Mortgage Broker in Brevard, FL
Few purchases give you a sense of pride and accomplishment like buying a new home. From white picket fences and lush green grass to cookouts with neighbors and holidays with the family, owning a home is magical. Like most great things, though, enduring the home-buying process takes a lot of work. There are many steps to take and difficult decisions to make along the way. One of the most crucial decisions is what type of home loan and mortgage broker to choose. Whether it's your first time buying a home or you're a seasoned owner with multiple properties, you will need a trusted mortgage broker in Brevard, FL, with your best interests at heart.
If you're like most people, you need a mortgage professional whose top priority is their customers - an expert who can provide accurate advice and guidance so you can make educated decisions. That's where Mission One Mortgage comes into the picture.
DifferenceThe Mission One Mortgage Difference
Whether you want the best interest rates or don't know where to start in the home-buying process, Mission One Mortgage can set you up in the right direction. From getting you pre-qualified to buy a home to securing a veteran's loan, Mission One Mortgage is the trusted solution you need. As Brevard natives, we're proud to serve the Lowcountry and all of South Carolina with trusted mortgage brokerage services.
Unlike some mortgage companies in Brevard, FL, we bring years of high-level experience and insight to the table. Having worked with hundreds of clients during our time in business, we know you're probably going through a range of emotions right now. Buying a new home can be a scary process, especially for first-time buyers. That's why we make every effort to make ourselves accessible and available for clients. Our primary goal is to help you make the right mortgage for your family and your budget.
- Mortgage Broker Brevard, FL
- The Mission One Mortgage Difference
- Why Should I Work with a Mortgage Broker in Brevard, FL
- Exploring the Benefits of Working with a Mortgage Broker
- Common Home Loan Options in South Carolina
- Home Mortgage FAQs
- Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time
We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.
Here are just a few reasons why home buyers choose Mission One Mortgage:
No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mission One Mortgage can help you scout the best price on loans without a hefty price tag.
Access to 50 Lenders- With access to a range of loans and interest rates available, Mission One Mortgage can shop for the best loans for your unique needs.
Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mission One Mortgage ensures all phone calls are answered or returned in a timely manner.
Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mission One Mortgage will provide you with all the necessary information to secure the best loan.
Why Should I Work with a Mortgage Broker in Brevard, FL?
Most people simply don't have access to the hundreds of thousands of dollars needed to purchase a home with cash. Instead, they take out a mortgage loan to buy a home. Unfortunately, many homebuyers are anxious to get the ball rolling and, due to their excitement, fail to shop around for the best mortgage rates. To some degree, avoiding this step makes sense, as it requires a lot of legwork and research to get the job done. For those not wanting to spend hours researching a reasonable mortgage, there's an alternative to consider - working with a mortgage broker.
To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.
What Does a Mortgage Broker Do?
Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Brevard, FL, from which to choose.
In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.
Help with the Pre-Approval Process
If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.
In order to be pre-approved for a home in South Carolina, you must have the following:
- Two Years of W2 Forms
- 30 Days of Pay Stubs from Employer
- 60 Days of Bank Statements
- A Valid Driver's License
BenefitsExploring the Benefits of Workingwith a Mortgage Broker
Most people choose to use a mortgage broker because they have access to different lenders and interest rates. But a great mortgage broker brings more to the table than a choice of lenders.
Save You from Unneeded Stress:One of the biggest advantages of hiring a mortgage broker is that they can find and vet loans while managing the mortgage process on your behalf. The best mortgage companies, like Mission One Mortgage, hire brokers who are experts at keeping underwriting on track, coordinating with relevant parties, and handling all paperwork involved. At the end of the day, mortgage brokers save you stress and time and often expedite the closing process.
More Access: We touched on this earlier, but it bears repeating: A mortgage broker provides access to a range of loans, rates, and lenders. In fact, many mortgage brokers can get rates lower than what the average person could get from a lender.
Save You Money: There's a chance that your mortgage broker can get your mortgage fees reduced or waived by the lender, which could save you a good deal of money.
Help with Unfavorable Financial Situations: Expert mortgage brokers can often assist in challenging financial situations, like when a buyer has inconsistent income or less-than-perfect credit. Experienced brokers, like those at Mission One Mortgage, are often aware of lenders willing to will work with nontraditional borrowers.
Provide Key Insights: Mortgage brokers share important insights, such as your chances for a home loan approval and exactly how much house you can afford. They can also save you from making costly mistakes based on their years of expertise in the mortgage industry.
