Few purchases give you a sense of pride and accomplishment like buying a new home. From white picket fences and lush green grass to cookouts with neighbors and holidays with the family, owning a home is magical. Like most great things, though, enduring the home-buying process takes a lot of work. There are many steps to take and difficult decisions to make along the way. One of the most crucial decisions is what type of home loan and mortgage broker to choose. Whether it's your first time buying a home or you're a seasoned owner with multiple properties, you will need a trusted mortgage broker in Daniel Island, SC, with your best interests at heart.
If you're like most people, you need a mortgage professional whose top priority is their customers - an expert who can provide accurate advice and guidance so you can make educated decisions. That's where Mission One Mortgage comes into the picture.
Whether you want the best interest rates or don't know where to start in the home-buying process, Mission One Mortgage can set you up in the right direction. From getting you pre-qualified to buy a home to securing a veteran's loan, Mission One Mortgage is the trusted solution you need. As Daniel Island natives, we're proud to serve the Lowcountry and all of South Carolina with trusted mortgage brokerage services.
Unlike some mortgage companies in Daniel Island, SC, we bring years of high-level experience and insight to the table. Having worked with hundreds of clients during our time in business, we know you're probably going through a range of emotions right now. Buying a new home can be a scary process, especially for first-time buyers. That's why we make every effort to make ourselves accessible and available for clients. Our primary goal is to help you make the right mortgage for your family and your budget.
We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.
Here are just a few reasons why home buyers choose Mission One Mortgage:
Most people simply don't have access to the hundreds of thousands of dollars needed to purchase a home with cash. Instead, they take out a mortgage loan to buy a home. Unfortunately, many homebuyers are anxious to get the ball rolling and, due to their excitement, fail to shop around for the best mortgage rates. To some degree, avoiding this step makes sense, as it requires a lot of legwork and research to get the job done. For those not wanting to spend hours researching a reasonable mortgage, there's an alternative to consider - working with a mortgage broker.
To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.
Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Daniel Island, SC, from which to choose.
In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.
If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.
In order to be pre-approved for a home in South Carolina, you must have the following:
Most people choose to use a mortgage broker because they have access to different lenders and interest rates. But a great mortgage broker brings more to the table than a choice of lenders.
Save You from Unneeded Stress:One of the biggest advantages of hiring a mortgage broker is that they can find and vet loans while managing the mortgage process on your behalf. The best mortgage companies, like Mission One Mortgage, hire brokers who are experts at keeping underwriting on track, coordinating with relevant parties, and handling all paperwork involved. At the end of the day, mortgage brokers save you stress and time and often expedite the closing process.
More Access: We touched on this earlier, but it bears repeating: A mortgage broker provides access to a range of loans, rates, and lenders. In fact, many mortgage brokers can get rates lower than what the average person could get from a lender.
Save You Money: There's a chance that your mortgage broker can get your mortgage fees reduced or waived by the lender, which could save you a good deal of money.
Help with Unfavorable Financial Situations: Expert mortgage brokers can often assist in challenging financial situations, like when a buyer has inconsistent income or less-than-perfect credit. Experienced brokers, like those at Mission One Mortgage, are often aware of lenders willing to will work with nontraditional borrowers.
Provide Key Insights: Mortgage brokers share important insights, such as your chances for a home loan approval and exactly how much house you can afford. They can also save you from making costly mistakes based on their years of expertise in the mortgage industry.
While settling on the best type of home loan isn't as exciting as searching for the home of your dreams, it's equally important. Yes, your Mission One Mortgage loan officer in Daniel Island, SC, will be happy to help explain the differences between home loans. But understanding the basics ahead of time will save you stress and time in the long run.
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Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.
FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.
Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.
Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.
If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.
Do you have questions about the complexities of mortgages and home loans? As your advocate, Mission One Mortgage is here to answer any questions you have about mortgages and the home-buying process. We encourage you to call our office to speak directly with one of our mortgage experts or continue reading below for answers to some frequently asked questions.
Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?
A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Daniel Island, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).
Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?
A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.
Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?
A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:
Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?
A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.
Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Daniel Island, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.
Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.
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CHARLESTON — After nearly a year of off-island grocery runs, Daniel Island residents are finally getting their only full-service grocery store back — now twice the size with a pharmacy and a covered patio seating area.The grocery store opened Dec. 3 bright and early at 7 a.m. following a ribbon-cutting.The new 50,472-square-foot supermarket at Daniel Island Town Center at 162 Seven Farms Drive has about 70 percent more shelf space than the 27,000-square-foot store it replaced.The original supermarket opened i...
