Mortgage Broker in Ladson, SC

We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.

Here are just a few reasons why home buyers choose Mission One Mortgage:

No Additional Fees

No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mission One Mortgage can help you scout the best price on loans without a hefty price tag.

Access to 50 Lenders

Access to 50 Lenders- With access to a range of loans and interest rates available, Mission One Mortgage can shop for the best loans for your unique needs.

Accessible to Our Clients

Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mission One Mortgage ensures all phone calls are answered or returned in a timely manner.

Setting You Up for Success

Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mission One Mortgage will provide you with all the necessary information to secure the best loan.

Contact Us For Service !

Free Consultation phone-number (843) 822-5685

To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.

What Does a Mortgage Broker Do?

Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Ladson, SC, from which to choose.

In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.

Help with the Pre-Approval Process

If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.

In order to be pre-approved for a home in South Carolina, you must have the following:

  • Two Years of W2 Forms
  • 30 Days of Pay Stubs from Employer
  • 60 Days of Bank Statements
  • A Valid Driver's License

Conventional Mortgages

Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.

 Mortgage Broker Ladson, SC
 Mortgage Company Ladson, SC

FHA Loans

FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.

USDA Loans

Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.

 Mortgage Lending Service Ladson, SC
 Refinancing Ladson, SC

Veteran Mortgages

Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.

If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.

Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?

A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Ladson, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).

Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?

A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.

Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?

A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:

  • Do not become a co-signer on a loan with someone else.
  • Do not quit or change your job.
  • Do not apply for new credit cards, automobile loans, or any other lines of credit.
  • Do not use your credit card to pay for large purchases, like furniture for your new house.
  • Do not avoid payments on current lines of credit, loans, or utility bills.

Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?

A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.

Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time

Head-bottom

Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Ladson, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.

Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.

Contact Us For Service !

phone-number (843) 822-5685
 Refinances Ladson, SC

Latest News in Ladson, SC

Leidos announces new manufacturing facility in North Charleston, South Carolina

Facility will insource production of key security products and bring new jobs to the region(RESTON, Va.) July 6, 2023 – Leidos (NYSE:LDOS), a FORTUNE® 500 science and technology leader, today announced plans to establish a new security systems manufacturing facility in North Charleston, South Carolina. This will be the company’s third security systems manufacturing location in the U.S., expanding its presence and support to customers. Le...

Facility will insource production of key security products and bring new jobs to the region

(RESTON, Va.) July 6, 2023 – Leidos (NYSE:LDOS), a FORTUNE® 500 science and technology leader, today announced plans to establish a new security systems manufacturing facility in North Charleston, South Carolina. This will be the company’s third security systems manufacturing location in the U.S., expanding its presence and support to customers. Leidos will invest $31.7 million in the new facility, creating up to 170 new jobs in the region over time.

“This facility brings more manufacturing back into the U.S. and expands Leidos’ global security capabilities for the aviation and critical infrastructure markets,” said Jim Moos, Leidos Civil Group president. “We’re thrilled to expand into the North Charleston area and look forward to making a positive impact in the community.”

The new facility will produce security systems for Leidos’ Security Enterprise Solutions (SES) operation. SES offers a comprehensive suite of fully automated and integrated products for aviation, shipping ports, border crossings and critical infrastructure customers. These systems provide threat detection by screening baggage, cargo and people at checkpoints around the world.

“Leidos’ $31.7 million investment in their new facility here in the Lowcountry will lead to significant job growth and economic development,” said Congresswoman Nancy Mace (R-SC-1). “We congratulate them on their expanding operation and thank them for putting their faith in South Carolina.”

Located in Ladson Industrial Park, the new 150,000-square-foot facility will enable Leidos to onshore more manufacturing increasing the company’s critical capacity to support its growing customer base. The new plant will optimize manufacturing efficiency, quality and safety through application of best-in-class manufacturing processes. The facility is currently under construction and is expected to be fully operational by the first half of 2024.