Home LoanCommon Home Loan Options in South Carolina
While settling on the best type of home loan isn't as exciting as searching for the home of your dreams, it's equally important. Yes, your Mission One Mortgage loan officer in Brevard, FL, will be happy to help explain the differences between home loans. But understanding the basics ahead of time will save you stress and time in the long run.
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(843) 822-5685
Conventional Mortgages
Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.
FHA Loans
FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.
USDA Loans
Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.
Veteran Mortgages
Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.
If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.
FAQsHome Mortgage FAQs
Do you have questions about the complexities of mortgages and home loans? As your advocate, Mission One Mortgage is here to answer any questions you have about mortgages and the home-buying process. We encourage you to call our office to speak directly with one of our mortgage experts or continue reading below for answers to some frequently asked questions.
Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?
A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Brevard, FL, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).
Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?
A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.
Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?
A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:
- Do not become a co-signer on a loan with someone else.
- Do not quit or change your job.
- Do not apply for new credit cards, automobile loans, or any other lines of credit.
- Do not use your credit card to pay for large purchases, like furniture for your new house.
- Do not avoid payments on current lines of credit, loans, or utility bills.
Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?
A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.
Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time
Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Brevard, FL, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.
Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.
Contact Us For Service !
(843) 822-5685
Latest News in Brevard, FL
Joann expects to close 500 stores amid bankruptcy. What will happen to the 1 in Brevard?
Michelle Spitzerhttps://www.floridatoday.com/story/news/local/2025/02/13/joann-closing-hundreds-stores-due-bankruptcy-brevard-1/78482328007/
Crafting and fabric retailer Joann has said about 500 of its stores nationwide will close.The Ohio-based chain announced Wednesday plans to close the stores amid a filing for Chapter 11 bankruptcy protection. It’s the company’s second bankruptcy filing in the last 12 months.There are approximately 850 Joann ...
Crafting and fabric retailer Joann has said about 500 of its stores nationwide will close.
The Ohio-based chain announced Wednesday plans to close the stores amid a filing for Chapter 11 bankruptcy protection. It’s the company’s second bankruptcy filing in the last 12 months.
There are approximately 850 Joann stores. The list of closures includes 36 in Florida.
"This was a very difficult decision to make, given the major impact we know it will have on our Team Members, our customers and all of the communities we serve," Joann said in a statement to USA TODAY on Wednesday. "A careful analysis of store performance and future strategic fit for the Company determined which stores should remain operating as usual at this time."
Will the Brevard County Joann close amid the company’s bankruptcy filing?
The list of stores closing released Wednesday did not include the one Brevard County location.
It’s located at 1537 W. New Haven Ave., West Melbourne.
What Florida stores are closing?
Here's a list of Florida stores that are closing.
Complete list of Joann closure
California has the most stores on the list with 61 followed by Florida.
What’s the history of Joann?
Joann began in 1943 as a fabric destination. Over the years it expanded to include crafting and decorating items with about 850 stores in 49 states.
Spitzer is a Trending Reporter. She can be reached at MSpitzer@Floridatoday.com.
Brevard County 2024-25 district basketball tournament schedules
Chasite Bankshttps://www.floridatoday.com/story/sports/high-school/2025/01/31/brevard-county-2024-25-district-basketball-tournament-schedules/78061055007/
(This story was updated to add new information.)GirlsDistrict 8-1AQuarterfinals: Tuesday (Feb. 4) at St. Edward'sNo. 5 Master's Academy vs. No. 4 Calvary Chapel, 6 p.m.Need a break? Play the USA TODAY Daily Crossword Puzzle.Semifinals: Thursday (Feb. 6) at St. Edward'sMaster's Academy/Calvary Cha...
(This story was updated to add new information.)
Girls
District 8-1A
Quarterfinals: Tuesday (Feb. 4) at St. Edward's
No. 5 Master's Academy vs. No. 4 Calvary Chapel, 6 p.m.
Semifinals: Thursday (Feb. 6) at St. Edward's
Master's Academy/Calvary Chapel winner vs. Morningside Academy, TBA
Championship game at St. Edward's on Saturday (Feb. 8)
District 6-2A
Quarterfinals: Tuesday (Feb. 4)
No. 5 Odyssey Charter vs. No. 4 MCC, TBA
No. 6 Pineapple Cove vs. No. 3 West Shore, 6:30 p.m.