CHARLESTON — After nearly a year of off-island grocery runs, Daniel Island residents are finally getting their only full-service grocery store back — now twice the size with a pharmacy and a covered patio seating area.
The grocery store opened Dec. 3 bright and early at 7 a.m. following a ribbon-cutting.
The new 50,472-square-foot supermarket at Daniel Island Town Center at 162 Seven Farms Drive has about 70 percent more shelf space than the 27,000-square-foot store it replaced.
The original supermarket opened in 2002.
In the new store, aisles are wider, departments are expanded and shelves are stocked to capacity.
“This is not just a rebuild, it's a complete transformation,” said Kim Reynolds, community relations manager for the Florida-based chain, during a preview on Dec. 2. “A heartfelt thank you to our customers and our community for your patience and understanding throughout this process.”
The construction lasted nearly a year, leaving island residents without a grocery store for most of 2025.
George Renton, president of the Daniel Island Exchange Club, said many residents have been shopping at the Publix at Point Hope Commons on Clements Ferry Road, about seven miles away. The island’s other retailers helped fill the grocery gap, though, such as meat and grab-and-go-provisions from the upstate-based NY Butcher Shoppe.
The original Publix closed last Christmas Eve and was demolished soon after, although replacement plans have been in the works since 2017. The store held to its anticipated fourth-quarter 2025 timeline for reopening.
Customers will recognize many familiar faces at the new store, as the grocery store chain has brought back nearly half of its previous staff which were dispersed throughout other Lowcountry stores during the rebuild.
The Daniel Island Publix has 140 employees and held several job fairs before re-opening.
Opening day will be all hands on deck with support staff to help make shopping seamless.
“We have a lot of support team here for the opening, even people from North Carolina helping,” said store manager Christy Pfuntner.
More than two decades ago, Publix secured an exclusive agreement with the developer of Daniel Island, guaranteeing it would be the only supermarket within the master-planned community, which is now nearly built out.
The grocer purchased the 5-acre Daniel Island Town Center a decade ago for $13.8 million, according to public land records. It also owns an adjacent 1.2-acre parcel on Island Park Drive.
Charleston City Council member Mike Seekings, whose district includes Daniel Island, said the size and stature of the new Publix reflects the success of the community first annexed into the city in the early 1990s.
“I've been around long enough to remember when Daniel Island was just a sandbar and (buildings) were just coming out of the ground,” Seekings said. “To predict that you’d have a facility like this on Daniel Island 10 or 15 years ago, I never would have imagined that. This is a testament to how Daniel Island has succeeded.”
Publix’s roots trace back to 1930, when founder George W. Jenkins opened the first store in Winter Haven, Fla.
Since then, the chain has grown into one of the 10 largest-volume supermarket operators in the country — and the largest employee-owned company in the United States — with 1,423 store locations and more than 260,000 workers.
DANIEL ISLAND — A bright, white shooting star blazed across the dark night sky this week in a video captured by a local resident who started his quest with the intent of spying on furry-tailed rodents.Charlie Truesdale purchased an outdoor camera to record squirrels nesting under the solar panel on his roof. The camera didn’t do a good job catching the critters in the act, he said. He had the camera aimed at the roof, but at some point it was knocked over, pointing at the sky instead.“Maybe the evil squirrels ...
DANIEL ISLAND — A bright, white shooting star blazed across the dark night sky this week in a video captured by a local resident who started his quest with the intent of spying on furry-tailed rodents.
Charlie Truesdale purchased an outdoor camera to record squirrels nesting under the solar panel on his roof. The camera didn’t do a good job catching the critters in the act, he said. He had the camera aimed at the roof, but at some point it was knocked over, pointing at the sky instead.
“Maybe the evil squirrels did it, I don’t know,” Truesdale told The Post and Courier.
The camera was in this position for about a month. He left it there because its night vision captured the constellations better than his eyes, he said. He made a few time lapse videos of the stars rotating around the Earth.
On Nov. 17, he got a phone notification that the camera detected activity. He said that was surprising, considering the camera was aimed at the sky.
He pulled up the video, taken at 3:30 a.m., to find he captured a large meteor streaking across the Lowcountry sky.
“It was originally put there to spy on squirrels,” he said. “It ended up spying on the sky.”