About Leidos

Leidos is a Fortune 500® technology, engineering, and science solutions and services leader working to solve the world’s toughest challenges in the defense, intelligence, civil, and health markets. The company’s 46,000 employees support vital missions for government and commercial customers. Headquartered in Reston, Virginia, Leidos reported annual revenues of approximately $14.4 billion for the fiscal year ended December 30, 2022. For more information, visit www.leidos.com.

Certain statements in this announcement constitute “forward-looking statements” within the meaning of the rules and regulations of the U.S. Securities and Exchange Commission (SEC). These statements are based on management’s current beliefs and expectations and are subject to significant risks and uncertainties. These statements are not guarantees of future results or occurrences. A number of factors could cause our actual results, performance, achievements, or industry results to be different from the results, performance, or achievements expressed or implied by such forward-looking statements. These factors include, but are not limited to, the “Risk Factors” set forth in Leidos’ Annual Report on Form 10-K for the fiscal year ended December 30, 2022, and other such filings that Leidos makes with the SEC from time to time. Readers are cautioned not to place undue reliance on such forward-looking statements, which speak only as of the date hereof. Leidos does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.

Ladson defense manufacturer making weapons for Israel, U.S.

A major foreign defense manufacturer has been operating in Charleston County for more than six months, but it has disclosed very little about the nature of its work since the facility first opened for business.Elbit Systems America — a subsidiary of Israeli-owned Elbit Systems Inc., which has 10 sites in the U.S. mostly located on the East Coast — officially started operations in Ladson in May. As a whole, the company supplies up to 85% of land...

A major foreign defense manufacturer has been operating in Charleston County for more than six months, but it has disclosed very little about the nature of its work since the facility first opened for business.

Elbit Systems America — a subsidiary of Israeli-owned Elbit Systems Inc., which has 10 sites in the U.S. mostly located on the East Coast — officially started operations in Ladson in May. As a whole, the company supplies up to 85% of land-based military equipment to the Israel Defense Forces (IDF). Elbit has recently seen growing demand from the Israel Ministry of Defense (IMOD) for its “solutions,” according to a Dec. 18 press release. The company’s American subsidiary also offers products and services related to commercial aviation, homeland security monitoring and night vision technology.

The S.C. manufacturing facility stands at the end of Sightline Drive, a short road just off Ladson’s Palmetto Commerce Parkway. The building is buffered from the parkway by a line of trees, equipped with a traffic light. In other words, it doesn’t stand out as a defense manufacturing plant. And yet, Elbit’s Ground Combat Vehicle Assembly and Integration Center of Excellence is exactly what it sounds like — a plant that builds truck-mounted artillery systems and command post support vehicles.

Longtime Charlestonians might remember General Dynamics Land Systems (GDLS) — known before a buyout as Force Protection, Inc. — as a defense plant also in the Ladson-area industrial zone. The company, once a major Charleston manufacturer, supplied millions of dollars of contracted equipment to the U.S. Department of Defense and foreign armed forces, profiting from high demand for Iraq and Afghanistan war-era battlefield vehicles. GDLS spokesperson Robin Porter told the Charleston City Paper the plant was sold to Pegasus Steel, LLC., a company first established in South Africa in 1994.

Elbit America planned to invest approximately $31 million into its project, including construction costs, according to its Charleston County contract, which the City Paper obtained through a Freedom of Information Act request. Elbit’s facility uses 135,000 square feet of a 175,500-square-foot building. The remainder of the space is currently available for rent. The $31 million also accounted for machinery and site design, consisting of “36-foot cast-in-place, tilt walls … [and] 14 overhead cranes used to add armor to military vehicles,” wrote Choate Construction, the group contracted to build the plant.

Charleston County first became involved in Elbit’s relocation project in 2019, when it entered negotiations with Elbit under the company’s requested code name, “Project Thunder.” Code names are a common statewide practice of assigning a made-up project name to keep relocation deals anonymous. Charleston County Council described Project Thunder as a “leading global source of innovative, technology-based systems for diverse defense, homeland security, and commercial applications.” Elbit America would use this name to “begin its tax incentives process.”