Semifinals: Thursday (Feb. 6) at Holy Trinity
Odyssey Charter/MCC winner vs. No. 1 Holy Trinity, TBA
Pineapple Cove/West Shore winner vs. No. 2 Edgewood, TBA
Championship game at Holy Trinity on Saturday Feb. 8
District 7-3A
Semifinals: Thursday Feb. 6 at higher seed
No. 4 Astronaut at No. 1 Cocoa, 6 p.m.
No. 3 Cocoa Beach at No. 2 Space Coast, TBA
Championship game at Cocoa on Saturday Feb. 8
District 8-4A
Quarterfinals: Tuesday (Feb. 4) at Higher seed
No. 5 Rockledge at No. 4 Atlantic, TBA
No. 7 Merritt Island at No. 2 Satellite, 6 p.m.
No. 6 Eau Gallie at No. 3 Titusville, 6 p.m.
Semifinals: Thursday (Feb. 6) at Higher Seed
Rockledge/Atlantic winner at No. 1 Palm Bay, TBA
Eau Gallie/Titusville winner vs. Merritt Island/Satellite winner, TBA
Championship game at higher seed on Saturday Feb. 8
District 6-6A
Quarterfinals: Tuesday (Feb. 8) at Melbourne
No. 5 Westwood at No. 4 Melbourne, 6 p.m.
Semifinals: Wednesday (Feb. 6) at Melbourne
Westwood/Melbourne winner vs. No. 1 Heritage, TBA
No. 3 Viera vs. No. 2 Bayside, TBA
Championship game at Melbourne on Saturday (Feb. 8)
Boys
District 8-1A
Quarterfinals: Monday (Feb. 3) at Higher seed
Calvary Chapel 57, Merritt Island Christian 45
Morningside Academy 69, Brevard HEAT 27
St. Edward's 77, Master's Academy 48
Semifinals: Wednesday (Feb. 5) at Morningside Academy
No. 5 Calvary Chapel vs. No. 1 Florida Prep, TBA
No. 3 St. Edward's vs. No. 2 Morningside Academy, TBA
Championship game at Morningside Academy on Friday (Feb. 7)
District 6-2A
Quarterfinals: Monday (Feb. 3) at Higher seed
Edgewood 62, Pineapple Cove 56
MCC 55, Odyssey Charter 51
Semifinals: Wednesday (Feb. 5) at Higher seed
No. 5 Edgewood at No. 1 Holy Trinty, TBA
No. 3 MCC at No. 2 West Shore, TBA
Championship game at Higher seed on Friday (Feb. 7)
District 7-3A
Quarterfinals: Monday (Feb. 3) at higher seed
Astronaut 57, Space Coast 32
Semifinals: Wednesday (Feb. 5) at higher seed
No. 4 Astronaut at No. 1 Cocoa, 7 p.m.
No. 3 Crooms Academy at No. 2 Cocoa Beach, TBA
Championship game at higher seed on Friday (Feb. 7)
District 8-4A
Quarterfinals: Monday (Feb. 3) at higher seed
Palm Bay 68, Merritt Island 64
Rockledge 55, Eau Gallie 41
Titusville 69, Satellite 38
Semifinals: Wednesday (Feb. 5) at higher seed
No. 4 Palm Bay at No. 1 Atlantic, TBA
No. 3 Titusville at No. 2 Rockledge, TBA
Championship game at higher seed on Friday (Feb. 7)
District 6-6A
Quarterfinals: Monday (Feb. 3) at higher seed
Westwood 75, Heritage 55
Semifinals: Wednesday (Feb. 5) at Melbourne
No. 6 Westwood at No. 1 Viera, 5:30 p.m.
No. 3 Bayside at No. 2 Melbourne, 7 p.m.
Championship game on Friday (Feb. 7)
Brevard school board switches gears on public comment after new order by judge in lawsuit
Finch Walkerhttps://www.floridatoday.com/story/news/2025/01/22/new-order-in-lawsuit-prompts-public-comment-split-at-brevard-schools-meeting-moms-for-liberty/77863042007/
A temporary restraining order was issued less than two hours before Tuesday's school board meeting, ordering the board to stop implementing the current public comment policy.Florida Today0:001:49An hour and a half before Tuesday's school board meeting, a federal judge in Orlando issued a temporary restraining order in support of a Moms for Liberty-led lawsuit, stopping ...
A temporary restraining order was issued less than two hours before Tuesday's school board meeting, ordering the board to stop implementing the current public comment policy.
Florida Today
An hour and a half before Tuesday's school board meeting, a federal judge in Orlando issued a temporary restraining order in support of a Moms for Liberty-led lawsuit, stopping Brevard's school board from continuing to implement their public comment policy.
