp. Field...
The Florida State Seminoles (4-7) will try to break a three-game losing streak when they host the Charleston (SC) Cougars (6-2) on December 14, 2025 at Donald L. Tucker Civic Center.
Watch women's college basketball, other live sports and more on Fubo. What is Fubo? Fubo is a streaming service that gives you access to your favorite live sports and shows on demand. Use our link to sign up.
| Stat | Rank | |
|---|---|---|
| Field Goal % | 40.0 | 196 |
| Opp. Field Goal % | 43.5 | 311 |
| Rebounds Per Game | 34.9 | 117 |
| Opp. Rebounds Per Game | 35.4 | 286 |
| Turnovers Per Game | 16.0 | 185 |
| Opp. Turnovers Per Game | 13.7 | 306 |
| Stat | Rank | |
|---|---|---|
| Field Goal % | 40.9 | 164 |
| Opp. Field Goal % | 35.4 | 40 |
| Rebounds Per Game | 44.3 | 5 |
| Opp. Rebounds Per Game | 33.3 | 222 |
| Turnovers Per Game | 12.9 | 37 |
| Opp. Turnovers Per Game | 17.0 | 155 |
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| Date | Opponent | Score | Home/Away |
|---|---|---|---|
| 11/23/2025 | Illinois | L 86-63 | Home |
| 11/28/2025 | Missouri State | W 85-75 | Neutral site |
| 11/30/2025 | Oklahoma | L 109-91 | Neutral site |
| 12/3/2025 | Georgia | L 80-60 | Home |
| 12/7/2025 | Notre Dame | L 93-58 | Home |
| 12/14/2025 | Charleston (SC) | - | Home |
| 12/18/2025 | Virginia Tech | - | Home |
| 12/20/2025 | South Carolina State | - | Home |
| 1/1/2026 | Syracuse | - | Away |
| 1/4/2026 | Virginia | - | Home |
| 1/11/2026 | Miami (FL) | - | Away |
| Date | Opponent | Score | Home/Away |
|---|---|---|---|
| 11/18/2025 | North Carolina Central | W 75-60 | Away |
| 11/21/2025 | Quinnipiac | W 75-71 | Away |
| 11/27/2025 | New Mexico State | W 72-42 | Neutral site |
| 11/29/2025 | High Point | L 70-59 | Neutral site |
| 12/2/2025 | Colorado | L 66-47 | Away |
| 12/14/2025 | Florida State | - | Away |
| 12/19/2025 | Cleveland State | - | Neutral site |
| 12/20/2025 | UPR-Mayagüez | - | Neutral site |
| 1/2/2026 | Hofstra | - | Home |
| 1/4/2026 | Northeastern | - | Home |
| 1/9/2026 | William & Mary | - | Away |
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