Your Path to Homeownership Starts Here - Expert Mortgage Assistance

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We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.

Here are just a few reasons why home buyers choose Mission One Mortgage:

No Additional Fees

No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mission One Mortgage can help you scout the best price on loans without a hefty price tag.

Access to 50 Lenders

Access to 50 Lenders- With access to a range of loans and interest rates available, Mission One Mortgage can shop for the best loans for your unique needs.

Accessible to Our Clients

Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mission One Mortgage ensures all phone calls are answered or returned in a timely manner.

Setting You Up for Success

Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mission One Mortgage will provide you with all the necessary information to secure the best loan.

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Free Consultation phone-number (843) 822-5685

To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.

What Does a Mortgage Broker Do?

Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Moncks Corner, SC, from which to choose.

In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.

Help with the Pre-Approval Process

If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.

In order to be pre-approved for a home in South Carolina, you must have the following:

  • Two Years of W2 Forms
  • 30 Days of Pay Stubs from Employer
  • 60 Days of Bank Statements
  • A Valid Driver's License

Conventional Mortgages

Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.

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Mortgage Lending Service Moncks Corner, SC

FHA Loans

FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.

USDA Loans

Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.

Refinancing Moncks Corner, SC
Refinances Moncks Corner, SC

Veteran Mortgages

Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.

If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.

Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?

A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Moncks Corner, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).

Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?

A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.

Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?

A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:

  • Do not become a co-signer on a loan with someone else.
  • Do not quit or change your job.
  • Do not apply for new credit cards, automobile loans, or any other lines of credit.
  • Do not use your credit card to pay for large purchases, like furniture for your new house.
  • Do not avoid payments on current lines of credit, loans, or utility bills.

Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?

A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.

What Clients Say About Us

Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time

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Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Moncks Corner, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.

Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.

Contact Us For Service !

phone-number (843) 822-5685
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Latest News Near Me Moncks Corner, SC

Center Park Group Breaks Ground on Wellstead at Strawberry

This post is sponsored and contributed by Center Park Group, a Patch Brand Partner.This is a paid post contributed by a Patch Community Partner. The views expressed in this post are the author's own, and the information presented has not been verified by Patch.General contractor and home builder Center Park Group announces groundbreaking of Wellstead at Strawberry, an 84-unit build-to-rent (BTR) community in Moncks Corner, S.C., located near the intersection of SC-52 and Old SC-52. This community will offer residents c...

This post is sponsored and contributed by Center Park Group, a Patch Brand Partner.

This is a paid post contributed by a Patch Community Partner. The views expressed in this post are the author's own, and the information presented has not been verified by Patch.

General contractor and home builder Center Park Group announces groundbreaking of Wellstead at Strawberry, an 84-unit build-to-rent (BTR) community in Moncks Corner, S.C., located near the intersection of SC-52 and Old SC-52. This community will offer residents convenient living near Hwy 52 and major employers in Moncks Corner, Summerville, Goose Creek, and Charleston.

“Canvas Residential Partners is excited to enter the Charleston MSA BTR market with a proven and trusted partner in Center Park Group,” states Creighton Call, managing partner with Canvas Residential Partners.

Land development activity began in April 2025, and Center Park Group plans to commence with vertical construction in January 2026.

Center Park Group is excited to kick off another development with Canvas Residential Partners. This project will feature 84 three- and four-bedroom townhomes with attached one- and two-car garages. The three-bedroom plan is spacious, featuring 1,451 square feet and two-and-a-half bathrooms, while the four-bedroom plan boasts 1,737 square feet of living space and two-and-a-half bathrooms. Both plans feature modern design elements, including stainless steel appliances, quartz countertops, luxury vinyl plank flooring, and designer cabinetry. Within the community, residents will enjoy a dog park and a grilling station, perfect for connecting with neighbors.

“Our partnership with Canvas Residential reflects the type of collaboration that really drives success in the build-to-rent sector,” said Jason Esposito, president of Center Park Group. “As we move toward vertical construction in early 2026, we’re excited to see our shared vision for this community take shape in Moncks Corner.”

Townes at Strawberry will connect residents to the serene backdrop of Moncks Corner, offering easy access to the area’s most beloved outdoor destinations. From refreshing weekends spent on Lake Moultrie or along the Cooper River to exploring the natural beauty of Cypress Gardens, which was featured in films such as “The Notebook” and “The Patriot,” residents will enjoy a lifestyle surrounded by scenic charm and low-country tranquility. Wellstead at Strawberry is conveniently located adjacent to Hwy 52 and 9 miles from I-26. Lowes and Walmart are 3.5 miles away, and golf enthusiasts can practice their swings at Crowfield Golf Course and Berkeley Country Club, just minutes away.

As a leader in BTR construction across the Southeast, Center Park Group is making a strong impact through strategic partnerships with institutional investors, REITs and regional developers. The company’s expanding footprint includes 30 active communities representing over 3000 homes in various stages of construction and development, demonstrating the scale, speed, and reliability of its regional construction platform.

This post is an advertorial piece contributed by a Patch Community Partner, a local brand partner. To learn more, click here.

Pickin’ day in Moncks Corner

The 3rd annual Pickin’ in the Corner brought out all kinds of shoppers to browse down Main Street in Moncks Corner. There were experts in antiques, beginners, treasure hunters and bargain shoppers.There was an array of items to choose from; some new and some used. Some people came out to scan what was being offered to pass the time while pushing the stroller. Others, though, are full-fledged “stuff” addicts. They love hunting for something unique, that hidden gem no one else can see sparkle.It excites the sens...

The 3rd annual Pickin’ in the Corner brought out all kinds of shoppers to browse down Main Street in Moncks Corner. There were experts in antiques, beginners, treasure hunters and bargain shoppers.

There was an array of items to choose from; some new and some used. Some people came out to scan what was being offered to pass the time while pushing the stroller. Others, though, are full-fledged “stuff” addicts. They love hunting for something unique, that hidden gem no one else can see sparkle.

It excites the senses for those like Jamie Harris, who is also known as the Lowcountry Commoner. Harris notes she is usually a customer at such events, but is now beginning to sell her wares; it’s a budding business idea. She set up a booth in Moncks Corner, it’s her first time. She also sells on eBay and Instagram. Her goal over the next five years is to open a hybrid bookstore and antique shop.

“Basically, I love things. I cannot stop going to thrift stores, picking things up, and giving them as gifts. This summer, I realized I have too many things, so I’m starting this now as a side-hustle,” she said while keeping a side-eye on her booth for customers. “For Moncks Corner, this is great. The weather is perfect, and everyone is really nice and sweet. I think it’s a good mix of antiques and crafts, food and knick-knacks. It’s been great.”

The event on Saturday, Nov. 15, also hosts longtime sellers and buyers of thrifts and antiques. One of those is the owner of Collectors Corner Antiques on Main Street in Moncks Corner. The town partnered with the shop for the picking event. James “Bubba” Elliot and his wife took over the store in 2020.

“We moved forward and jumped into it,” Elliot said. “It’s really caught good traction just getting out there, making the connections with people, and finding the stuff, and you have to adapt. A lot of people aren’t into antiques. You have to find out what they want. Antiques aren’t dead. People now like buying an antique and building around it. People don’t fill their houses with it anymore. We go and look for this stuff because we don’t want it to die.”

James said, while standing out front of his store, that they work to find the good stuff. But events like Pickin’ in the Corner are a win-win for them; they get to network with others and also make some sales.

“This is major for the community,” he said. “We want to promote our store and let people see what we’ve got, and it’s helped to educate people, and the stories behind stuff are great. It really churns people’s interest.”

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