In October, after a nearly four-year battle, the Eleventh Circuit court found that Brevard Public Schools' policy on public comment placed a prohibition on "abusive" speech and was "facially unconstitutional because it was view-point based and an 'undercover ban on offensive speech,'" according to Tuesday's order.
While Brevard Schools said the policy needed to be amended, the district didn't say whether or not the policy would be enforced in the meantime, according to the order. This led to Tuesday's order and a change in the evening meeting's structure.
“It’s unfortunate that today’s order was even necessary, as the Eleventh Circuit already made it clear that parents have a right to directly address concerns about school policies, staff, and curricula without fear of being silenced,” said Institute for Free Speech Senior Attorney Brett Nolan in a press release sent Tuesday afternoon, and who argued the motion in a hearing earlier during the day. “Today’s order ensures that parents can exercise that right at Tuesday's board meeting and beyond.”
Judge orders school board not to enforce 'unconstitutional prohibition' on comments
The order halting Brevard Schools' public comment policy, filed on Jan. 17 by the plaintiffs — former and current members of Brevard's chapter of Moms for Liberty — was granted Tuesday ahead of the school board meeting, with Judge Roy Dalton Jr. calling the school board's policy "unconstitutional."
"A school board policy that chills a plaintiff's right to speak at future meetings and could prevent that speech altogether causes irreparable injury," he said. "Plaintiffs have shown that they are likely to suffer immediate and irreparable harm due to the potential for Defendants to continue enforcing the unconstitutional Policy at the scheduled board meeting tonight."
Dalton said BPS did not commit to not enforcing the policy until Monday, when they sent a "declaration" from Board Chair Gene Trent, in which he "seemingly reversed course" and said he wouldn't enforce the policy.
"The Court is unconvinced by Defendant's counterargument that there is no longer a threat of irreparable harm to Plaintiff following the Chair's eleventh-hour pledge not to enforce the unconstitutional prohibition," Dalton said, adding that inconsistent enforcement of the policy contributed to the Eleventh Circuit concluding that the policy was unconstitutional.
Impacts at Tuesday's meeting: public comment split in two sections
Brevard's school board was already in talks to amend the public comment policy and potentially change the structure of meetings before the policy could be officially revised.
That's what happened Tuesday evening, just after the order came down. There was brief discussion between board members at the start of public comment, which — at a typical Brevard school board meeting — allows speakers to discuss items both related to the agenda and unrelated items at the same time.
In light of the order, the board voted to split public comment, saying they would allow speakers to first discuss agenda-related items, then talk about anything they wanted at the end of the meeting. The second section came after the meeting was officially adjourned and wasn't broadcast via YouTube like the rest of the meeting.
"People can get up here and cuss ... it can be personally directed comments or whatever," board member Katye Campbell said, referring to Dalton's order and adding that by splitting it, they'd be "maintaining some kind of decorum."
She went on to say that Florida's law doesn't require school board meetings to be broadcast, and it also doesn't require non-agenda comments to be allowed from the public.
"I think ... the desire of this board ... is we want to allow the public to continue to come and share any thoughts they have with us about school board business," she said. "We want to continue to hear that, but we want to have it in a way that is ... we're not broadcasting whatever."
Megan Wright said the lawsuit put them "between a rock and a hard spot" on what to do, saying it takes time to revise a policy.
"The lawsuit has put a hindrance on the ability to maintain the policy the way that it is, and we are going to revise the policy," she said. "In the nature of upholding the honor of the lawsuit and making sure that we are complying with the law, I think this is probably the best thing to protect the board at this time. And then we'll get the policy revised and get it back on track."
Splitting public comment like this meant commenters who spoke to non-agenda items had to wait until the end of the meeting instead of getting to comment early on. For those who had multiple issues to discuss, with some related to the agenda and some not, they were able to speak during both portions of the public comment sections.
Amy Kneessy, a former Brevard school board member and one of the plaintiffs in the lawsuit, was unhappy with the temporary solution proposed by the board.
"I think dividing up public comment is a mistake," she said in an email to FLORIDA TODAY. "The Board likes to say that the purpose of the meeting is to do the business of the board. What they are really saying is they don't value or want public comment. Putting it at the end of the agenda and turning off the camera is an insult to Brevard County tax payers. There is NOTHING in the lawsuit that requires this action from the Board."
Finch Walker is the education reporter at FLORIDA TODAY. Contact Walker at fwalker@floridatoday.com. X: @_finchwalker.