In September 2021, the S.C. Coordinating Council for Economic Development authorized Charleston County to use a $700,000 set-aside grant to assist Elbit in business operations. The county and the state’s Department of Commerce also created an “attractive package” for the project. Incentives included a fee in lieu of tax credits, known as a “FILOT,” and Special Source Revenue Credit (SSRC), two tax-lowering incentives regularly applied to major businesses.

The Elbit site qualified for FILOT, which is available to companies that invest at least $2.5 million. The FILOT can save 40% or more in property taxes. FILOT savings are even greater when, as applies to Elbit, a business is designated inside an industrial park.

The SSRC incentive is taken from FILOT revenue: Counties “award credits to taxpayers to be applied against their property taxes.” Essentially, companies get more tax credits from the tax credits they already have. Dollars saved provide a competitive advantage to relocated businesses, but at a price. A 2019 fiscal year report disclosed that companies’ extra revenue diverted $423 million from public schools across the state, disproportionately low-income schools with mostly Black and brown students.

Elbit publicly announced its 135,000-square-foot Ladson site in November 2021. Project Thunder was not revealed as Elbit until a March 2022 “public hearing prior to final action.” This was several months after the county’s economic development director had committed to granting the subsidiary tax incentives.

In earlier council discussions, county officials projected that Project Thunder would bring 302 full-time jobs to the area “during annual operation,” but Elbit America Communications Specialist Amy Hartley told the City Paper on Dec. 6 that the site had only around 50 full-time workers.

Hartley declined a City Paper request to tour Elbit’s Ladson plant “given heightened security concerns.” In recent weeks, there have been pro-Palestine demonstrations outside some of its locations. A security guard, however, said the South Carolina plant hasn’t had any recent issues.

Another statement from Hartley explicitly mentioned the site’s contract with the U.S. Army to manufacture Command Post Integrated Infrastructure trucks, despite recent press releases indicating that its main operation was fulfilling contracts from the Israeli Ministry of Defense (IMOD) to build an automated vehicle mounted with an artillery system called a howitzer.

Elbit advertises the South Carolina-built howitzer vehicle as having “high firepower and long-range lethality.” The IDF reportedly has used the vehicle to launch white phosphorus artillery strikes in “densely populated areas of Gaza,” which Human Rights Watch says “violates the requirement under international humanitarian law to take all feasible precautions to avoid civilian injury and loss of life.”

In March 2019, Elbit America received $125 million from IMOD to build “automatic self-propelled howitzer gun systems” for the IDF over a 12-year period, and the group secured a $200 million “further to” the 2019 contract one year later. In November 2023, Elbit announced that it was increasing deliveries to IMOD from various sites, including U.S. subsidiaries, to support the IDF’s invasion of Gaza.

That same month, a United States Field Artillery Association news release reported that, while the Ladson site is continuing production and delivery of U.S. Army vehicles, “Elbit America has recently started production of the Sigma-Next Generation Howitzer at their Charleston, South Carolina facility and will begin deliveries to the Israeli Defense Force in 2025.”

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CARTA’s plans to build facility at fairgrounds sparks controversy

LADSON, S.C. (WCSC) - Representatives of the Coastal Carolina Fair are voicing their concerns about Charleston Area Regional Transportation Authority’s plans to build a park-and-ride facility at the fairgrounds.This park-and-ride facility is a part of CARTA’s Lowcountry Rapid Transit Plan – the first-ever large-scale transportation project in the region.CARTA Chairman Mike Seekings, says this $600 million plan is the result of over a decade of regional planning.“Large-scale transit projects are a ...

LADSON, S.C. (WCSC) - Representatives of the Coastal Carolina Fair are voicing their concerns about Charleston Area Regional Transportation Authority’s plans to build a park-and-ride facility at the fairgrounds.

This park-and-ride facility is a part of CARTA’s Lowcountry Rapid Transit Plan – the first-ever large-scale transportation project in the region.

CARTA Chairman Mike Seekings, says this $600 million plan is the result of over a decade of regional planning.