The night he caught the meteor on video was the peak of the annual Leonid meteors. This major meteor shower is known for Earth-grazer meteors and fireballs that persist longer than an average meteor streak, according to the National Aeronautics and Space Administration.
(Clicking on any video link constitutes consent to collection and sharing of your personal video viewing data with various Post and Courier partners.)
Though the show is now past its peak, stargazers can still spot the Leonid meteors through early December.
For the best chance to view the shooting stars, NASA offers these tips:
The Leonid shower is not the only celestial event viewable in the Charleston area. The Taurid meteor shower is active now, with the Southern Taurids visible through Nov. 20 and the Northern Taurids (which peaked Nov. 11-12) visible to Dec. 10.
The American Meteor Society predicts the Geminid meteor shower will offer a unique chance to view colorful meteors, depending on the types of minerals and materials that make them up, The Post and Courier previously reported. The cosmic event is likely visible from Dec. 4-24 with the peak predicted Dec. 13-14.
Press ReleaseNews provided by: Home TelecomHome Telecom, the company that first brought fiber to Daniel Island in 2004, is proud to introduce their Tech Giant Internet Plan, designed for households and businesses that demand ultimate performance for work, streaming, security, and gaming—now with fiber speeds up to 5 gigabits per second (Gbps).This launch reaffirms Home Telecom’s role as the community’s original and most trusted technology leader.“Home Telecom was the first to bri...
News provided by: Home Telecom
Home Telecom, the company that first brought fiber to Daniel Island in 2004, is proud to introduce their Tech Giant Internet Plan, designed for households and businesses that demand ultimate performance for work, streaming, security, and gaming—now with fiber speeds up to 5 gigabits per second (Gbps).
This launch reaffirms Home Telecom’s role as the community’s original and most trusted technology leader.
“Home Telecom was the first to bring fiber technology to Daniel Island, and we’re proud to continue that tradition of innovation with the Tech Giant Plan,” said Gina Shuler, vice president of Marketing at Home Telecom. “As a local company with an office and technicians located right here on the island, we’re committed to delivering the best technology and an exceptional experience for customers who need the fastest, most reliable connectivity for work and play.”
The Tech Giant plan is built for power users who stream in 8K, game competitively, or run demanding cloud-based workflows. With symmetrical speeds up to 5 Gbps and capacity for multiple devices, it ensures seamless connectivity for homes and businesses alike.
This future-ready fiber infrastructure enhances lifestyles, supports work-from-home productivity, and adds long-term value to properties while attracting new businesses to the area.
Every Tech Giant Plan includes advanced smart device prioritization via Home Telecom’s managed Wi-Fi app, whole-home coverage with up to three MESH units, and complimentary access to SmartTown Community Wi-Fi—so you stay connected everywhere, inside and out.
Home Telecom is an innovative communications provider with a history that spans more than 120 years headquartered in Moncks Corner, SC. Home Telecom provides multi-gig internet, app-based video, next generation security services, home automation, and voice over IP telephone services to residents and businesses in Berkeley, Charleston, and Dorchester Counties of South Carolina. They utilize a variety of state-of-the-art technologies, most notably FTTP technology, making them a leader in providing the fastest broadband internet services in the state.
A joint venture between Woodfield Development and Simpson Housing has opened The Henslow Daniel Island, a 163-unit upscale property in Charleston, S.C.Simpson Housing also manages the property and oversees leasing, which began in July. The Henslow is currently 31 percent occupied.The project is part of the Daniel Island master-planned community. Housing Studio, SeamonWhiteside and SHAH Architecture & Interiors, as well as S. Wilkins Interior Design, contributed to the designs of the property. CF Evans served as general cont...
A joint venture between Woodfield Development and Simpson Housing has opened The Henslow Daniel Island, a 163-unit upscale property in Charleston, S.C.
Simpson Housing also manages the property and oversees leasing, which began in July. The Henslow is currently 31 percent occupied.
The project is part of the Daniel Island master-planned community. Housing Studio, SeamonWhiteside and SHAH Architecture & Interiors, as well as S. Wilkins Interior Design, contributed to the designs of the property. CF Evans served as general contractor.
The joint venture broke ground on the project in September 2023, according to Yardi Matrix. A year before, the duo took out a $43.2 million construction note from Renasant Bank.
Located at 350 Henslow Drive on a 10-acre site, the property is near Interstate 526 and 14 miles south of downtown Charleston. The Henslow is surrounded by several parks and close to Credit One Stadium, as well as a few retail options.
