Your Path to Homeownership Starts Here - Expert Mortgage Assistance

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We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.

Here are just a few reasons why home buyers choose Mission One Mortgage:

No Additional Fees

No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mission One Mortgage can help you scout the best price on loans without a hefty price tag.

Access to 50 Lenders

Access to 50 Lenders- With access to a range of loans and interest rates available, Mission One Mortgage can shop for the best loans for your unique needs.

Accessible to Our Clients

Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mission One Mortgage ensures all phone calls are answered or returned in a timely manner.

Setting You Up for Success

Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mission One Mortgage will provide you with all the necessary information to secure the best loan.

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Free Consultation phone-number (843) 822-5685

To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.

What Does a Mortgage Broker Do?

Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Goose Creek, SC, from which to choose.

In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.

Help with the Pre-Approval Process

If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.

In order to be pre-approved for a home in South Carolina, you must have the following:

  • Two Years of W2 Forms
  • 30 Days of Pay Stubs from Employer
  • 60 Days of Bank Statements
  • A Valid Driver's License

Conventional Mortgages

Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.

Mortgage Company Goose Creek, SC
Mortgage Lending Service Goose Creek, SC

FHA Loans

FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.

USDA Loans

Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.

Refinancing Goose Creek, SC
Refinances Goose Creek, SC

Veteran Mortgages

Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.

If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.

Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?

A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Goose Creek, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).

Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?

A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.

Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?

A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:

  • Do not become a co-signer on a loan with someone else.
  • Do not quit or change your job.
  • Do not apply for new credit cards, automobile loans, or any other lines of credit.
  • Do not use your credit card to pay for large purchases, like furniture for your new house.
  • Do not avoid payments on current lines of credit, loans, or utility bills.

Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?

A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.

What Clients Say About Us

Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time

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Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Goose Creek, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.

Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.

Contact Us For Service !

phone-number (843) 822-5685
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Latest News Near Me Goose Creek, SC

Wassamasaw Tribe Brings Indigenous Culture to Goose Creek in 2026

GOOSE CREEK, S.C. – At the Goose Creek Recreation Center, the sounds of laughter, educational activities, and shared stories have become increasingly familiar for the last several years. Now, the Wassamasaw Tribe of Varnertown Indians is preparing to build on that momentum, announcing an expanded 2026 calendar of free culture classes, community gatherings, and heritage tourism initiatives designed to bring Indigenous traditions into public view — and public participation.The yearlong program will offer monthly, hands-on cu...

GOOSE CREEK, S.C. – At the Goose Creek Recreation Center, the sounds of laughter, educational activities, and shared stories have become increasingly familiar for the last several years. Now, the Wassamasaw Tribe of Varnertown Indians is preparing to build on that momentum, announcing an expanded 2026 calendar of free culture classes, community gatherings, and heritage tourism initiatives designed to bring Indigenous traditions into public view — and public participation.

The yearlong program will offer monthly, hands-on culture classes open to residents and visitors alike, focusing on Indigenous arts, foodways, music, dance, and environmental knowledge rooted in the Lowcountry. Tribal leaders say the initiative is about more than preserving tradition — it’s about strengthening community ties across generations and cultures.

“These classes are about more than learning a skill,” said Joshua Shumak, Vice Chief of the Wassamasaw Tribe of Varnertown Indians. “They are about building bridges—between generations, between cultures, and between communities. By sharing folk life and folk art traditions in open, welcoming spaces, we strengthen cultural understanding, support heritage tourism, and ensure these traditions continue for future generations.”

What began three years ago as a small series of workshops has evolved into a robust cultural calendar, reflecting growing interest from both tribal members and the broader community. In partnership with the Goose Creek Recreation Center, the Tribe has steadily expanded access to Indigenous cultural education, responding to increased participation and intergenerational engagement.

Monthly culture classes will be held on the second Saturday of each month from 11:30 a.m. to 1:30 p.m., free of charge. The 2026 lineup includes Dream Catcher making in January, Basketry in February, Drum Painting in March, and Pottery in April — each class combining practical instruction with historical and cultural context.

In May, the program will pause for a special Community Picnic, Dance, and Drum Showcase at the Wassamasaw Community Farm. The gathering will feature performances by participants from the Tribe’s drum and dance classes and highlight the Youth Garden Project, emphasizing food sovereignty, youth engagement, and community wellness.

Summer and fall sessions will continue with Frybread in June, Bone Bead Bracelet making in July, Loom Beading in August, and Gourd Art in September.

The year’s programming will culminate in one of the region’s most significant Indigenous cultural events: the Wassamasaw Powwow, scheduled for October 10, 2026, at Old Santee Canal Park in nearby Moncks Corner. The powwow replaces the regular October class and brings together dancers, drummers, artists, and community members for a day of cultural celebration, education, and exchange.

The final months of the year will include Soap Making in November and Plant Identification and Uses in December, with the possibility of outdoor, hands-on learning at the Community Farm.

In addition to the monthly classes, the Tribe will continue its ongoing cultural practice programs, including Men’s Drum Classes led by Kaya Littleturtle of the Warpaint Singers and Women’s Dance Classes taught by Sierra Russell, featuring Traditional, Fancy, and Jingle Dance styles.

The Wassamasaw Tribe of Varnertown Indians traces its roots back centuries to the lands and waterways of present-day Berkeley and Charleston counties. Despite generations of displacement and cultural erasure, the Tribe has remained a living community, preserving kinship networks, cultural knowledge, and a deep relationship to place.

Today, that legacy continues through education, land stewardship, and community-based programming — efforts that tribal leaders say are essential to keeping culture alive, not just remembered.

Local partnerships have played a key role. In 2025, the Tribe honored the Michael J. Heitzler Recreation Complex with its Bridge Builder Award, recognizing the facility’s support in expanding Indigenous programming and strengthening relationships within Goose Creek.

As interest in cultural tourism grows across the Lowcountry, the Wassamasaw Tribe sees its 2026 programming as an invitation — to learn, to participate, and to celebrate Indigenous culture as a living, evolving presence.

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