“Large-scale transit projects are a function on the front end of planning - a lot of planning - identifying the needs of a community, and seeing how we can meet those needs by planning out the alignment, finding the funding, and we’ve done all those things. So, we’re a good ways down the road right now,” Seekings says.

If plans go through, the facility will take up about six acres of the 180 acres available for parking on the fairgrounds. Mike Jernigan, a member of the Exchange Board as well as the former president of the Coastal Carolina Fair, says that their initial discussions with CARTA were about leasing an acre to an acre and a half of land for a bus stop, but he said that CARTA wanted more land to either purchase or take by eminent domain.

Seekings is surprised by this response. He says that they spoke with the leadership of the fairgrounds early in the process and have had conversations over many years about this area of land.

Officials with the Coastal Carolina Fair say that their issue is not the size of the facility, though, but the location. The park-and-ride facility would be located in lot 2A of the fairgrounds which is adjacent to Highway 78 and Gate 2 – one of the major entrances of the fairgrounds.

“We feel like supporting public transportation is a good thing. We’re not opposed to that in any way,” Jernigan says. We just feel like this location is the wrong location. That there are other options that are available adjacent to our property, or even at a different place on our property, but not to take our prime parking spot.”

Seekings says that throughout the conversations over the years, they have changed the intended location of this facility twice, and lot 2A was what was agreed upon.

“We’ve identified, through cooperative meetings with the Exchange Club, a number of different spaces. This last one we actually had a public hearing over at their request in August,” Seekings says. “So, we’re a long way down the road. It’s not signed, sealed and delivered, but it’s unlikely that we’re going to change the routing and change the manner in which we’ve gone through a long planning process. And now, at the eleventh hour, we’re ready, we’re ready to go implement this project - cooperatively, fairly to the benefit of all citizens in the region, including but not limited to those who are aligned with the Exchange Club and those who like to go to the fair.”

Jernigan disagrees. He says that they believe the location of the facility would disrupt patrons’ ability to enter and exit the fair, hurt fair revenue generation and impact the future success of the fair as well as their ability to support their community partners.

“This lot that would be affected by this potential park-and-ride disrupts our ability to park people efficiently. It would eliminate our ability to use one of our primary gates, and we feel like the effect of that on our parking means that we have less revenue and then less money to give away to the charities that depend on the profits from the fair,” Jernigan says.

The Coastal Carolina Fair supports about 70 different nonprofit organizations and charities in the area. CARTA and the fair representatives are not seeing eye-to-eye on this park-and-ride project. Seekings said they believe this project will actually have the opposite effect and be beneficial to the fair.

“Having access to the fair from public transit brings more people to the gate, enhances gate revenue, makes it more convenient, gives you many more local connections,” Seekings says. “It will be a very cooperative and beneficial experience for both sides of this and for the region.”

Jernigan says they just want to have more conversations about these plans and alternative solutions.

“We feel like there’s too much at stake here for the community, the charities we support and the long-term future of the fair to not have more discussion about other options which we feel like are available to CARTA in this general area - but you know, potentially even on the backside of the fair property - that need to be given consideration,” Jernigan says.

Jernigan says that even though the land is privately owned, the decision is ultimately not up to him, though, it is up to government officials.

Seekings says they want to make the plan work for everyone and enhance the experience for the community, but that it is unlikely much will change now that they are this far along. He says they want to implement this plan cooperatively and fairly and he believes there is some misunderstanding here. He says that this project is world-class public transit that works for everyone.

If plans go through, construction is slated to begin in 2026 and be completed by 2029.

Copyright 2023 WCSC. All rights reserved.

Funding for new 900-student Ladson Elementary School approved by committee

LADSON, S.C. (WCSC) - The Charleston County School District is one step closer to getting a new elementary school in Ladson.The Charleston County School District’s Audit and Finance Committee approved funding for a new Ladson Elementary School Tuesday afternoon. The Charleston County Board of Trustees will have a final vote on the building next week.The project is just now in the beginning stages, but the new Ladson Elementary School will cost over $47 million for materials and labor to build the school that will hold 900...