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Deadline to apply for homestead exemption, other discounts on property taxes is Monday
Dave Bermanhttps://www.floridatoday.com/story/news/local/2025/02/27/monday-is-deadline-to-apply-for-homestead-exemption-on-property-taxes/80688075007/
Brevard County residents have until Monday to apply for a homestead or other exemption to save money on their property taxes, if they do not already have such exemptions in place.The offices of Brevard County Property Appraiser Dana Blickey have been busy this week, with people doing just that, sometimes experiencing relatively long wait times.How to applyBlickley said residents can apply for the exemptions in one ...
Brevard County residents have until Monday to apply for a homestead or other exemption to save money on their property taxes, if they do not already have such exemptions in place.
The offices of Brevard County Property Appraiser Dana Blickey have been busy this week, with people doing just that, sometimes experiencing relatively long wait times.
How to apply
Blickley said residents can apply for the exemptions in one of three ways:
These are the office locations:
Rockledge resident Grace Clow was at the property appraiser's office in Viera on Thursday afternoon to check on her exemption status. She was waiting about two hours because of the large number of people who came to the office before her.
But Clow said she didn't mind.
"I expected it, getting close to the deadline," Clow said. "Everybody has been really nice. It is what it is."
What exemptions are available
The initial homestead exemption provides qualified applicants with a reduction in their home's taxable value up to $25,000 if the home is the owner's primary residence.
An additional homestead exemption provides qualified applicants with an additional reduction in their home's taxable value up to $25,722. This exemption is adjusted annually for inflation.
There also are other exemptions available for widows/widowers, people who are blind or have other disabilities, and senior citizens with limited income, among other factors.
Some exemptions apply to all components of the property tax bill, while others apply only to certain components.
Blickley said property owners who have their exemptions in place from previous years do not have to do anything. Only those wanting to make a change have to apply.
The application deadline typically is March 1. But because that's a Saturday, the deadline was extended this year until Monday, March 3.
Blickley said online applications file by midnight March 3 will be accepted, as will mailed-in applications with a March 3 postmark.
The offices are open from 8 a.m. to 5 p.m. Monday through Friday.
Dave Berman is business editor at FLORIDA TODAY. Contact Berman at dberman@floridatoday.com, on X at @bydaveberman and on Facebook at www.facebook.com/dave.berman.54
Brevard's only Joann fabrics store closing amid the company shutting all locations
Michelle Spitzerhttps://www.floridatoday.com/story/news/local/2025/02/25/joann-fabric-store-closing-all-locations-including-brevard-west-melbourne/80240374007/
Brevard crafters and fabric fans were relieved when they thought the county’s lone Joann’s would stay in business.However, company officials have announced all locations, ...
Brevard crafters and fabric fans were relieved when they thought the county’s lone Joann’s would stay in business.
However, company officials have announced all locations, more than 800 across the U.S., will close.
Previously, the company said about 300 stores, including the one in West Melbourne, would remain open.
A statement from company officials expressed appreciation for its employees over the last 80-plus years.
"JOANN leadership, our Board, advisors and legal partners made every possible effort to pursue a more favorable outcome that would keep the company in business," the company statement read. "We are committed to working constructively with the winning bidder to ensure an orderly wind-down of operations that minimizes the impact on all our stakeholders."
Why is Joann closing its stores?
The company filed for Chapter 11 bankruptcy twice within a year, which led to its assets being put up for auction.
Retail liquidator GA Group and Joann's term lenders won the auction bidding Saturday. The auction results are expected to be formally approved during a hearing Wednesday.
When will the Brevard Joann store go out of business?
Scott Carpenter, CEO of GA Group's Retail Solutions and Wholesale & Industrial Solutions teams, told the Akron Beacon Journal — part of the USA TODAY Network — on Saturday that most of the closing Joann stores would remain open until the end of May.
Going-out-of-business sales have begun and will be held until the stores close. Brevard's only Joann store is located at 1537 W. New Haven Ave., West Melbourne.
“Only inventory available on-site at those stores will be part of the closing sales,” the company said in a news release.
Is Joann still accepting gift cards, returns?
No.
According to Joann’s restructuring website, the retailer said it is not accepting gift cards. Discounts, such as those for Girl Scouts, teachers, military and healthcare are halted.
Base discounts for the out-of-business sale ranged between 10-20%, with some Christmas items being discounted as high as 75%, according to USA Today.
Spitzer is a Trending Reporter. She can be reached at MSpiter@Floridatoday.com.
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