The community features one-, two- and three-bedroom apartments, as well as 12 two-story, three-bedroom townhomes, with floorplans ranging from 687 to 1,713 square feet. Shared amenities include a swimming pool with sundeck, clubhouse with kitchen, rooftop lounge, fitness center, coworking area with private stations and a dog park.
Charleston’s current pipeline includes 34,135 units across 174 projects in all stages of development, according to Yardi Matrix information. Out of the total number, 38 communities consisting of 8,180 units are under construction. Meanwhile, South Carolina continues to attract multifamily developers, with Columbia, S.C., ranking eighth in the top emerging housing markets across the U.S.
The Henslow marks Woodfield’s 17th project in South Carolina. Over the past 20 years, the company has brought online more than 4,600 units in the state, amounting to north of $1 billion in investments.
One of Woodfield’s properties in South Carolina is The Ames, a 304-unit apartment community which opened in July 2024, in Charleston’s suburb of Summerville. The firm recently refinanced the asset with a loan from Mesa West Capital.
The company also owns more assets within the Daniel Island master plan. These communities include The Port House and Wharf 7, located within walking distance of The Henslow.
Woodfield Development, one of the nation’s top 20 developers of Class A multifamily communities, announced the opening of The Henslow Daniel Island, a 163-unit boutique apartment and townhome community in Daniel Island, an award-winning master-planned community in Charleston, South Carolina.Developed in partnership with Simpson Housing, The Henslow pairs refined design with coastal charm, offering residents an elevated lifestyle in one of the Lowcountry’s most sought-after communities.Woodfield Development has deep ...
Woodfield Development, one of the nation’s top 20 developers of Class A multifamily communities, announced the opening of The Henslow Daniel Island, a 163-unit boutique apartment and townhome community in Daniel Island, an award-winning master-planned community in Charleston, South Carolina.
Developed in partnership with Simpson Housing, The Henslow pairs refined design with coastal charm, offering residents an elevated lifestyle in one of the Lowcountry’s most sought-after communities.
Woodfield Development has deep roots in the Carolinas, with The Henslow being its 17th project in South Carolina. Over the past 20 years, the Charleston-based firm has delivered more than 4,600 units, totaling over $1 billion in the state. On Daniel Island, Woodfield previously developed The Port House and Wharf 7, further underscoring the company’s long-term commitment to creating communities in Charleston’s most desirable locations. Leveraging the region’s exceptional growth and demand, Woodfield Development continues to maintain a strong development pipeline in the market.
“The opening of The Henslow marks an exciting milestone for Woodfield Development, Simposn Housing and Daniel Island,” said Mike Schwarz, partner at Woodfield Development. “This community offers an address that is truly second to none, placing residents in the heart of one of the Southeast’s most celebrated destinations. With its blend of elegant design and welcoming, resort-inspired amenities, The Henslow sets a new standard for sophisticated apartment and townhome living on Daniel Island.”
Located at 350 Henslow Drive, The Henslow is an upscale apartment and townhome community offering 163 one-, two-, and three-bedroom residences and 12 two-story, three-bedroom townhomes. Floor plans range from 687 to 1,713 square feet and feature elegant finishes such as luxury vinyl plank flooring, contemporary kitchens with quartz countertops and tile backsplash, stainless streel appliances, and large walk-in closets. Select homes include private patios or balconies, and all are equipped with smart home features for modern convenience.
The Henslow’s amenities include a resort-style saltwater pool with sundeck and cabana; a two-story designer clubhouse with an entertainment kitchen, game room, and rooftop lounge; a fitness center; and a co-working lounge with private stations. Additional amenities include an event barn with an outdoor living room, kitchen, and televisions; a dog park and pet wash station; and a private pond.
Located in Daniel Island, The Henslow is centrally located to all that makes Greater Charleston a world-class destination. Just 20 minutes from historic downtown Charleston, the beaches, and the airport, residents enjoy top-ranked schools, miles of bike paths, and a vibrant town center filled with shops, restaurants, and entertainment, including Credit One Stadium. With its thoughtful planning, scenic waterways, and welcoming village atmosphere, Daniel Island has become one of the Lowcountry’s premier residential destinations and among the most sought-after communities in the Southeast.
The project team for The Henslow included Housing Studio, Seamon Whiteside, SHAH Architecture & Interiors, S Wilkins Interior Design, and CF Evans as the general contractor.