LADSON, S.C. (WCSC) - The Charleston County School District is one step closer to getting a new elementary school in Ladson.

The Charleston County School District’s Audit and Finance Committee approved funding for a new Ladson Elementary School Tuesday afternoon. The Charleston County Board of Trustees will have a final vote on the building next week.

The project is just now in the beginning stages, but the new Ladson Elementary School will cost over $47 million for materials and labor to build the school that will hold 900 students.

Ladson Elementary School is currently located at 3321 Ladson Rd., with the current building being completed back in 1976.

“I think the biggest thing is always to make sure they’ve got enough bids to find the best price,” parent Joy Brown says. “It is a huge ticket item, but it’s expensive to build a school.”

The existing Ladson Elementary School has seen steady growth over the last four years according to data from the South Carolina Department of Education 45-day school headcount numbers.

This year the school has 893 students compared to 843 students back in 2020.

Going even further back to 2012, Ladson Elementary had 801 students.

As the Charleston County School District continues to grow with more people moving to the area, Brown says it’s important for the district to spend money in the right places.

“I think for me as a parent, I feel like it’s important to have the right amount of schools,” Brown says. “School size matters, class size matters. You can’t have tons of kids packed into one school; Charleston’s a high growth area.”

The committee also approved over $66 million for 12 projects throughout the district ranging from renovations, replacements, and new buildings. Some projects of note include:

“I think it’s important for people to realize this money has been allocated specifically for schools,” Brown says. “We just want to make sure that it is efficiently used when you’re looking at growth.”

Copyright 2023 WCSC. All rights reserved.

Ladson man raises concerns over large number of dead bees

There is a buzz in the Ladson area about dead bees near a house. The homeowner is concerned after finding them. (WCIV)LADSON, S.C. (WCIV) — There is a buzz in the Ladson area about dead bees near a house. The homeowner is concerned after finding them.Bees are important pollinators. Many crops people eat are thanks to them. On top of that, honeybees produce honey."I get up in the morning, and I come through here because there is a lot of pine straw and leaves," Chris Wells said. "I'll blow all this of...

There is a buzz in the Ladson area about dead bees near a house. The homeowner is concerned after finding them. (WCIV)

LADSON, S.C. (WCIV) — There is a buzz in the Ladson area about dead bees near a house. The homeowner is concerned after finding them.

Bees are important pollinators. Many crops people eat are thanks to them. On top of that, honeybees produce honey.

"I get up in the morning, and I come through here because there is a lot of pine straw and leaves," Chris Wells said. "I'll blow all this off, so they are normally congregated around here and up here."

"In the back, don't really find many, but I got chickens back there," he continued. "(The chickens) probably eat them once they are on the ground and dead."

It's been happening over the past month. Near the front of the house, Wells says he was finding up to 100 a day. Recently, it's been a little less, but still more than 20 a day.

Wells doesn't think mosquito spraying is the cause since his house in Dorchester County was last sprayed two weeks ago. Other areas in the Lowcountry allow residents to opt out of spraying to protect bees.

Brian Fahey, who does beekeeping as a hobby, is impressed with how Charleston County officials work hard to protect the bees.

"The measures (county officials) take to make certain that they're not over-paying or contaminating any of our hives or taking out any bees (includes) spraying at night," he said. "Bees only fly during the day, they need sunlight to be able to navigate."

By looking at the pictures, Fahey thinks the bees' tongues sticking out could be a sign of poisoning, but it is hard to tell without further inspection. He says the bees definitely look older, although they typically only live up to 45 days.

"The last thing honeybees do is forage," Fahey said. "As they're forging, they're on their last legs. They're beating their wings to death."

Whatever the cause, Wells is hoping to get to the root of the problem because he believes the lack of bees around him has resulted in less pollination this year.

“We have a bunch of plants back there that needed to be pollinated," he said. "We didn't get any blueberries this year. Got a few figs, but normally, we get a pretty good amount of blueberries."

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